Citizens Financial Group Inc (CFG) Q3 2025 Earnings Call

Concluded Oct 15, 2025

Oct 15, 2025 0 turns

Period: FY2025 Q3
Runtime: —
Sources: 3 artifacts

Slides 44 8-K 10-Q

Executive readout · one minute

Webcast research workspace

Read the call alongside every captured source. slides, 8-K earnings release, 10-Q stay in one workspace.

Private bank and wealth growth 36 Geopolitical and macro uncertainty 28 Capital markets and fee income strength 27 Reimagine the Bank initiative 11 Private capital and NDFI exposure 9 Net interest margin expansion 8

Management tone

Confident

Net tone +65 · moderate hedging

Grounding quotes

“We're pleased to start the year off strong, notwithstanding geopolitical tensions and uncertainty in the macro environment.”
“As we look ahead to the second quarter and the full year, we remain cautiously optimistic that we'll be able to navigate through external challenges and still deliver the strong results we projected coming into this year.”
“We're pleased with the regulatory changes we see coming from Washington, D.C., and we look forward to the upcoming CCAR stress test results, which we're hopeful will give a more accurate result for citizens than what we've seen in the past.”
“So to sum up, a good start, well-positioned with a great strategy and a great team, and optimistic for a strong 2026.”

Research coverage

3 live sources

Open each available source without leaving this research workspace.

Revenue $2.12B +11.4% YoY

Diluted EPS $1.05 +36.4% YoY

Net income $494.00M +29.3% YoY