Skip to main content
CTBI logo

CTBI · Community Trust Bancorp Inc /Ky/

$76.37 +1.65 (+2.20%) At close · Jul 24
Market Cap
$1.38B
Shares
18.16M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$74.72 Open$73.57 Day$72.88–74.88 52W$49.36–78.03 Avg vol 30d136K Short int444K · 2.4% float · 3.4d Short vol74% DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

Equibles Rating

blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Strong Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 18.6 · elevated Equity put/call 0.79
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +21%
above
Price vs 50-day avg +7%
above
RSI (14) 60
neutral
MACD trend Positive
52-week position 88%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +5%
trailing
6-month return +23%
trailing
YTD return +33%
this year
Relative strength +16%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $70 › 200d $62 — 50d above 200d
Institutional flow Distributing
38 of 181 funds reported for Jun 30 · net -1.1M sh shares · +4 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.44% of float · ▲ +0.6% MoM · 3.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
181 holders — near 3-yr high, broad support
Squeeze score 53
elevated · 0–100
Fundamentals
Excellent
EPS growth +18%
Y/Y
Free cash flow $97.4M
Valuation P/E 13.3
in line
Balance sheet $299.9M
net cash
Quant / Vol
risk profile
Low
Volatility 27%
annualized · 1-yr
Max drawdown −12%
past year
ATR 2.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Strong Buy
0 · 3 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+21% Bullish
Price vs 50-day avg
+7% Bullish
RSI (14)
60 Neutral
MACD trend
Positive Bullish
52-week position
88% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $70 › 200d $62 — 50d above 200d
Institutional flow Distributing
38 of 181 funds reported for Jun 30 · net -1.1M sh shares · +4 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.44% of float · ▲ +0.6% MoM · 3.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
181 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $49 Now $75 · 88% 52-wk high $78
vs 200-day avg +21% vs 50-day avg +7%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Average earning assets $6,464,479K 2Q 2026
Average loans $5,051,165K 2Q 2026
Earning assets yield 5.68% 2Q 2026
Net interest income, tax equivalent (non-GAAP) non-GAAP $61,193K 2Q 2026
Return on average assets 1.74% 2Q 2026
Average loans to deposits ratio 87.2% 1Q 2026
Deposits, including repurchase agreements 5.7B 1Q 2026
Net interest margin 3.79% 1Q 2026
Net loan charge-offs $1.3M 1Q 2026
Net loan charge-offs (annualized % of average loans) 0.11% 1Q 2026
Nonperforming assets $24.1M 1Q 2026
Total nonperforming loans $20.7M 1Q 2026

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CTBI
Community Trust Bancorp Inc /Ky/
this stock
$1.38B +33.4% 13.3 2.4%
MFG
Mizuho Financial Group Inc
$129.50B +44.4% 0.1%
HDB
Hdfc Bank Ltd
$119.29B -36.4% +15.2% 0.4%
IBN
Icici Bank Ltd
$105.84B -1.9% 0.6%
PNC
Pnc Financial Services Group, Inc.
$100.79B +20.3% +7.2% 14.6 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
184
% held
59.7%
Reported
38 of 181
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
233
View
Short & Settlement
Short Interest Rising
Shares short
443.6K
Days to cover
3.4d
Change
+2.6K sh
View
Short Volume
Short vol %
74%
As of
Jul 24, 2026
Short Total
View
Fails to Deliver
FTD shares
327
Value
$23.6K
As of
Jun 30, 2026
View
Off-Exchange
Off-exchange %
34.8%
Week of
May 4, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$98.1M
EPS diluted
$5.43
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 15, 2026
This year
11
View
Proposed Sales
Value
$51.6K
Shares
918
Filed
Aug 15, 2025
View
Earnings & Events
Earnings Calls
Last call
Apr 28, 2026
View
Investor Relations
Latest news
Community Trust Bancorp, Inc. Rep…
Published
Jul 15, 2026
View

Performance

5D 20D 120D MTD YTD
CTBI -2.9% +5.3% +22.7% +3.3% +33.5%
SPY -1.7% +0.7% +6.4% -1.2% +8.3%
vs SPY -1.3% +4.7% +16.4% +4.4% +25.2%

Capital returns

Latest dividend
$0.53 / share · ex Jun 15, 2026
Raised 12.8%
Paid (TTM)
$2.12 / share · 4 payouts
Dividend yield (TTM, derived)
2.84%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 350852 CUSIP 204149108 13F (30d) 38 filings 38 filers Visit website Investor relations