CZWI · Citizens Community Bancorp Inc.
Price & Indicators
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Allowance for credit losses on loans | $25.9M | Q2 2026 | — |
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| Allowance for credit losses on loans as a percent of total loans | 1.87% | Q2 2026 | — |
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| Allowance for credit losses on loans as a percent of total nonperforming loans | 82% | Q2 2026 | — |
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| Efficiency ratio | 65% | Q2 2026 | — |
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| Nonperforming assets | $32.4M | Q2 2026 | — |
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| Pre-provision net revenue ("PPNR") non-GAAP | $5.56M | Q2 2026 | — |
| Special mention loans | $19.9M | Q2 2026 | — |
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| Stockholders' equity as a percentage of total assets | 10.55% | Q2 2026 | — |
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| Substandard loans | $35.2M | Q2 2026 | — |
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| Tangible book value per share (non-GAAP) non-GAAP | $16.55 | Q2 2026 | — |
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| Tangible common equity ("TCE") as a percent of tangible assets (non-GAAP) non-GAAP | 8.96% | Q2 2026 | — |
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| Net interest margin | 3.18% | Q1 2026 | — |
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| Shares remaining available under buyback authorization | 113K | Q1 2026 | — |
| Uninsured and uncollateralized deposits | 323.5M | Q4 FY2025 | — |
| Uninsured deposits | 478.4M | Q4 FY2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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CZWI
this stock
Citizens Community Bancorp Inc.
|
$206.38M | +29.7% | +43.9% | 14.4 | 1.6% |
|
MFG
Mizuho Financial Group Inc
|
$129.50B | +44.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$119.29B | -36.4% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$105.84B | -1.9% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.79B | +20.3% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CZWI | -2.8% | +3.7% | +28.3% | -1.8% | +29.7% |
| SPY | -1.7% | +0.7% | +6.4% | -1.2% | +8.3% |
| vs SPY | -1.1% | +3.0% | +21.9% | -0.6% | +21.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.