AIG · American International Group, Inc.
$74.93
-0.50 (-0.66%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$38.15B
Shares
522.89M
Volume · Oct 2
4.74M
Avg daily vol (3M)
3.82M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$74.93
Open$75.47
Day$74.35–75.57
52W close$71.89–86.59
Avg vol 30d4.5M
Short int10.5M · 2.0% float · 2.2d
Short vol59%
Last earningsNov 4, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Nov 4, 2026
Scheduled
· in 5 wks
filed Aug 7, 2026
call held Aug 7, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$26.64B
Trailing 12 months
Net income (TTM)
$2.96B
Trailing 12 months
Revenue growth YoY
-0.1%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
13.7
Trailing earnings · reciprocal yield 7.3%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
2.5%
Trailing 12 months
Shares change YoY
-7.7%
Year over year · fewer shares
Price change (1Y)
-5.9%
Trailing year
Short interest
2.0%
Latest settlement · 2.2 days to cover
AI Brief
Q2 FY26 earnings call · Aug 7, 2026
Q2 FY26
TL;DR. AIG reported strong Q2 2026 results with 9% net premiums written growth, a 10% adjusted EPS increase to $2.00, and a 30 bps improvement in the accident year combined ratio to 88.1%, while completing the sale of its remaining Corebridge stake for $710 million and returning $904 million to shareholders.
Bullish
- + Global Personal combined ratio improved 560 bps to 92.9% with underwriting income up 356% to $114 million
- + Completed sale of remaining Corebridge stake for $710 million, marking end of five-year separation
- + Returned $904 million to shareholders including $641 million in buybacks, with $0.50 quarterly dividend declared
Bearish
- − GAAP net income per diluted share fell 10% YoY to $1.78
- − International commercial renewal pricing declined 6% YoY, with global energy pricing down 15%
- − North America commercial accident year combined ratio worsened 50 bps to 86.7% on business mix shift and property rate pressure
- − Catastrophe losses of $210 million include $75 million from Middle East conflict, up from $170 million prior year
- − Lexington property retention fell 9 percentage points, reducing overall North America growth by over 3 percentage points
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Buy
Momentum
Very Weak
Sentiment
Neutral
Fundamentals
Weak
Quant / Vol
Very Low
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−3%
below
Price vs 50-day avg
−2%
below
RSI (14)
47
neutral
MACD trend
Positive
52-week position
21%
mid-range
Momentum
relative strength
1-month return
−3%
trailing
6-month return
−4%
trailing
YTD return
−12%
this year
Relative strength
−16%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $77 › 200d $77 — 200d above 50d
Institutional flow
Distributing
5 of 1,141 funds reported for Sep 30 · net -4.8K sh shares · +1 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.01% of float · ▲ +21.0% MoM · 2.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
1,141 holders — near 3-yr high, broad support
Squeeze score
53
elevated · 0–100
Fundamentals
Revenue growth
−2%
Y/Y
EPS growth
+350%
Y/Y
Valuation
P/E 13.3
rich
Buyback
$2.6B
remaining
Balance sheet
$20.8B
net debt
Quant / Vol
risk profile
Volatility
24%
annualized · 1-yr
Max drawdown
−17%
past year
ATR
1.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Aug 7, 2026
Expense ratio
· full year 27
Initiated
up to 30%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−3%
Neutral
Price vs 50-day avg
−2%
Neutral
RSI (14)
47
Neutral
MACD trend
Positive
Bullish
52-week position
21%
Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $77 › 200d $77 — 200d above 50d
Institutional flow
Distributing
5 of 1,141 funds reported for Sep 30 · net -4.8K sh shares · +1 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.01% of float · ▲ +21.0% MoM · 2.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
1,141 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $72
Now $75 · 21%
Range high $87
vs 200-day avg -3%
vs 50-day avg -2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted after-tax income attributable to AIG common shareholders non-GAAP | $1.07B | Q2 2026 | — |
| Adjusted after-tax income per common share attributable to AIG common shareholders (diluted) non-GAAP | $4.12 | Six Months Ended June 30, 2026 | — |
| Adjusted book value per share non-GAAP | $79.98 | As of June 30, 2026 | — |
| Adjusted pre-tax income non-GAAP | $3.17B | Six Months Ended June 30, 2026 | — |
| Adjusted pre-tax loss non-GAAP | -$142M | Three Months Ended June 30 | — |
| Adjusted pre-tax loss before consolidation and eliminations non-GAAP | -$142M | Three Months Ended June 30 | — |
| Adjusted return on equity non-GAAP | 10.2% | Q2 2026 | — |
| Adjusted tangible book value per share non-GAAP | $72.18 | As of June 30, 2026 | — |
| AYCR, as adjusted non-GAAP | 91.2% | Three Months Ended June 30 | — |
| Capital returned to shareholders | $904M | Q2 2026 | — |
| Common stock dividends | $263M | Q2 2026 | — |
| Common stock repurchases | $641M | Q2 2026 | — |
| Core operating book value per share non-GAAP | $74.43 | As of June 30, 2026 | — |
| Core operating return on equity non-GAAP | 11.1% | Q2 2026 | — |
| CR | 92.9% | Three Months Ended June 30 | — |
| General Insurance combined ratio | 89% | Q2 2026 | — |
| General Insurance net premiums written | $7.5B | Q2 2026 | — |
| General Insurance underwriting income | $686M | Q2 2026 | — |
| GI Accident year combined ratio, as adjusted non-GAAP | 88.1% | Q2 2026 | — |
| Global Personal Net premiums written | $1.8B | Q2 2026 | — |
| Global Personal Underwriting income | $114M | Q2 2026 | — |
| Increase (decrease) on constant dollar basis, excluding Property lines | 11% | Three Months Ended June 30, 2026 | — |
| International Commercial Net premiums written | $2.59B | Q2 2026 | — |
| International Commercial Underwriting income | $200M | Q2 2026 | — |
| Net premiums written | $1.8B | Three Months Ended June 30 | — |
| Net premiums written, on constant dollar basis non-GAAP | 8% | Three Months Ended June 30 | — |
| North America Commercial combined ratio | 84% | Q2 2026 | — |
| North America Commercial Net premiums written | $3.13B | Q2 2026 | — |
| North America Commercial Underwriting income | $372M | Q2 2026 | — |
| Other Operations Adjusted pre-tax loss non-GAAP | -$142M | Q2 2026 | — |
| Total debt / Total adjusted capital non-GAAP | 17.6% | As of June 30, 2026 | — |
| Total debt / Total capital | 18.1% | As of June 30, 2026 | — |
| Underwriting income (loss) | $114M | Three Months Ended June 30 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Diversified — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
AIG
this stock
American International Group, Inc.
|
$38.15B | -12.4% | -1.7% | 13.3 | 2.0% |
|
BRK-B
Berkshire Hathaway Inc
|
$707.57B | +0.0% | +0.0% | — | 0.9% |
|
SLF
Sun Life Financial Inc
|
$44.43B | +25.9% | — | — | 0.7% |
|
HIG
Hartford Insurance Group, Inc.
|
$33.65B | -8.5% | +6.9% | 8.0 | 1.5% |
|
ACGL
Arch Capital Group Ltd.
|
$32.36B | -2.4% | +14.3% | 7.4 | 2.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| AIG | +1.0% | -2.5% | -3.7% | +0.7% | -12.4% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | +1.2% | -2.1% | -15.9% | -0.2% | -25.3% |
Capital returns
Latest dividend
$0.50
/ share · ex Sep 16, 2026
Paid (TTM)
$1.90
/ share · 4 payouts
Dividend yield (TTM, derived)
2.54%
Buyback program
· as of Jul 31, 2026
Authorized
$7.50B
Spent (derived)
$4.90B
Remaining
$2.60B
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.