CBSH · Commerce Bancshares Inc /Mo/
$60.36
+0.35 (+0.57%)
At close · Jul 29
Market Cap
$8.79B
Shares
145.78M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$60.01
Open$59.39
Day$59.27–60.05
52W$46.99–60.76
Avg vol 30d1.3M
Short int6.8M · 4.7% float · 6.0d
Short vol69%
Last earningsJul 16, 2026
DataJan 2020–Jul 2026
Filing10-Q · May 7
Up next
Next earnings call
Oct 15, 2026
Est · unconfirmed
· in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 7, 2026
Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 18.2 · elevated
Equity put/call 0.71
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+14%
above
Price vs 50-day avg
+8%
above
RSI (14)
68
neutral
MACD trend
Negative
52-week position
95%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+4%
trailing
6-month return
+13%
trailing
YTD return
+15%
this year
Relative strength
+6%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $56 › 200d $53 — 50d above 200d
Institutional flow
Accumulating
145 of 470 funds reported for Jun 30 · net +115.4K sh shares · +22 new
Insider flow
Distributing
Net -$1.2M over 90 days · 100% sells
Short interest
Falling
4.69% of float · ▼ -0.3% MoM · 6.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
470 holders — mid 3-yr range
Squeeze score
63
elevated · 0–100
Fundamentals
Revenue growth
+8%
Y/Y
EPS growth
+9%
Y/Y
Free cash flow
$592.4M
Valuation
P/E 14.8
in line
Balance sheet
$56.5M
net cash
Quant / Vol
risk profile
Volatility
21%
annualized · 1-yr
Max drawdown
−20%
past year
ATR
1.7%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+14%
Bullish
Price vs 50-day avg
+8%
Bullish
RSI (14)
68
Neutral
MACD trend
Negative
Bearish
52-week position
95%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $56 › 200d $53 — 50d above 200d
Institutional flow
Accumulating
145 of 470 funds reported for Jun 30 · net +115.4K sh shares · +22 new
Insider flow
Distributing
Net -$1.2M over 90 days · 100% sells
Short interest
Falling
4.69% of float · ▼ -0.3% MoM · 6.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
470 holders — mid 3-yr range
Price context
position in its 52-week range
52-wk low $47
Now $60 · 95%
52-wk high $61
vs 200-day avg +14%
vs 50-day avg +8%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses on loans | 195.4M | Q2 2026 | — |
|
|
|||
| Assets under administration | 3.1B | Q2 2026 | — |
|
|
|||
| Average loan balances | 20.5B | Q2 2026 | — |
|
|
|||
| Average loans to deposits | 74.44% | Q2 2026 | — |
|
|
|||
| Net yield on interest earning assets | 3.77% | Q2 2026 | — |
| Return on average assets | 1.84% | Q2 2026 | — |
| Total average available for sale debt securities | 8.7B | Q2 2026 | — |
|
|
|||
| Total average deposits | 27.6B | Q2 2026 | — |
|
|
|||
| Full-time equivalent employees | 4,960 | Q1 2026 | — |
|
|
|||
| Number of bank/ATM locations | 249 | Q1 2026 | — |
|
|
|||
| Tangible common equity to tangible assets non-GAAP | 11.07% | Q1 2026 | — |
|
|
|||
| Book value per share | $27.75 | Q4 2025 | — |
| Efficiency ratio | 56.23% | Q4 2025 | — |
| Ratio of allowance for credit losses on loans to total loans | 1.01% | Q4 2025 | — |
| Return on average equity | 15.76% | Year ended Dec. 31, 2025 | — |
| Return on total average assets | 1.73% | Q4 2025 | — |
| Tier I leverage ratio | 12.65% | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CBSH
this stock
Commerce Bancshares Inc /Mo/
|
$8.79B | +15.3% | +7.9% | 14.8 | 4.7% |
|
HDB
Hdfc Bank Ltd
|
$121.08B | -35.5% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$119.51B | +37.8% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$106.74B | +1.5% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.03B | +21.5% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CBSH | +2.1% | +3.8% | +13.3% | +3.9% | +15.3% |
| SPY | -1.0% | 0.0% | +7.4% | -0.8% | +8.6% |
| vs SPY | +3.1% | +3.9% | +5.9% | +4.7% | +6.6% |
Capital returns
Latest dividend
$0.275
/ share · ex Jun 5, 2026
Paid (TTM)
$1.0739
/ share · 4 payouts
Dividend yield (TTM, derived)
1.79%
Buyback program
· as of Dec 31, 2025
Authorized
shares 5.00M
Spent (derived)
shares 1.81M
Remaining
shares 3.19M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
22356
CUSIP
200525103
13F (30d)
143 filings
137 filers
Visit website
Investor relations