NIC · Nicolet Bankshares Inc

Track NIC — free

$172.66 -4.08 (-2.31%) At close · Aug 19

Market Cap

$3.73B

20.96M

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FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Jul 31, 2026

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Moderate

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +18%

above

Price vs 50-day avg +5%

above

RSI (14) 52

neutral

MACD trend Negative

52-week position 90%

near high

Momentum

relative strength

Strong

1-month return +3%

trailing

6-month return +9%

trailing

YTD return +42%

this year

Relative strength −2%

vs S&P · 6-mo

Sentiment

smart money

Bullish

Trend (MA cross) No cross

50d $165 › 200d $146 — 50d above 200d

Institutional flow Accumulating

+5% holders QoQ · +50 funds added

Insider flow Distributing

Net -$716.0K over 90 days · 100% sells

Short interest Falling

4.74% of float · ▼ -10.3% MoM · 4.5 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

252 holders — near 3-yr high, broad support

Squeeze score 68

elevated · 0–100

Fundamentals

Excellent

EPS growth +21%

Y/Y

Free cash flow $149.4M

Valuation P/E 20.2

rich

Buyback $17.0M

remaining

Balance sheet $20.1M

net cash

Quant / Vol

risk profile

Moderate

Volatility 30%

annualized · 1-yr

Max drawdown −18%

past year

ATR 2.2%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 2 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+18% Bullish

Price vs 50-day avg

+5% Bullish

RSI (14)

52 Neutral

MACD trend

Negative Bearish

52-week position

90% Bullish

Market signals — smart money & positioning

Bullish · 3 of 6

Trend (MA cross) No cross

50d $165 › 200d $146 — 50d above 200d

Institutional flow Accumulating

+5% holders QoQ · +50 funds added

Insider flow Distributing

Net -$716.0K over 90 days · 100% sells

Short interest Falling

4.74% of float · ▼ -10.3% MoM · 4.5 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

252 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $115 Now $173 · 90% Range high $179

vs 200-day avg +18% vs 50-day avg +5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Allowance for credit losses-loans	134M	Q2 2026	—

Allowance for credit losses-loans / total loans	1.23%	Q2 2026	—

Common stock repurchased (shares)	267,310	6/30/2026	—
Core return on average assets (non-GAAP) non-GAAP	1.69%	6/30/2026	—
Core return on average common equity (non-GAAP) non-GAAP	11.53%	6/30/2026	—
Core return on average tangible common equity (non-GAAP) non-GAAP	21.59%	6/30/2026	—
Efficiency ratio	58.62%	6/30/2026	—
Net charge-offs to average loans	0.02%	6/30/2026	—
Net interest margin	4.14%	Q2 2026	—
Net loan charge-offs	651K	6/30/2026	—
Nonperforming assets	75M	Q2 2026	—

Nonperforming assets / total assets	0.49%	Q2 2026	—

Nonperforming loans to total loans	0.66%	6/30/2026	—
Quarterly cash dividend per share	$0.36	Q2 2026	—

Return on average tangible common equity	19.07%	6/30/2026	—
Tangible book value per common share	$62.19	6/30/2026	—
Tangible common equity to tangible assets	9.06%	6/30/2026	—
Total brokered deposits	485.08M	6/30/2026	—
Total customer deposits (core)	12.04B	6/30/2026	—
Yield on interest-earning assets	5.86%	Q2 2026	—
Cost of interest-bearing liabilities	2.76%	full year 2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
NIC Nicolet Bankshares Inc this stock	$3.73B	+42.3%	—	20.2	4.7%
MFG Mizuho Financial Group Inc	$131.93B	+38.5%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.97B	-36.6%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	-1.2%	—	—	0.5%
PNC Pnc Financial Services Group, Inc.	$101.11B	+18.1%	+7.2%	14.0	1.8%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

252

% held: 62.7%
Net QoQ: +1.9M sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

248

View

Short & Settlement

Short Interest Falling

Shares short

994.2K

Days to cover: 4.5d
Change: -113.9K sh

View

Short Volume

Short vol %

86%

As of: Aug 19, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $3.2K
As of: Jul 31, 2026

View

Off-Exchange

Off-exchange %

33.8%

Week of: Jul 13, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$716.0K

Buyers / Sellers: 0 / 2

Buyers Sellers

View

Financials

Net income (FY)

$150.7M

EPS diluted: $9.78

View

Buybacks

Authorized

$18.0M

Remaining: $17.0M

Spent Remaining

View

Filings

SEC Filings

Latest

10-Q

Filed: Jul 31, 2026
This year: 10

View

Proposed Sales

Value

$58.8K

Shares: 342
Filed: Jul 28, 2026

View

Exempt Offerings

Offering

$98.1M

Filed: Sep 8, 2022

View

Earnings & Events

Earnings Calls

Last call

Oct 24, 2025

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
NIC	-2.7%	+2.9%	+9.3%	+1.0%	+42.3%
SPY	-0.4%	+2.9%	+11.6%	+3.0%	+12.8%
vs SPY	-2.2%	+0.0%	-2.3%	-1.9%	+29.6%

Capital returns

Latest dividend

$0.36 / share · ex Jun 1, 2026

Declared · upcoming

$0.36 / share · ex Sep 1, 2026

Raised 12.5%

Paid (TTM)

$1.32 / share · 4 payouts

Dividend yield (TTM, derived)

0.76%

Buyback program · as of Jun 30, 2026

Authorized

$18.00M

Spent (derived)

$1.00M

Remaining

$17.00M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1174850 CUSIP 65406E102 13F (30d) 227 filings 226 filers Visit website Investor relations

NIC · Nicolet Bankshares Inc

Price & Indicators

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Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns