BMRC · Bank of Marin Bancorp
$28.29
-0.23 (-0.81%)
At close · Aug 14
Market Cap
$458.14M
Shares
16.19M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$28.29
Open$28.61
Day$28.19–28.77
52W close$22.69–30.30
Avg vol 30d158K
Short int842K · 5.2% float · 5.3d
Short vol22%
Last earningsJul 27, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
Next earnings call
Oct 26, 2026
Est · unconfirmed
· in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Buy
Momentum
Neutral
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Moderate
Market backdrop
VIX 14.3 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+7%
above
Price vs 50-day avg
+2%
above
RSI (14)
48
neutral
MACD trend
Negative
52-week position
74%
mid-range
Momentum
relative strength
1-month return
−2%
trailing
6-month return
+10%
trailing
YTD return
+9%
this year
Relative strength
−4%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $28 › 200d $27 — 50d above 200d
Institutional flow
Flat
0% holders QoQ · +18 funds added
Insider flow
Accumulating
Net +$5.1K over 90 days · 0% sells
Short interest
Rising
5.20% of float · ▲ +0.3% MoM · 5.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
140 holders — near 3-yr high, broad support
Squeeze score
69
elevated · 0–100
Fundamentals
EPS growth
−331%
Y/Y
Free cash flow
$37.3M
Buyback
$23.9M
remaining
Quant / Vol
risk profile
Volatility
28%
annualized · 1-yr
Max drawdown
−16%
past year
ATR
2.6%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Mar 31, 2024
Lease expense savings from office consolidation
· per year
$800,000
Loans repricing (run rate)
· per year
17% – 18%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+7%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
48
Neutral
MACD trend
Negative
Bearish
52-week position
74%
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $28 › 200d $27 — 50d above 200d
Institutional flow
Flat
0% holders QoQ · +18 funds added
Insider flow
Accumulating
Net +$5.1K over 90 days · 0% sells
Short interest
Rising
5.20% of float · ▲ +0.3% MoM · 5.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
140 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $23
Now $28 · 74%
Range high $30
vs 200-day avg +7%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses | 1.07% | second quarter of 2026 | — |
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| Average cost of interest bearing deposits | 2.04% | second quarter of 2026 | — |
| Average cost of total deposits | 1.28% | second quarter of 2026 | — |
| Comparable efficiency ratio non-GAAP | 63.62% | second quarter of 2026 | — |
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| Comparable pre-tax, pre-provision net income non-GAAP | $12.35M | second quarter of 2026 | — |
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| Comparable return on average assets non-GAAP | 0.96% | second quarter of 2026 | — |
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| Comparable return on average equity non-GAAP | 9.38% | second quarter of 2026 | — |
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| Comparable return on average tangible common equity non-GAAP | 11.56% | second quarter of 2026 | — |
| Newly funded loans | $62.8M | second quarter of 2026 | — |
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| Non-interest bearing deposits as a percentage of total deposits | 36.7% | second quarter of 2026 | — |
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| Special mention loans | $100.9M | second quarter of 2026 | — |
| Tangible book value per share | $19.92 | second quarter of 2026 | — |
| Tangible common equity to tangible assets ratio (Bancorp) | 8.52% | second quarter of 2026 | — |
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| Tax-equivalent net interest margin | 3.38% | second quarter of 2026 | — |
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| Tier I leverage ratio | 8.66% | second quarter of 2026 | — |
| Total risk-based capital ratio (Bancorp) | 15.58% | second quarter of 2026 | — |
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| Classified to total loans ratio | 0.85% | first quarter 2026 | — |
| Comparable net income non-GAAP | 8.51M | Three months ended March 31, 2026 | — |
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| Non-accrual loans | 0.41% | first quarter 2026 | — |
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| Allowance for credit losses ratio | 1.42% | Q4 FY2025 | — |
| Average cost of deposits | 1.19% | Q4 FY2025 | — |
| Average cost of interest-bearing deposits | 2.12% | Q4 FY2025 | — |
| Classified loans | 32.1M | Q4 FY2025 | — |
| Classified loans ratio | 1.51% | Q4 FY2025 | — |
| Comparable diluted earnings per share non-GAAP | $1.66 | Year ended December 31, 2025 | — |
| Net interest margin | 3.32% | Q4 FY2025 | — |
| Tangible common equity to tangible assets ratio (Bank) | 8.59% | Q4 FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
BMRC
this stock
Bank of Marin Bancorp
|
$458.14M | +8.8% | — | — | 5.2% |
|
MFG
Mizuho Financial Group Inc
|
$132.42B | +48.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$120.05B | -36.0% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$108.39B | -0.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$102.52B | +23.1% | +7.2% | 14.1 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| BMRC | -0.3% | -2.2% | +9.5% | -3.0% | +8.8% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | -0.7% | -6.6% | -4.3% | -6.9% | -5.1% |
Capital returns
Latest dividend
$0.25
/ share · ex Aug 6, 2026
Paid (TTM)
$1.00
/ share · 4 payouts
Dividend yield (TTM, derived)
3.53%
Buyback program
· as of Jun 30, 2026
Authorized
$25.00M
Spent (derived)
$1.10M
Remaining
$23.90M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1403475
CUSIP
063425102
13F (30d)
131 filings
131 filers
Visit website
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