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CFR · Cullen/Frost Bankers, Inc.

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$153.48 +0.81 (+0.53%)
Market Cap
$9.61B
Shares
62.15M
Volume · Oct 1 423.59K Avg daily vol (3M) 551.12K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$152.67 Open$153.72 Day$152.66–154.66 52W close$119.85–170.08 Avg vol 30d505K Short int4.0M · 6.5% float · 8.2d Short vol70% Last earningsJul 30, 2026 DataJan 2020–Sep 2026 Filing10-Q · Jul 30

Up next

Next earnings call
Oct 29, 2026 Est · unconfirmed · in 4 wks
filed Jul 30, 2026
call held Jul 30, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$2.30B
Trailing 12 months
Net income (TTM)
$683.68M
Trailing 12 months
Revenue growth YoY
+5.3%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
14.4
Trailing earnings · reciprocal yield 6.9%
FCF yield
5.6%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$6.47B
Latest balance sheet
Dividend yield
2.7%
Trailing 12 months
Shares change YoY
-2.9%
Year over year · fewer shares
Price change (1Y)
+20.4%
Trailing year
Short interest
6.5%
Latest settlement · 8.2 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Neutral Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 16.3 · calm Equity put/call 0.53
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +4%
above
Price vs 50-day avg −6%
below
RSI (14) 31
neutral
MACD trend Negative
52-week position 65%
mid-range
Volume (OBV) Bullish div.
accumulating
Momentum
relative strength
Neutral
1-month return −4%
trailing
6-month return +5%
trailing
YTD return +21%
this year
Relative strength −7%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $163 › 200d $146 — 50d above 200d
Institutional flow Accumulating
+5% holders QoQ · +83 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
6.50% of float · ▲ +4.1% MoM · 8.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
572 holders — near 3-yr high, broad support
Squeeze score 64
elevated · 0–100
Fundamentals
Excellent
Revenue growth +8%
Y/Y
EPS growth +12%
Y/Y
Free cash flow $127.3M
Valuation P/E 14.6
rich
Buyback $140.0M
remaining
Quant / Vol
risk profile
Very Low
Volatility 21%
annualized · 1-yr
Max drawdown −12%
past year
ATR 1.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Jun 30, 2026
Net interest income growth · full year 2026 Initiated 4.75% – 5.25%
Average loan growth · full year 2026 Initiated 7% – 8%
Average deposit growth · full year 2026 Initiated 2% – 3%
Non-interest income growth · full year 2026 Initiated 7.5% – 8.5%
Effective tax rate · full year 2026 Initiated 15.5% – 16%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
2 · 3 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+4% Bullish
Price vs 50-day avg
−6% Bearish
RSI (14)
31 Neutral
MACD trend
Negative Bearish
52-week position
65% Neutral
Volume (OBV)
Bullish div. Bullish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $163 › 200d $146 — 50d above 200d
Institutional flow Accumulating
+5% holders QoQ · +83 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
6.50% of float · ▲ +4.1% MoM · 8.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
572 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $120 Now $153 · 65% Range high $170
vs 200-day avg +4% vs 50-day avg -6%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CFR
Cullen/Frost Bankers, Inc.
this stock
$9.61B +20.6% +8.3% 14.6 6.5%
MFG
Mizuho Financial Group Inc
$133.98B +51.0% — — 0.1%
HDB
Hdfc Bank Ltd
$118.26B -38.9% -3.2% — 0.7%
CIXPF
CaixaBank/ADR
$103.83B +26.7% — — 0.1%
IBN
Icici Bank Ltd
$100.21B -7.6% — — 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
572
% held
92.0%
Net QoQ
+2.0M sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
440
View
Short & Settlement
Short Interest Rising
Shares short
4.0M
Days to cover
8.2d
Change
+159.4K sh
View
Short Volume
Short vol %
70%
As of
Oct 1, 2026
Short Total
View
Fails to Deliver
FTD shares
194
Value
$31.6K
As of
Sep 14, 2026
View
Off-Exchange
Off-exchange %
44.1%
Week of
Aug 24, 2026
Off-exch Lit
View
Smart Money
Congressional Trades Sell
Member
Mikie Sherrill
Amount
$1.0K–$15.0K
Traded
Feb 20, 2020
View
Financials
Financials
Revenue (FY)
$2.2B
Net income (FY)
$648.6M
EPS diluted
$9.92
View
Buybacks
Authorized
$300.0M
Remaining
$140.0M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 17, 2026
This year
12
View
Proposed Sales
Value
$124.1K
Shares
837
Filed
Jun 12, 2026
View
Earnings & Events
Webcasts
Last webcast
Jul 30, 2026
View
Investor Relations
Latest news
CULLEN/FROST REPORTS SECOND QUART…
Published
Jul 30, 2026
View

Performance

5D 20D 120D MTD YTD
CFR -1.0% -3.6% +5.3% -5.1% +20.6%
SPY -0.7% +0.1% +12.2% -0.6% +11.8%
vs SPY -0.4% -3.7% -6.9% -4.5% +8.7%

Capital returns

Latest dividend
$1.03 / share · ex Aug 31, 2026
Raised 3%
Paid (TTM)
$4.06 / share · 4 payouts
Dividend yield (TTM, derived)
2.66%
Buyback program · as of Jun 30, 2026
Authorized
$300.00M
Spent (derived)
$160.00M
Remaining
$140.00M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 39263 CUSIP 229899109 13F (30d) 14 filings 12 filers Visit website Investor relations