ACT
Enact Holdings, Inc.Price & Indicators
Blended from price, positioning & fundamentals · daily-close · not investment advice.
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Adjusted Operating Return on Equity non-GAAP | 12.9% | 1Q26 | — |
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| Expense Ratio | 20% | 1Q26 | — |
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| Loss Ratio | 15% | 1Q26 | — |
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| Primary Persistency Rate | 80% | 1Q26 | — |
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| adjusted operating income non-GAAP | $172M | Q1 FY2026 call | — |
| adjusted operating income per diluted share non-GAAP | $1.21 | Q1 FY2026 call | — |
| adjusted return on equity non-GAAP | 13% | Q1 FY2026 call | — |
| average share repurchase price | $40.66 | Q1 FY2026 call | — |
| base premium rate | 39.4 | Q1 FY2026 call | — |
| cure rate | 54% | Q1 FY2026 call | — |
| delinquency rate | 2.6% | Q1 FY2026 call | — |
| net earned premium rate | 34.3 | Q1 FY2026 call | — |
| new delinquencies | 13,600 | Q1 FY2026 call | — |
| new delinquency rate | 1.5% | Q1 FY2026 call | — |
| new insurance written | $13B | Q1 FY2026 call | — |
| PMIERs sufficiency ratio | 162% | Q1 FY2026 call | — |
| primary insurance in force | $272B | Q1 FY2026 call | — |
| share repurchases and dividends capital return | $123M | Q1 FY2026 call | — |
| shares repurchased | 2.3M | Q1 FY2026 call | — |
| third-party CRT program PMIERs capital credit | $1.9B | Q1 FY2026 call | — |
| total delinquencies | 24,700 | Q1 FY2026 call | — |
| total insurance in force | $272B | Q1 FY2026 call | — |
| Book Value Per Share | $37.66 | 4Q25 | — |
| Book Value Per Share excluding AOCI | $37.87 | 4Q25 | — |
| PMIERs Sufficiency | 162% | 4Q25 | — |
| Primary Insurance in-force | $273B | 4Q25 | — |
| Return on Equity | 13.3% | 4Q25 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Insurance - Specialty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ACT
this stock
Enact Holdings, Inc.
|
$6.38B | +15.8% | +2.8% | 9.9 | 2.7% |
|
FNF
Fidelity National Financial, Inc.
|
$13.27B | -7.7% | +5.6% | 17.6 | 3.1% |
|
RYAN
Ryan Specialty Holdings, Inc.
|
$10.96B | -19.2% | +21.3% | — | 5.4% |
|
AXS
Axis Capital Holdings Ltd
|
$8.34B | +6.0% | +9.9% | 8.5 | 2.7% |
|
FAF
First American Financial Corp
|
$7.14B | +15.0% | +21.6% | 10.8 | 5.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ACT | +1.0% | +11.6% | +13.3% | 0.0% | +15.8% |
| SPY | +3.1% | -0.8% | +8.2% | +0.6% | +10.2% |
| vs SPY | -2.1% | +12.4% | +5.0% | -0.6% | +5.7% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.