ACT
Enact Holdings, Inc.Price & Indicators
Blended from price, positioning & fundamentals · daily-close · not investment advice.
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Adjusted Operating Return on Equity non-GAAP | 12.9% | 1Q26 | — |
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| Expense Ratio | 20% | 1Q26 | — |
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| Loss Ratio | 15% | 1Q26 | — |
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| Primary Persistency Rate | 80% | 1Q26 | — |
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| adjusted operating income non-GAAP | $172M | Q1 FY2026 call | — |
| adjusted operating income per diluted share non-GAAP | $1.21 | Q1 FY2026 call | — |
| adjusted return on equity non-GAAP | 13% | Q1 FY2026 call | — |
| average share repurchase price | $40.66 | Q1 FY2026 call | — |
| base premium rate | 39.4 | Q1 FY2026 call | — |
| cure rate | 54% | Q1 FY2026 call | — |
| delinquency rate | 2.6% | Q1 FY2026 call | — |
| net earned premium rate | 34.3 | Q1 FY2026 call | — |
| new delinquencies | 13,600 | Q1 FY2026 call | — |
| new delinquency rate | 1.5% | Q1 FY2026 call | — |
| new insurance written | $13B | Q1 FY2026 call | — |
| PMIERs sufficiency ratio | 162% | Q1 FY2026 call | — |
| primary insurance in force | $272B | Q1 FY2026 call | — |
| share repurchases and dividends capital return | $123M | Q1 FY2026 call | — |
| shares repurchased | 2.3M | Q1 FY2026 call | — |
| third-party CRT program PMIERs capital credit | $1.9B | Q1 FY2026 call | — |
| total delinquencies | 24,700 | Q1 FY2026 call | — |
| total insurance in force | $272B | Q1 FY2026 call | — |
| Book Value Per Share | $37.66 | 4Q25 | — |
| Book Value Per Share excluding AOCI | $37.87 | 4Q25 | — |
| PMIERs Sufficiency | 162% | 4Q25 | — |
| Primary Insurance in-force | $273B | 4Q25 | — |
| Return on Equity | 13.3% | 4Q25 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Insurance - Specialty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ACT
this stock
Enact Holdings, Inc.
|
$6.33B | +14.9% | +2.8% | 9.8 | 2.7% |
|
RYAN
Ryan Specialty Holdings, Inc.
|
$22.59B | -18.3% | +21.3% | — | 5.4% |
|
FNF
Fidelity National Financial, Inc.
|
$13.11B | -9.8% | +5.6% | 17.4 | 3.1% |
|
AXS
Axis Capital Holdings Ltd
|
$8.36B | +6.3% | +9.9% | 8.5 | 2.7% |
|
FAF
First American Financial Corp
|
$7.08B | +14.0% | +21.6% | 10.7 | 5.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ACT | +1.6% | +11.8% | +12.0% | -0.8% | +15.0% |
| SPY | +1.4% | -1.3% | +8.0% | -0.3% | +9.2% |
| vs SPY | +0.1% | +13.0% | +4.0% | -0.5% | +5.7% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.