CZWI · Citizens Community Bancorp Inc.

Track CZWI — free

$21.26 -0.04 (-0.19%)

Russell 2000 member Rebalance outlook locked

Market Cap

$203.81M

9.65M

Volume · Oct 5 4844 Avg daily vol (3M) 52.22K

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Latest filing: 10-Q

filed Aug 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

$64.21M

Trailing 12 months

Net income (TTM)

$12.81M

Trailing 12 months

Revenue growth YoY

-0.2%

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

16.3

Trailing earnings · reciprocal yield 6.2%

FCF yield

9.5%

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

$69.88M

Latest balance sheet

Dividend yield

—

Trailing 12 months

Shares change YoY

-3.5%

Year over year · fewer shares

Price change (1Y)

+35.2%

Trailing year

Short interest

2.2%

Latest settlement · 3.4 days to cover

View all 115 metrics

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Neutral Momentum Neutral Sentiment Very Bullish Fundamentals Excellent Quant / Vol Low

Market backdrop VIX 15.3 · calm Equity put/call 0.58

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +5%

above

Price vs 50-day avg −0%

below

RSI (14) 48

neutral

MACD trend Negative

52-week position 70%

mid-range

Momentum

relative strength

Neutral

1-month return −2%

trailing

6-month return +4%

trailing

YTD return +20%

this year

Relative strength −8%

vs S&P · 6-mo

Sentiment

smart money

Very Bullish

Trend (MA cross) No cross

50d $21 › 200d $20 — 50d above 200d

Institutional flow Accumulating

+8% holders QoQ · +14 funds added

Insider flow Accumulating

Net +$30.6K over 90 days · 0% sells

Short interest Falling

2.20% of float · ▼ -2.3% MoM · 3.4 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

93 holders — near 3-yr high, broad support

Squeeze score 45

elevated · 0–100

Fundamentals

Excellent

Revenue growth +44%

Y/Y

EPS growth +9%

Y/Y

Free cash flow $10.4M

Valuation P/E 16.1

rich

Balance sheet $67.0M

net cash

Quant / Vol

risk profile

Low

Volatility 26%

annualized · 1-yr

Max drawdown −15%

past year

ATR 2.5%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral

1 · 4 · 1

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+5% Bullish

Price vs 50-day avg

−0% Neutral

RSI (14)

48 Neutral

MACD trend

Negative Bearish

52-week position

70% Neutral

Market signals — smart money & positioning

Bullish · 4 of 6

Trend (MA cross) No cross

50d $21 › 200d $20 — 50d above 200d

Institutional flow Accumulating

+8% holders QoQ · +14 funds added

Insider flow Accumulating

Net +$30.6K over 90 days · 0% sells

Short interest Falling

2.20% of float · ▼ -2.3% MoM · 3.4 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

93 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $15 Now $21 · 70% Range high $24

vs 200-day avg +5% vs 50-day avg 0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
ACL - Loans, at end of period	$25.9M	Three months ended June 30, 2026 filing	—
ACL - Unfunded Commitments - End of period	$457K	Three months ended June 30, 2026 filing	—
Average interest earning assets to average interest-bearing liabilities	1.26	the three months ended June 30, 2026 filing	—
Net interest margin	3.22%	the three months ended June 30, 2026 filing	—
Provision for credit losses on Loans	$4.35M	Three months ended June 30, 2026 filing	—
Total provision for credit losses	$4.33M	Three months ended June 30, 2026 filing	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
CZWI Citizens Community Bancorp Inc. this stock	$203.81M	+19.5%	+44.1%	16.1	2.2%
MFG Mizuho Financial Group Inc	$133.98B	+48.8%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.26B	-38.9%	-3.2%	—	0.7%
CIXPF CaixaBank/ADR	$103.83B	+26.7%	—	—	0.1%
IBN Icici Bank Ltd	$100.21B	-7.9%	—	—	0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Reducing

Holders

% held: 59.0%
Net QoQ: -153.6K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

108

View

Short & Settlement

Short Interest Falling

Shares short

212.0K

Days to cover: 3.4d
Change: -4.9K sh

View

Short Volume

Short vol %

91%

As of: Oct 2, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $44
As of: Sep 8, 2026

View

Off-Exchange

Off-exchange %

37.9%

Week of: Aug 31, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net buying

Net (90d)

+$30.6K

Buyers / Sellers: 2 / 0

Buyers Sellers

View

Financials

Net income (FY)

$14.4M

EPS diluted: $1.46

View

Filings

SEC Filings

Latest

8-K

Filed: Sep 2, 2026
This year: 12

View

Proposed Sales

Value

$105.7K

Shares: 5.0K
Filed: May 14, 2026

View

Exempt Offerings

Offering

$35.0M

Filed: Mar 25, 2022

View

Earnings & Events

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
CZWI	-0.2%	-2.4%	+3.8%	+0.9%	+19.5%
SPY	-0.2%	-0.5%	+12.2%	+0.9%	+12.9%
vs SPY	+0.0%	-2.0%	-8.4%	0.0%	+6.7%

Key facts CIK 1367859 CUSIP 174903104 13F (30d) 2 filings 2 filers Visit website Investor relations

CZWI · Citizens Community Bancorp Inc.

Price & Indicators

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Metrics snapshot

Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance