PDLB · Ponce Financial Group, Inc.
Price & Indicators
Raw chart and full-history price indicators begin at the captured split on Jan 28, 2022; bars on opposite sides are not compared.
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| 16 consecutive quarters with an 80% rate of deep impact lending | 80% | as of June 30, 2026 | — |
| Allowance for credit losses on loans as a percentage of nonperforming loans | 116.91% | Q2 2026 | — |
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| Allowance for credit losses on loans as a percentage of total loans | 0.95% | Q2 2026 | — |
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| ATM center | 1 | As of June 30, 2026 | — |
| Average interest-earning assets to interest-bearing liabilities | 129.44% | Six months ended June 30, 2026 | — |
| Branches | 13 | As of June 30, 2026 | — |
| Common equity Tier 1 capital to risk-weighted assets (Ponce Financial Group) | 11.51% | Q2 2026 | — |
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| Efficiency ratio | 57.41% | Q2 2026 | — |
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| Loan production / representative offices | 3 | As of June 30, 2026 | — |
| Net interest margin | 3.64% | Six months ended June 30, 2026 | — |
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| Net interest rate spread | 2.87% | Six months ended June 30, 2026 | — |
| Net interest-earning assets | 735.17M | Six months ended June 30, 2026 | — |
| Non-performing loans as a percentage of total assets | 0.67% | Q2 2026 | — |
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| Number of full-time equivalent employees | 229 | As of June 30, 2026 | — |
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| Number of offices | 17 | Q2 2026 | — |
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| Tangible book value per common share non-GAAP | $13.89 | As of June 30, 2026 | — |
| Tier 1 capital to total assets (Ponce Financial Group) | 16.85% | Q2 2026 | — |
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| Total capital to risk-weighted assets (Ponce Financial Group) | 20% | Q2 2026 | — |
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| Total CRE Loans comprise 425.1% of Risk Based Capital | 425.1% | as of June 30, 2026 | — |
| Weighted average loan-to-value ratio | 53.8% | As of June 30, 2026 | — |
| Cumulative deep impact lending | 82% | the quarter ended March 31, 2026 | — |
| Common equity Tier 1 capital to risk-weighted assets (Bank only) | 20.53% | three months ended December 31, 2025 | — |
| Deep impact lending cumulative percentage | 82% | through December 31, 2025 (14 quarters) | — |
| Net (charge-offs) recoveries to average outstanding loans | -0.13% | three months ended December 31, 2025 | — |
| Return on average assets | 1.26% | three months ended December 31, 2025 | — |
| Tier 1 capital to total assets (Bank only) | 16.12% | three months ended December 31, 2025 | — |
| Total capital to risk-weighted assets (Bank only) | 21.63% | three months ended December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PDLB
this stock
Ponce Financial Group, Inc.
|
$493.92M | +24.9% | — | 14.5 | 1.2% |
|
MFG
Mizuho Financial Group Inc
|
$124.83B | +40.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.52B | -35.4% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +19.4% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
Raw-price comparisons begin at the captured split on Jan 28, 2022; windows that need an earlier baseline remain unavailable.
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PDLB | -1.6% | +1.1% | +25.1% | +1.2% | +24.9% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | -0.3% | -2.5% | +13.6% | -1.3% | +12.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.