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AMTB · Amerant Bancorp Inc.

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$29.17 -0.02 (-0.07%) At close · Aug 14
Market Cap
$1.14B
Shares
39.19M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$29.17 Open$29.03 Day$28.70–29.38 52W close$16.70–30.58 Avg vol 30d423K Short int1.5M · 3.8% float · 2.7d Short vol25% Last earningsJul 24, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 31

Up next

Next earnings call
Oct 23, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 31, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +30%
      above
      Price vs 50-day avg +11%
      above
      RSI (14) 62
      neutral
      MACD trend Negative
      52-week position 90%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +11%
      trailing
      6-month return +35%
      trailing
      YTD return +50%
      this year
      Relative strength +22%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $26 › 200d $22 — 50d above 200d
      Institutional flow Distributing
      -5% holders QoQ · +21 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      3.84% of float · ▲ +3.2% MoM · 2.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      143 holders — mid 3-yr range
      Squeeze score 52
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +386%
      Y/Y
      Free cash flow $129.2M
      Buyback $40.0M
      authorized
      Balance sheet $274.2M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 31%
      annualized · 1-yr
      Max drawdown −23%
      past year
      ATR 2.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      fourth quarter of 2026
      Total deposits $9.1B
      Total loans $7.3B
      4Q26
      Expenses $66M – $67M
      remainder of the year
      Net interest margin 3.5%
      Prior guidance period ended · from the Earnings Call filed Jun 30, 2025
      Deposit growth · by year-end 2025 14% – 15%
      Loan production and growth · by year-end 2025 5%
      Broker deposits reduction · by year-end 2025 at least $100M
      Net interest margin · third quarter of 2025 3.75%
      Noninterest income · Q4 $18.5M
      Noninterest income · Q3 $17.5M
      Core noninterest expenses · third quarter of 2025 $73M
      ROA · second half of 2025 1%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +30% Bullish
      Price vs 50-day avg
      +11% Bullish
      RSI (14)
      62 Neutral
      MACD trend
      Negative Bearish
      52-week position
      90% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $26 › 200d $22 — 50d above 200d
      Institutional flow Distributing
      -5% holders QoQ · +21 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      3.84% of float · ▲ +3.2% MoM · 2.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      143 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $17 Now $29 · 90% Range high $31
      vs 200-day avg +30% vs 50-day avg +11%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Assets Under Management and custody 3.37B 2Q26
      Banking centers 23 2Q26
      Net Interest Margin 3.52% 2Q26
      Pre-tax pre-provision net revenue non-GAAP $31.9M 2Q26
      Return on average assets 0.84% 2Q26
      Return on average equity 9.23% 2Q26
      Average cost of total deposits 2.31% 1Q26
      Average yield on loans 6.38% 1Q26
      Assets Under Management and custody (AUM) 3.26B December 31, 2025
      Core PPNR non-GAAP 29.3M Q4 FY2025
      Full-Time-Equivalent Employees (FTEs) 694 December 31, 2025
      Loans to Deposits 86.01% Q4 FY2025
      Net Interest Margin (NIM) 3.82% full-year 2025
      Tangible common equity ratio non-GAAP 9.39% December 31, 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      AMTB
      Amerant Bancorp Inc.
      this stock
      $1.14B +49.5% 3.8%
      MFG
      Mizuho Financial Group Inc
      $132.42B +48.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $120.05B -36.0% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $108.39B -0.2% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $102.52B +23.1% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      143
      % held
      74.0%
      Net QoQ
      +1.7M sh
      Top holder
      WELLINGTON MANAGEMENT GRO…
      Held Float
      View
      Held by Funds
      Fund positions
      170
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      1.5M
      Days to cover
      2.7d
      Change
      +47.2K sh
      View
      Short Volume
      Short vol %
      25%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      115
      Value
      $3.0K
      As of
      Jul 7, 2026
      View
      Off-Exchange
      Off-exchange %
      41.3%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Net income (FY)
      $52.4M
      EPS diluted
      $1.26
      View
      Buybacks
      Authorized
      $40.0M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Jul 31, 2026
      This year
      17
      View
      Proposed Sales
      Value
      $133.5K
      Shares
      7.4K
      Filed
      Nov 24, 2025
      View
      Exempt Offerings
      Offering
      $30.0M
      Filed
      Mar 17, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 24, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      AMTB +0.9% +11.4% +35.4% -1.5% +49.5%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +0.5% +7.0% +21.7% -5.4% +35.7%

      Capital returns

      Latest dividend
      $0.09 / share · ex Aug 14, 2026
      Raised 50%
      Paid (TTM)
      $0.36 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.23%
      Buyback program · as of Jan 31, 2026
      Authorized
      $40.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1734342 CUSIP 023576101 13F (30d) 139 filings 135 filers Visit website Investor relations