CFFN
Capitol Federal Financial, Inc.
$8.37
-0.09 (-1.06%)
At close · Jul 7
Market Cap
$1.06B
Shares
126,769,827
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$8.37
Open$8.48
Day$8.37–8.50
52W$5.54–8.69
Avg vol 30d772K
Short int6.1M · 4.8% float · 9.1d
Short vol71%
Last earningsApr 29, 2026
DataJan 2020–Jul 2026
Filing10-Q · May 8
Equibles Rating
blended score · not investment advice
Overall
Neutral
Technical · trend & momentum
Buy
◦
50 / 200-day cross
no cross
+
Price vs 200-day avg
+17% above
+
Price vs 50-day avg
+5% above
◦
RSI (14)
58 · neutral
−
MACD trend
negative
+
52-week position
90% · near high
Sentiment · smart money
Bearish
◦
Trend (MA cross)
50d $8 › 200d $7 — 50d above 200d
−
Institutional flow
5 of 252 funds reported for Jun 30 · net -53.8K sh shares
◦
Insider flow
No net insider activity over 90 days
−
Short interest
4.78% of float · ▲ +2.5% MoM · 9.1 days cover
◦
Volume signal
Volume near normal
+
Institution breadth
252 holders — near 3-yr high, broad support
Fundamentals
Strong
◦
Revenue growth
+7% Y/Y
+
EPS growth
+79% Y/Y
+
Free cash flow
$49.8M
◦
Valuation
P/E 14 · in line
−
Balance sheet
net debt $2.6B
Blended from price, positioning & fundamentals · daily-close · not investment advice.
Up next
Next earnings call
Jul 29, 2026
Est · unconfirmed
· in 3 wks
FQ4-26 quarter ends
~Sep 30, 2026
Est
filed May 8, 2026
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
no cross
Neutral
Price vs 200-day avg
+17% above
Bullish
Price vs 50-day avg
+5% above
Bullish
RSI (14)
58 · neutral
Neutral
MACD trend
negative
Bearish
52-week position
90% · near high
Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $8 › 200d $7 — 50d above 200d
Institutional flow
Distributing
5 of 252 funds reported for Jun 30 · net -53.8K sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
4.78% of float · ▲ +2.5% MoM · 9.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
252 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $6
Now $8 · 90%
52-wk high $9
vs 200-day avg +17%
vs 50-day avg +5%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average share repurchase price | $7.16 | the second quarter of fiscal year 2026 | — |
| Commercial deposit growth (annualized) since September 30, 2025 | $39.9M | the second quarter of fiscal year 2026 | — |
| Commercial deposit growth annualized percentage since September 30, 2025 | 15.7% | the second quarter of fiscal year 2026 | — |
| Commercial deposits | $548.1M | the second quarter of fiscal year 2026 | — |
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| Commercial loan growth (annualized) since September 30, 2025 | $201.8M | the second quarter of fiscal year 2026 | — |
| Commercial loan growth annualized percentage since September 30, 2025 | 19.1% | the second quarter of fiscal year 2026 | — |
| Commercial loan portfolio | $2.32B | the second quarter of fiscal year 2026 | — |
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| Commercial loans as percentage of total loan portfolio | 29% | March 31, 2026 | — |
| Dividends paid (including special) | $15.9M | the second quarter of fiscal year 2026 | — |
| Efficiency ratio | 52.45% | the second quarter of fiscal year 2026 | — |
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| Operating expense ratio | 1.24% | the second quarter of fiscal year 2026 | — |
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| Share repurchases (January 1, 2026 through April 22, 2026) | $22.4M | the second quarter of fiscal year 2026 | — |
| Shares repurchased | 2,155,481 | the second quarter of fiscal year 2026 | — |
| Tangible book value per share | $7.96 | the second quarter of fiscal year 2026 | — |
|
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| commercial deposits growth | $19.5M | Q1 FY2026 | — |
| commercial loan growth | $162.6M | Q1 FY2026 | — |
| commercial loans closed | $364.6M | Q1 FY2026 | — |
| net interest margin | 2.19% | Q1 FY2026 | — |
| shares of common stock repurchased | 2,376,633 | Q1 FY2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CFFN
this stock
Capitol Federal Financial, Inc.
|
$1.06B | +25.0% | -2.8% | 14.0 | 4.8% |
|
HDB
Hdfc Bank Ltd
|
$139.28B | -25.8% | +15.2% | — | 0.3% |
|
MFG
Mizuho Financial Group Inc
|
$126.09B | +41.4% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$106.48B | -0.4% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$102.00B | +22.6% | +7.2% | 14.8 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CFFN | -1.1% | +6.6% | +26.9% | -1.7% | +25.0% |
| SPY | +0.9% | +1.4% | +7.6% | +0.1% | +9.7% |
| vs SPY | -2.0% | +5.2% | +19.3% | -1.8% | +15.4% |
Capital returns
Latest dividend
$0.085
/ share · ex May 1, 2026
Paid (TTM)
$0.38
/ share · 5 payouts
Dividend yield (TTM, derived)
4.54%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.