CTBI · Community Trust Bancorp Inc /Ky/

$76.37 +1.65 (+2.20%) At close · Jul 24

Market Cap

$1.38B

18.16M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Net Income

$98.06M +18.4%

FY2025

Diluted EPS

$5.43 +17.8%

FY2025

Operating Cash Flow

$104.99M -0.3%

FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Income Statement Balance Sheet Cash Flow All Metrics

Annual Quarterly

Line Item	3Y	5Y	10Y	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010	FY2009
Interest & Dividend Income	+20.5%	+14.4%	+9.2%	$351.42M	$345.72M	$313.44M	$268.65M	$197.74M	$178.17M	$176.44M	$185.4M	$171.45M	$155.7M	$146.58M	$144.02M	$143.87M	$148.13M	$153.72M	$158.46M	$154.51M	$153.05M
Net Interest Income	+9.0%	+7.7%	+5.2%	$226.49M	$218.98M	$186M	$173.11M	$169.1M	$163.08M	$150.99M	$144.89M	$142.16M	$137.4M	$133.02M	$132.25M	$132.07M	$134.69M	$132.13M	$131.46M	$119.25M	$105.51M
Noninterest Income	+3.2%	+3.1%	+3.1%	$64.13M	$63.62M	$62.57M	$57.66M	$57.92M	$60.46M	$54.56M	$50.18M	$51.95M	$48.51M	$48.44M	$46.81M	$45.08M	$49.3M	$45.96M	$43.83M	$40.93M	$41.42M
Depreciation & Amortization	+6.6%	+2.7%	+0.8%	$4.13M	$4M	$3.7M	$3.6M	$3.3M	$3.2M	$3.5M	$3.8M	$3.8M	$3.9M	$3.7M	$3.7M	$4.1M	$4.3M	$4.1M	$4M	$4M	$5.24M
Interest Expense	+55.4%	+26.7%	+21.7%	$109.87M	—	—	$95.54M	$28.64M	$15.09M	$25.45M	$40.51M	$29.3M	$18.29M	$13.56M	$11.77M	$11.8M	$13.44M	$21.59M	$27.01M	$35.26M	$47.54M
Investment Income (Loss)	—	—	—	-$1.09M	-$361K	$192K	$27K	$982K	-$210K	$546K	—	—	—	—	—	—	—	—	—	—	—
Pretax Income	+7.9%	+12.6%	+6.9%	$134.05M	$127.09M	$106.69M	$98.57M	$101.04M	$110.64M	$70.27M	$71.99M	$70.54M	$68.51M	$66.46M	$64.96M	$62.4M	$65.17M	$65.09M	$55.64M	$47.65M	$35.66M
Income Tax	+14.7%	+22.0%	+4.6%	$30.77M	$29.03M	$23.87M	$20.56M	$19.23M	$22.7M	$10.76M	$7.45M	$11.31M	$17.02M	$19.12M	$18.53M	$19.15M	$20M	$20.23M	$16.81M	$14.61M	$10.6M
Net Income	+6.2%	+10.5%	+7.8%	$103.28M	$98.06M	$82.81M	$78M	$81.81M	$87.94M	$59.5M	$64.54M	$59.23M	$51.49M	$47.35M	$46.43M	$43.25M	$45.17M	$44.86M	$38.83M	$33.03M	$25.06M
Comprehensive Income	—	+13.8%	+11.0%	$121.3M	$131.61M	$87.77M	$103.84M	-$42.49M	$69.52M	$68.82M	$75.4M	$55.62M	$50.91M	$44.03M	$46.28M	$52.44M	$24.48M	$47.34M	$45.1M	$32.73M	$28.38M
EPS (Basic) USD/shares	+5.8%	+10.2%	+7.4%	—	$5.44	$4.61	$4.36	$4.59	$4.94	$3.35	$3.64	$3.35	$2.92	$2.70	$2.66	$2.50	$2.63	$2.64	$2.54	$2.17	$1.66
EPS (Diluted) USD/shares	+5.8%	+10.1%	+7.4%	—	$5.43	$4.61	$4.36	$4.58	$4.94	$3.35	$3.64	$3.35	$2.92	$2.70	$2.66	$2.49	$2.62	$2.63	$2.53	$2.16	$1.65
Shares Outstanding (Basic Avg) shares	+0.3%	+0.3%	+0.3%	—	18.01M	17.95M	17.89M	17.84M	17.79M	17.75M	17.72M	17.69M	17.63M	17.55M	17.43M	17.33M	17.16M	17.01M	15.31M	15.23M	—
Shares Outstanding (Diluted Avg) shares	+0.4%	+0.3%	+0.3%	—	18.04M	17.98M	17.9M	17.85M	17.8M	17.76M	17.74M	17.7M	17.65M	17.57M	17.48M	17.4M	17.24M	17.07M	15.36M	15.26M	—

Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2025: $1.67M in buybacks, $423.23M in dividends.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue

—

EV/EBIT

—

P/E (TTM)

13.34×

Banks - Regional median 12.96×

Valuation over time computed as of each quarter's filing date

Key facts CIK 350852 CUSIP 204149108 13F (30d) 38 filings 38 filers Visit website Investor relations