Skip to main content
Equibles
RNST logo

RNST · Renasant Corp

Track RNST — free

Use RNST with AI

Ask our own analyst here, or connect this data to the AI you already use.

Ask ALVIS about RNST

Free, nothing to set up — ALVIS runs on the same tools and cites every figure.

or use your own AI

The free Equibles MCP server lets any client query SEC filings, earnings calls, KPIs, holdings and prices directly — read-only, OAuth-secured, cited to the filing.

ChatGPT Claude Gemini
Server URL
https://mcp.equibles.com/mcp
All connection guides →
$42.04 -0.56 (-1.31%) At close · Aug 19
Market Cap
$3.90B
Shares
91.40M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$42.04 Open$42.65 Day$41.92–42.66 52W close$33.40–44.30 Avg vol 30d591K Short int4.0M · 4.3% float · 6.7d Short vol59% Last earningsJul 28, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 5

Up next

Next earnings call
Oct 27, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 5, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Neutral Sentiment Bullish Fundamentals Strong Quant / Vol Moderate
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +8%
      above
      Price vs 50-day avg −2%
      below
      RSI (14) 40
      neutral
      MACD trend Negative
      52-week position 79%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Neutral
      1-month return −3%
      trailing
      6-month return +5%
      trailing
      YTD return +19%
      this year
      Relative strength −6%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $43 › 200d $39 — 50d above 200d
      Institutional flow Accumulating
      +6% holders QoQ · +48 funds added
      Insider flow Distributing
      Net -$1.6M over 90 days · 100% sells
      Short interest Falling
      4.35% of float · ▼ -4.4% MoM · 6.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      301 holders — near 3-yr high, broad support
      Squeeze score 66
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth −11%
      Y/Y
      EPS growth −37%
      Y/Y
      Free cash flow $237.8M
      Buyback $101.8M
      remaining
      Balance sheet $15.2M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 25%
      annualized · 1-yr
      Max drawdown −18%
      past year
      ATR 2.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Prior guidance period ended · from the Earnings Call filed Jun 30, 2024
      Gain from the sale of the insurance company · Q3 $36M
      Tax rate · Q3 23%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 5 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +8% Bullish
      Price vs 50-day avg
      −2% Neutral
      RSI (14)
      40 Neutral
      MACD trend
      Negative Bearish
      52-week position
      79% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $43 › 200d $39 — 50d above 200d
      Institutional flow Accumulating
      +6% holders QoQ · +48 funds added
      Insider flow Distributing
      Net -$1.6M over 90 days · 100% sells
      Short interest Falling
      4.35% of float · ▼ -4.4% MoM · 6.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      301 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $33 Now $42 · 79% Range high $44
      vs 200-day avg +8% vs 50-day avg -2%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      ACL 296.01M 2Q 2026 —
      ACL / Loans 1.54% 2Q 2026 —
      ACL / Nonperforming Loans 159% 2Q 2026 —
      Adjusted diluted earnings per share (non-GAAP) non-GAAP $1.88 Six Months Ended Jun 30, 2026 —
      Adjusted efficiency ratio non-GAAP 57.92% 2Q 2026 —
      Adjusted efficiency ratio (non-GAAP) non-GAAP 53.87% Six Months Ended Jun 30, 2026 —
      Adjusted loan interest income (FTE) (non-GAAP) non-GAAP $570.29M six months ended June 30, 2026 —
      Adjusted Loan Yield non-GAAP 6.03% 2Q 2026 —
      Adjusted loan yield (non-GAAP) non-GAAP 6.04% six months ended June 30, 2026 —
      Adjusted net income (non-GAAP) non-GAAP $175.16M Six Months Ended Jun 30, 2026 —
      Adjusted net interest income (FTE) non-GAAP $214.5M 2Q 2026 —
      Adjusted net interest income (FTE) (non-GAAP) non-GAAP $427.8M six months ended June 30, 2026 —
      Adjusted net interest margin (non-GAAP) non-GAAP 3.61% Q2 2026 —
      Adjusted pre-provision net revenue (PPNR) (non-GAAP) non-GAAP $230.74M Six Months Ended Jun 30, 2026 —
      Adjusted pre-provision net revenue to average assets (non-GAAP) non-GAAP 1.68% 2Q 2026 —
      Adjusted return on average assets (non-GAAP) non-GAAP 1.32% Six Months Ended Jun 30, 2026 —
      Adjusted return on average equity (non-GAAP) non-GAAP 9.13% Six Months Ended Jun 30, 2026 —
      Adjusted return on average tangible assets (non-GAAP) non-GAAP 1.5% Six Months Ended Jun 30, 2026 —
      Adjusted return on average tangible equity (non-GAAP) non-GAAP 16.29% Six Months Ended Jun 30, 2026 —
      Allowance for credit losses on loans to total loans 1.54% Q2 2026 —
      Annualized net loan charge-offs / average loans 0.06% Three Months Ended Jun 30, 2026 —
      Average commercial account balance $87,498 2Q 2026 —
      Average consumer account balance $14,563 2Q 2026 —
      Average criticized loan balance $474,179 2Q 2026 —
      Average deposit account balance $36,376 2Q 2026 —
      Average loan balance $326,094 2Q 2026 —
      Average NPL balance $305,709 2Q 2026 —
      Average tangible assets (non-GAAP) non-GAAP $25.28B six months ended June 30, 2026 —
      Average tangible shareholders’ equity (non-GAAP) non-GAAP $2.32B six months ended June 30, 2026 —
      Book Value $42.35 2Q 2026 —
      Common equity tier 1 capital ratio 11.06% 2Q 2026 —
      Cost of funding 2.07% Six Months Ended Jun 30, 2026 —
      Cost of total deposits 1.95% Six Months Ended Jun 30, 2026 —
      Cost of total interest-bearing deposits 2.82% 2Q 2026 —
      Coverage ratio (allowance for credit losses on loans to nonperforming loans) 158.73% Q2 2026 —
      Criticized Loans 510.22M 2Q 2026 —
      Criticized loans to total loans 2.66% Q2 2026 —
      Efficiency Ratio 54.92% 2Q 2026 —
      Gain on sale margin 1.57% Q2 2026 —
      Interest rate lock volume 611.6M Q2 2026 —
      Loans 30-89 Past Due / Total Loans 0.16% 2Q 2026 —
      Net interest margin (FTE) 3.85% Six Months Ended Jun 30, 2026 —
      Net interest margin, on fully tax equivalent basis 3.83% Q2 2026 —
      Net loan charge-offs 0.06% Q2 2026 —
      Nonperforming Loans 186.48M 2Q 2026 —
      Nonperforming loans to total loans 0.97% Q2 2026 —
      NPAs / Total Assets 0.75% 2Q 2026 —
      PPNR non-GAAP $112.4M 2Q 2026 —
      PPNR/Average Assets non-GAAP 1.68% 2Q 2026 —
      Return on average tangible assets (non-GAAP) non-GAAP 1.48% Q2 2026 —
      Shareholders' equity to assets 14.34% 2Q 2026 —
      Stock repurchase authorization remaining 101.8M Q2 2026 —
      Tangible book value per share (non-GAAP) non-GAAP $25.34 2Q 2026 —
      Tangible common equity ratio non-GAAP 9.1% 2Q 2026 —
      Tangible shareholders’ equity (non-GAAP) non-GAAP $2.32B June 30, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Shareholders' equity (GAAP) 3.87B
      -1.56B Intangible assets
      = Tangible shareholders' equity (non-GAAP) 2.32B
      Total adjusted noninterest expense (non-GAAP) non-GAAP $300.24M six months ended June 30, 2026 —
      Total cost of deposits 2.12% 2Q 2026 —
      Total risk-based capital ratio 15.94% 2Q 2026 —
      Total tangible assets (non-GAAP) non-GAAP $25.45B June 30, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Total assets (GAAP) 27B
      -1.56B Intangible assets
      = Total tangible assets (non-GAAP) 25.45B

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      RNST
      Renasant Corp
      this stock
      		$3.90B +19.4% -11.1% — 4.3%
      MFG
      Mizuho Financial Group Inc
      		 $131.93B +38.5% — — 0.1%
      HDB
      Hdfc Bank Ltd
      		 $118.97B -36.6% +15.2% — 0.5%
      IBN
      Icici Bank Ltd
      		 $105.45B -1.2% — — 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      		 $101.11B +18.1% +7.2% 14.0 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      301
      % held
      89.7%
      Net QoQ
      -106.5K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      296
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      4.0M
      Days to cover
      6.7d
      Change
      -182.4K sh
      View
      Short Volume
      Short vol %
      59%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      3.8K
      Value
      $163.3K
      As of
      Jul 31, 2026
      View
      Off-Exchange
      Off-exchange %
      32.0%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.6M
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $181.3M
      EPS diluted
      $2.07
      View
      Buybacks
      Authorized
      $250.0M
      Remaining
      $101.8M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 6, 2026
      This year
      15
      View
      Proposed Sales
      Value
      $1.5M
      Shares
      35.0K
      Filed
      Aug 3, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 28, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      RNST -3.0% -3.1% +5.3% -3.5% +19.4%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY -2.6% -6.0% -6.3% -6.5% +6.6%

      Capital returns

      Latest dividend
      $0.24 / share · ex Jun 16, 2026
      Declared · upcoming
      $0.24 / share · ex Sep 16, 2026
      Raised 4.3%
      Paid (TTM)
      $0.92 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.19%
      Buyback program · as of Jun 30, 2026
      Authorized
      $250.00M
      Spent (derived)
      $148.20M
      Remaining
      $101.80M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 715072 CUSIP 75970E107 13F (30d) 273 filings 266 filers Visit website Investor relations

      Report a Problem

      Category
      Description
      Email (optional, for follow-up)