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PDLB · Ponce Financial Group, Inc.

Track PDLB — free
$20.08 -0.26 (-1.28%) At close · Oct 7
Market Cap
$485.69M
Shares
24.19M
Volume · Oct 7 62.39K Avg daily vol (3M) 74.58K

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$20.08 Open$20.24 Day$20.01–20.24 52W close$14.02–20.76 Avg vol 30d83K Short int387K · 1.6% float · 5.1d Short vol64% DataJan 2020–Oct 2026 Filing10-Q · Aug 5

Up next

filed Aug 5, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$120.01M
Trailing 12 months
Net income (TTM)
$33.76M
Trailing 12 months
Revenue growth YoY
+19.3%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
14.2
Trailing earnings · reciprocal yield 7.0%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$481.09M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+2.4%
Year over year · more shares
Price change (1Y)
+37.7%
Trailing year
Short interest
1.6%
Latest settlement · 5.1 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Fair Quant / Vol Very Low
Market backdrop VIX 15.1 · calm Equity put/call 0.63
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +9%
above
Price vs 50-day avg −1%
below
RSI (14) 46
neutral
MACD trend Negative
52-week position 90%
near high
Momentum
relative strength
Very Strong
1-month return −1%
trailing
6-month return +15%
trailing
YTD return +23%
this year
Relative strength +4%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $20 › 200d $18 — 50d above 200d
Institutional flow Flat
1 of 86 funds reported for Sep 30 · net 0 sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
1.60% of float · ▲ +2.9% MoM · 5.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
86 holders — mid 3-yr range
Squeeze score 48
elevated · 0–100
Fundamentals
Fair
EPS growth +161%
Y/Y
Free cash flow $54.6M
Valuation P/E 14.2
rich
Balance sheet $469.9M
net debt
Quant / Vol
risk profile
Very Low
Volatility 23%
annualized · 1-yr
Max drawdown −8%
past year
ATR 1.8%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+9% Bullish
Price vs 50-day avg
−1% Neutral
RSI (14)
46 Neutral
MACD trend
Negative Bearish
52-week position
90% Bullish
Market signals — smart money & positioning
Bearish · 1 of 6
Trend (MA cross) No cross
50d $20 › 200d $18 — 50d above 200d
Institutional flow Flat
1 of 86 funds reported for Sep 30 · net 0 sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
1.60% of float · ▲ +2.9% MoM · 5.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
86 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $14 Now $20 · 90% Range high $21
vs 200-day avg +9% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Net interest margin 3.66% the three months ended June 30, 2026 filing —
Net interest rate spread 2.89% the three months ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
PDLB
Ponce Financial Group, Inc.
this stock
$485.69M +22.8% — 14.2 1.6%
MFG
Mizuho Financial Group Inc
$130.35B +47.1% — — 0.1%
HDB
Hdfc Bank Ltd
$113.79B -39.4% -3.2% — 0.7%
ITUB
Itau Unibanco Holding S.A.
$107.35B +36.0% — — 0.2%
CIXPF
CaixaBank/ADR
$103.83B +13.8% — — 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
86
% held
48.2%
Reported
1 of 86
Top holder
T. Rowe Price Investment…
Held Float
View
Held by Funds
Fund positions
125
View
Short & Settlement
Short Interest Rising
Shares short
386.7K
Days to cover
5.1d
Change
+10.9K sh
View
Short Volume
Short vol %
64%
As of
Oct 7, 2026
Short Total
View
Fails to Deliver
FTD shares
39
Value
$793
As of
Sep 3, 2026
View
Off-Exchange
Off-exchange %
33.4%
Week of
Aug 31, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$28.7M
EPS diluted
$1.20
View
Buybacks
Authorized
shares 1.2M
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 5, 2026
This year
9
View

Performance

5D 20D 120D MTD YTD
PDLB +0.7% -1.1% +14.7% +0.7% +22.8%
SPY +1.9% +1.9% +10.8% +1.9% +14.0%
vs SPY -1.2% -3.1% +3.9% -1.2% +8.8%

Capital returns

Buyback program · as of May 16, 2023
Authorized
shares 1.24M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1874071 CUSIP 732344106 13F (30d) 2 filings 2 filers Visit website Investor relations