CAC · Camden National Corp
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| ACL coverage ratio | 3.8 | Q2 2026 | — |
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| ACL on loans to total loans | 0.91% | Q2 2026 | — |
| Annualized net charge-offs-to-average-loans ratio | 0.04% | Q2 2026 | — |
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| Assets under administration | 2.6B | Q2 2026 | — |
| Banking centers | 72 | Q2 2026 | — |
| Book value per share | $42.96 | Q2 2026 | — |
| Committed loan pipeline | $185.7M | Q2 2026 | — |
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| Common equity ratio | 10.44% | Q2 2026 | — |
| Common Equity Tier 1 ratio | 12.19% | Q2 2026 | — |
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| Core net interest margin (fully-taxable equivalent) (non-GAAP) non-GAAP | 2.97% | Q2 2026 | — |
| Efficiency ratio (non-GAAP) non-GAAP | 53.23% | Q2 2026 | — |
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| GAAP efficiency ratio | 55.42% | Q2 2026 | — |
| Loan-to-deposit ratio | 90% | Q2 2026 | — |
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| Net interest margin (fully-taxable equivalent) | 3.26% | Q2 2026 | — |
| Non-performing loans to total loans | 0.24% | Q2 2026 | — |
| Past-due loans as percent of total loans | 0.15% | Q2 2026 | — |
| Pre-tax, pre-provision income (non-GAAP) non-GAAP | $30,051K | Q2 2026 | — |
| Return on average assets | 1.33% | Q2 2026 | — |
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| Return on average equity | 12.92% | Q2 2026 | — |
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| Return on average tangible equity (non-GAAP) non-GAAP | 18.47% | Q2 2026 | — |
| Tangible book value per share (non-GAAP) non-GAAP | $31.64 | Q2 2026 | — |
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| Tangible common equity ratio (non-GAAP) non-GAAP | 7.91% | Q2 2026 | — |
| Tier 1 leverage capital ratio | 9.66% | Q2 2026 | — |
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| Tier 1 risk-based ratio | 13.48% | Q2 2026 | — |
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| Total risk-based ratio | 14.43% | Q2 2026 | — |
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| Core net interest margin non-GAAP | 2.92% | Q1 2026 | — |
| Net interest margin | 3.24% | Q1 2026 | — |
| Non-performing assets | 0.16% | Q1 2026 | — |
| Past-due loans | 0.06% | Q1 2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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CAC
this stock
Camden National Corp
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$992.03M | +38.8% | +17.0% | 11.3 | 4.0% |
|
MFG
Mizuho Financial Group Inc
|
$130.23B | +46.0% | — | — | 0.1% |
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HDB
Hdfc Bank Ltd
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$122.06B | -34.9% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$109.32B | +3.1% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.84B | +23.9% | +7.2% | 13.9 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CAC | +1.5% | +10.3% | +20.3% | +1.4% | +38.8% |
| SPY | +3.6% | +2.2% | +12.8% | +2.9% | +12.7% |
| vs SPY | -2.1% | +8.0% | +7.5% | -1.5% | +26.1% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.