AVBC · Avidia Bancorp, Inc.
$22.17
+0.12 (+0.54%)
At close · Aug 14
Market Cap
$442.74M
Shares
19.97M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$22.17
Open$22.06
Day$21.81–22.27
52W close$14.37–22.41
Avg vol 30d111K
Short int371K · 1.9% float · 4.9d
Short vol36%
DataAug 2025–Aug 2026
Filing10-Q · Aug 13
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 13, 2026
Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Strong Buy
Momentum
Very Strong
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 14.3 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+18%
above
Price vs 50-day avg
+7%
above
RSI (14)
60
neutral
MACD trend
Positive
52-week position
97%
near high
Momentum
relative strength
1-month return
+9%
trailing
6-month return
+20%
trailing
YTD return
+32%
this year
Relative strength
+7%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $21 › 200d $19 — 50d above 200d
Institutional flow
Accumulating
+21% holders QoQ · +27 funds added
Insider flow
Accumulating
Net +$288.0K over 90 days · 0% sells
Short interest
Rising
1.86% of float · ▲ +18.6% MoM · 4.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
80 holders — near 1-yr high, broad support
Squeeze score
75
high risk · 0–100
Fundamentals
Free cash flow
$24.1M
Buyback
$30.0M
authorized
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−12%
past year
ATR
2.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+18%
Bullish
Price vs 50-day avg
+7%
Bullish
RSI (14)
60
Neutral
MACD trend
Positive
Bullish
52-week position
97%
Bullish
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $21 › 200d $19 — 50d above 200d
Institutional flow
Accumulating
+21% holders QoQ · +27 funds added
Insider flow
Accumulating
Net +$288.0K over 90 days · 0% sells
Short interest
Rising
1.86% of float · ▲ +18.6% MoM · 4.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
80 holders — near 1-yr high, broad support
Price context
position in its 52-week range
Range low $14
Now $22 · 97%
Range high $22
vs 200-day avg +18%
vs 50-day avg +7%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses | $23.9M | Q2 2026 | — |
| Allowance for credit losses as a percentage of total loans | 1.06% | Q2 2026 | — |
| Cost of interest-bearing liabilities | 1.89% | Q2 2026 | — |
| Efficiency ratio | 65.3% | Q2 2026 | — |
|
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| Loan exposure related to non-medical office space | $93.4M | Q2 2026 | — |
| Net interest margin | 3.64% | Q2 2026 | — |
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| Return on assets | 1.04% | Q2 2026 | — |
| Return on equity | 7.43% | Q2 2026 | — |
| Tangible book value per share (non-GAAP) non-GAAP | $18.81 | Q2 2026 | — |
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| Tangible stockholders' equity to tangible assets (non-GAAP) non-GAAP | 13.6% | Q2 2026 | — |
| Total non-medical office exposure excluding owner-occupied | $75.1M | Q2 2026 | — |
| Yield on earning assets | 5.05% | Q2 2026 | — |
| Net charge-offs | 0.02% | first quarter 2026 | — |
| Tangible shareholders' equity to tangible assets non-GAAP | 13.3% | first quarter 2026 | — |
| Book value per share | $18.88 | Q4 FY2025 | — |
| Cost of deposits | 1.35% | Q4 FY2025 | — |
| Quarterly cash dividend per share | $0.05 | Q4 FY2025 | — |
| Tangible shareholders' equity to tangible assets (non-GAAP) non-GAAP | 12.99% | Q4 FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
AVBC
this stock
Avidia Bancorp, Inc.
|
$442.74M | +31.9% | — | — | 1.9% |
|
MFG
Mizuho Financial Group Inc
|
$132.42B | +48.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$120.05B | -36.0% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$108.39B | -0.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$102.52B | +23.1% | +7.2% | 14.1 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| AVBC | +3.1% | +9.2% | +20.4% | -0.6% | +31.9% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | +2.7% | +4.7% | +6.6% | -4.5% | +18.0% |
Capital returns
Latest dividend
$0.05
/ share · ex May 19, 2026
Declared · upcoming
$0.06
/ share · ex Aug 18, 2026
Paid (TTM)
$0.10
/ share · 2 payouts
Dividend yield (TTM, derived)
— · history filling in
Buyback program
· as of Aug 4, 2026
Authorized
$30.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
2058758
CUSIP
05369T100
13F (30d)
74 filings
73 filers
Visit website
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