BMRC · Bank of Marin Bancorp
Price & Indicators
Up next
Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 27, 2026TL;DR. Bank of Marin reported Q2 2026 net income of $9.2 million ($0.58 EPS) with NIM expanding 14 bps to 3.38%, but period-end loans declined modestly due to a planned $19 million criticized-relationship exit and total deposits fell $58.2 million on seasonal outflows.
- + Net income nearly doubled YoY to $9.2 million with EPS of $0.58
- + Tax-equivalent NIM expanded 14 bps to 3.38% on higher loan yields and lower deposit costs
- + Capital ratios strengthened with TCE/TA up 19 bps to 8.52% and total RBC up 32 bps to 15.58%
- + Credit quality improved with a $320 thousand provision reversal and special-mention loans falling 15% after the planned $19 million exit
- + Loan production strengthened with $98 million in new commitments, a 23% YoY increase
- + Efficiency ratio improved to 63.6% as non-interest expense fell $942 thousand from the prior quarter
- − Period-end loans declined $14.7 million to $2.1 billion on elevated payoff activity
- − Total deposits fell $58.2 million (-1.7%) on seasonal outflows and investment policy decisions
- − Non-interest income declined $665,000 quarter-over-quarter on lower FHLB dividends and absence of prior-quarter BOLI death benefits
- − Classified loans increased $1.9 million to 0.95% of total loans from 0.85% on six loan downgrades
- − Buybacks not imminent due to California regulator constraints tied to prior balance-sheet restructuring losses
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
BMRC
this stock
Bank of Marin Bancorp
|
$441.29M | +6.5% | — | — | 5.3% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| BMRC | -0.7% | +1.4% | +4.3% | +2.3% | +6.5% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -0.5% | +1.8% | -7.9% | +1.4% | -6.3% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.