LDI · loanDepot, Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong SellIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| Adjusted EBITDA non-GAAP | $20.48M | Three Months Ended Jun 30, 2026 | — |
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| Adjusted net loss non-GAAP | -$29.23M | Three Months Ended Jun 30, 2026 | — |
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| Adjusted total revenue non-GAAP | $307.55M | Three Months Ended Jun 30, 2026 | — |
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| Gain on sale margin | 2.86% | Three Months Ended Jun 30, 2026 | — |
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| Loan origination volume | $7.99B | Three Months Ended Jun 30, 2026 | — |
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| Pull-through weighted gain on sale margin | 3.45% | Three Months Ended Jun 30, 2026 | — |
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| Pull-through weighted lock volume | 6.6B | Second Quarter 2026 | — |
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| Purchase volume % of total loans originated | 57% | Second Quarter 2026 | — |
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| Rate lock volume | $8.99B | Three Months Ended Jun 30, 2026 | — |
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| Servicing fee income | $111.96M | Three Months Ended Jun 30, 2026 | — |
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| Cash balance | $277M | first quarter | — |
| market share | 1.39% | First Quarter 2026 | — |
| organic refinance consumer direct recapture rate | 73% | first quarter | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Mortgage Finance — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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LDI
this stock
loanDepot, Inc.
|
$303.19M | -56.7% | +12.2% | — | 5.2% |
|
RKT
Rocket Companies, Inc.
|
$41.80B | -23.8% | +31.2% | — | 3.5% |
|
FNMA
Federal National Mortgage Association Fannie Mae
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$7.20B | -42.0% | -0.4% | 622.0 | 1.3% |
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PFSI
PennyMac Financial Services, Inc.
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$4.05B | -40.8% | +3.1% | 10.7 | 5.1% |
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FMCC
Federal Home Loan Mortgage Corp
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$3.61B | -45.2% | -2.7% | — | 1.5% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| LDI | -5.8% | -17.7% | -52.8% | -8.6% | -56.7% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | -6.2% | -22.2% | -66.6% | -12.5% | -70.5% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.