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$22.34 -0.04 (-0.18%) At close · Jul 29
Market Cap
$446.30M
Shares
20.08M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$22.38 Open$22.03 Day$21.68–22.90 52W$13.96–22.90 Avg vol 30d152K Short int313K · 1.6% float · 5.9d Short vol53% DataAug 2025–Jul 2026 Filing10-Q · May 14

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 14, 2026

Equibles Rating

blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Strong Buy Momentum Very Strong Sentiment Neutral Fundamentals Limited Quant / Vol Very Low
Market backdrop VIX 18.2 · elevated Equity put/call 0.71
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +22%
above
Price vs 50-day avg +12%
above
RSI (14) 69
neutral
MACD trend Positive
52-week position 94%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +7%
trailing
6-month return +15%
trailing
YTD return +33%
this year
Relative strength +8%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $20 › 200d $18 — 50d above 200d
Institutional flow Accumulating
13 of 66 funds reported for Jun 30 · net +37.2K sh shares · +4 new
Insider flow Accumulating
Net +$236.9K over 90 days · 0% sells
Short interest Rising
1.56% of float · ▲ +1.3% MoM · 5.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
66 holders — 13F breadth
Squeeze score 73
high risk · 0–100
Fundamentals
Limited
Not enough data for a confident read.
Quant / Vol
risk profile
Very Low
Volatility 25%
annualized · 1-yr
Max drawdown −12%
past year
ATR 3.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Strong Buy
0 · 3 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+22% Bullish
Price vs 50-day avg
+12% Bullish
RSI (14)
69 Neutral
MACD trend
Positive Bullish
52-week position
94% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $20 › 200d $18 — 50d above 200d
Institutional flow Accumulating
13 of 66 funds reported for Jun 30 · net +37.2K sh shares · +4 new
Insider flow Accumulating
Net +$236.9K over 90 days · 0% sells
Short interest Rising
1.56% of float · ▲ +1.3% MoM · 5.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
66 holders — 13F breadth
Price context
position in its 52-week range
52-wk low $14 Now $22 · 94% 52-wk high $23
vs 200-day avg +22% vs 50-day avg +12%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Allowance for credit losses $23.9M Q2 2026
Allowance for credit losses as a percentage of total loans 1.06% Q2 2026
Cost of interest-bearing liabilities 1.89% Q2 2026
Loan exposure related to non-medical office space $93.4M Q2 2026
Return on assets 1.04% Q2 2026
Return on equity 7.43% Q2 2026
Total non-medical office exposure excluding owner-occupied $75.1M Q2 2026
Yield on earning assets 5.05% Q2 2026
Net charge-offs 0.02% first quarter 2026
Book value per share $18.88 Q4 FY2025
Cost of deposits 1.35% Q4 FY2025
Quarterly cash dividend per share $0.05 Q4 FY2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
AVBC
Avidia Bancorp, Inc.
this stock
$446.30M +33.5% 1.6%
HDB
Hdfc Bank Ltd
$121.08B -35.5% +15.2% 0.4%
MFG
Mizuho Financial Group Inc
$119.51B +37.8% 0.1%
IBN
Icici Bank Ltd
$106.74B +1.5% 0.6%
PNC
Pnc Financial Services Group, Inc.
$101.03B +21.5% +7.2% 14.6 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
70
% held
32.3%
Reported
13 of 66
Top holder
T. Rowe Price Investment…
Held Float
View
Held by Funds
Fund positions
21
View
Short & Settlement
Short Interest Rising
Shares short
312.6K
Days to cover
5.9d
Change
+4.1K sh
View
Short Volume
Short vol %
53%
As of
Jul 29, 2026
Short Total
View
Fails to Deliver
FTD shares
6.2K
Value
$131.9K
As of
Jun 30, 2026
View
Off-Exchange
Off-exchange %
56.4%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Cluster buy
Net (90d)
+$236.9K
Buyers / Sellers
4 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$-3.3M
EPS diluted
$-0.18
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 27, 2026
This year
7
View
Earnings & Events
Earnings Calls Upcoming
Next call
Sep 15, 2026
Last call
May 28, 2026
View
Investor Relations
Latest news
Avidia Bancorp, Inc. Reports Seco…
Published
Jul 23, 2026
Upcoming events
1
View

Performance

5D 20D 120D MTD YTD
AVBC +8.4% +6.6% +15.1% +6.6% +33.5%
SPY -1.0% 0.0% +7.4% -0.8% +8.6%
vs SPY +9.4% +6.6% +7.7% +7.4% +24.9%

Capital returns

Latest dividend
$0.05 / share · ex May 19, 2026
Paid (TTM)
$0.10 / share · 2 payouts
Dividend yield (TTM, derived)
· history filling in

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 2058758 CUSIP 05369T100 13F (30d) 14 filings 14 filers Visit website Investor relations