Commerce Bancshares Inc (CBSH) Q3 2026 Earnings Call

Concluded Oct 20, 2026

Oct 20, 2026

Revenue $494.34M +12.1% YoY

Diluted EPS $1.08 +6.9% YoY

Net income $154.99M +9.5% YoY

Executive readout · one minute

What the filings say

8-K earnings release · filed Oct 20, 2026: Commerce Bancshares, Inc. reported third-quarter earnings of $1.08 per share and net income of $155.0 million for the three months ended September 30, 2026, versus $1.01 and $141.5 million a year earlier.
10-Q report · filed Nov 5, 2026: Commerce Bancshares Inc reported third-quarter net income attributable to it of $155.0 million, up 9.5%, after its January 1, 2026 FineMark Holdings, Inc. acquisition added approximately $4.0 billion of assets and $3.1 billion of deposits.

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Forward guidance

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Research coverage

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Presentation 24 pages 8-K earnings release Filed Oct 20, 2026 10-Q report Filed Nov 5, 2026 Company webcastOpen the original investor-relations page

From the 8-K filed Oct 20, 2026.

Metric	Period	Guided	Basis
Maturities and pay downs next 12 months	next 12 months	$1.1B	—
Cash flows of approximately $1.1B from maturities and paydowns o over the next twelve months	over the next twelve months	$1.1B	—

How the reported period landed and where the business moved.