CFR · Cullen/Frost Bankers, Inc.
$164.59
-0.17 (-0.10%)
At close · Aug 7
Market Cap
$10.24B
Shares
62.15M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$2.24B
+8.3%
FY2025
Net Income
$648.56M
+11.3%
FY2025
Diluted EPS
$9.92
+11.8%
FY2025
Operating Cash Flow
$273.98M
-72.3%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $2.3B | $2.24B | $2.06B | $1.99B | $1.7B | $1.37B | $1.44B | $1.37B | $1.31B | $1.2B | $1.13B | $1.07B | $1.01B | $923.37M | $893.65M | $871.78M | — | — | — | |
| $2.41B | $2.42B | $2.39B | $2.22B | $1.48B | $1.01B | $1.02B | $1.13B | $1.05B | $892.95M | $788.41M | $749.5M | $701.47M | $642.5M | $631.61M | $623.02M | $617.34M | $623.04M | $675.65M | |
| $1.78B | $1.74B | $1.6B | $1.56B | $1.29B | $984.87M | $976M | $1B | $957.89M | $866.42M | $776.34M | $736.63M | $686.93M | $620.56M | $604.86M | $581.78M | $563.46M | $536.68M | $534.03M | |
| $522.41M | $499.1M | $459.1M | $428.54M | $404.82M | $386.73M | $465.45M | $363.9M | $351.29M | $336.47M | $349.71M | $328.73M | $320.14M | $302.82M | $288.79M | $290M | $282.03M | $293.71M | $287.32M | |
| $381K | — | — | — | $480K | $697K | $918K | $1.17M | $1.42M | $1.7M | $2.43M | $3.33M | $3.52M | $3.14M | $3.9M | $4.39M | $5.13M | $6.54M | $7.91M | |
| — | $87.79M | $82.82M | $76.44M | $71.34M | $69.29M | $64.37M | $54.09M | $50.17M | $47.81M | $48.18M | $42.14M | $39.87M | $38.47M | $37.78M | $37.63M | $37.59M | — | — | |
| — | — | — | $659.05M | $184.44M | $23.9M | $45.03M | $129.78M | $93.31M | $26.53M | $12.08M | $12.86M | $14.54M | $21.95M | $26.75M | $41.24M | $53.88M | $86.36M | $141.63M | |
| $812.94M | $771.7M | $695.97M | $712.37M | $668.83M | $489.54M | $351.32M | $499.47M | $508.68M | $408.36M | $341.41M | $319.8M | $336.02M | $290.88M | $308.48M | $286.24M | $266.34M | $232.76M | $296.88M | |
| $129.26M | $123.15M | $113.43M | $114.4M | $89.68M | $46.46M | $20.17M | $55.87M | $53.76M | $44.21M | $37.15M | $40.47M | $58.05M | $53.02M | $70.52M | $68.7M | $57.58M | $53.72M | $89.62M | |
| $683.68M | $648.56M | $582.54M | $597.97M | $579.15M | $443.08M | $331.15M | $443.6M | $454.92M | $364.15M | $304.26M | $279.33M | $277.98M | $237.87M | $237.95M | $217.54M | $208.76M | $179.03M | $207.26M | |
| — | 29.02% | 28.23% | 30.09% | 34.15% | 32.3% | 22.97% | 32.43% | 34.75% | 30.27% | 27.02% | 26.22% | 27.6% | 25.76% | 26.63% | 24.95% | — | — | — | |
| $677M | $641.88M | $575.87M | $591.3M | $572.48M | $435.92M | $323.62M | $435.54M | $446.86M | $356.09M | $296.2M | $271.27M | $269.91M | $231.15M | $237.95M | $217.54M | $207.94M | $178.31M | — | |
| $972.49M | $1.06B | $449.76M | $827.05M | -$1.12B | $277.43M | $576.75M | $774.57M | $302.27M | $468.28M | $165.78M | $251.38M | $279.36M | $140.25M | $228.27M | $311.02M | $208.81M | $195.95M | $351.93M | |
| USD/shares | — | $9.92 | $8.88 | $9.11 | $8.84 | $6.79 | $5.11 | $6.89 | $6.97 | $5.56 | $4.73 | $4.31 | $4.32 | $3.82 | $3.87 | $3.55 | $3.44 | $3.00 | $3.51 |
| USD/shares | — | $9.92 | $8.87 | $9.10 | $8.81 | $6.76 | $5.10 | $6.84 | $6.90 | $5.51 | $4.70 | $4.28 | $4.29 | $3.80 | $3.86 | $3.54 | $3.44 | $3.00 | $3.50 |
| shares | — | 64.05M | 64.12M | 64.2M | 64.16M | 63.61M | 62.73M | 62.74M | 63.7M | 63.69M | 62.38M | 62.76M | 62.07M | 60.35M | 61.3M | 61.1M | 60.41M | 59.46M | — |
| shares | — | 64.1M | 64.26M | 64.4M | 64.52M | 64.1M | 63M | 63.44M | 64.69M | 64.66M | 62.97M | 63.47M | 62.97M | 61.12M | 61.64M | 61.28M | 60.59M | 59.51M | — |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $832.69M in buybacks, $2.85B in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
15.57×
Peer median 13.27×
Peer medians compare against the 127 similar-size Banks - Regional companies (of 307 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Bank | $2,031,156,000 | $1,875,423,000 | $1,813,760,000 | $1,526,343,000 | $1,210,532,000 | $1,302,577,000 | $1,228,815,000 | $1,177,520,000 |
| Frost Wealth Advisors | $217,347,000 | $203,730,000 | $186,526,000 | $180,519,000 | $169,580,000 | $148,044,000 | $149,906,000 | $142,128,000 |
| Non Banks | -$13,259,000 | -$15,443,000 | -$13,080,000 | -$10,761,000 | -$8,517,000 | -$9,166,000 | -$10,814,000 | -$10,470,000 |
Key facts
CIK
39263
CUSIP
229899109
13F (30d)
257 filings
251 filers
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