CBSH · Commerce Bancshares Inc /Mo/
Price & Indicators
Raw chart and full-history price indicators begin at the captured split on Dec 2, 2025; bars on opposite sides are not compared.
The closing range begins at the captured split on Dec 2, 2025.
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| Allowance for credit losses on loans | $195.4M | Q2 FY2026 | — |
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| Average loan balances | 20.5B | Q2 2026 | — |
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| Average loan to deposit ratio | 74% | Q2 2026 | — |
| Average loans to deposits | 74.44% | Q2 2026 | — |
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| Average loans to deposits ratio | 74.4% | Q2 FY2026 | — |
| Book value per share | $30.45 | Q2 2026 | — |
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| Efficiency ratio | 58.4% | Q2 2026 | — |
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| Fee revenue as a percentage of total revenue | 37% | YTD 6/30/2026 | — |
| Full-time equivalent employees | 4,976 | Q2 2026 | — |
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| Loan yield | 5.73% | Q2 2026 | — |
| Market Cap | $8.3B | Q2 FY2026 | — |
| Net yield on interest earning assets | 3.77% | Q2 2026 | — |
| Non interest-bearing deposits as a percentage of average deposits | 29% | Q2 2026 | — |
| Non-interest income as a percentage of total revenue | 37% | Q2 2026 | — |
| Number of bank/ATM locations | 248 | Q2 2026 | — |
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| Return on average assets | 1.84% | Q2 2026 | — |
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| Return on Average Common Equity | 13.96% | YTD | — |
| Return on Average Common Equity YTD | 13.96% | YTD Q2 FY2026 | — |
| Return on average equity | 14.7% | Q2 2026 | — |
| ROAE | 14.7% | Q2 2026 | — |
| Securities purchased under agreements to resell portfolio | $1.15B | as of 6/30/2026 | — |
| Tangible common equity to tangible assets non-GAAP | 11.39% | Q2 2026 | — |
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| Tier 1 Common Risk-Based Capital Ratio | 17.09% | as of March 31, 2026 | — |
| Tier 1 risk-based capital | 17.09% | as of 3/31/2026 | — |
| Tier I leverage ratio | 12.81% | Q2 2026 | — |
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| Total average available for sale debt securities | 8.7B | Q2 2026 | — |
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| Total average deposits | 27.6B | Q2 2026 | — |
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| Total cost of deposits | 1.11% | Q2 2026 | — |
| Total risk-based capital | 17.9% | as of 3/31/2026 | — |
| Total Trust Assets Under Administration | $94.5B | Q2 FY2026 | — |
| Visa Class A shares sold | 103,000 | Q2 2026 | — |
| Assets under administration | 14.9B | Q1 2026 | — |
| Ratio of allowance for credit losses on loans to total loans | 1.01% | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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CBSH
this stock
Commerce Bancshares Inc /Mo/
|
$8.43B | +11.5% | +7.9% | — | 4.6% |
|
MFG
Mizuho Financial Group Inc
|
$124.83B | +40.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.52B | -35.4% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +19.4% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
Raw-price comparisons begin at the captured split on Dec 2, 2025; windows that need an earlier baseline remain unavailable.
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CBSH | -3.1% | -1.2% | +12.8% | -1.5% | +11.5% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | -1.8% | -4.8% | +1.3% | -4.0% | -0.8% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.