CZWI · Citizens Community Bancorp Inc. · Metrics
$23.73
+0.00 (+0.00%)
At close · Oct 28
Return incl. dividend (before tax)
Market Cap
$229.00M
Shares
9.65M
Volume · Oct 28
3505
Avg daily vol (3M)
44.72K
CZWI metrics
90 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$23.73
Market cap
$229.00M
Price action
20 metricsPrice change (1W)
+11.8%
Price change (30D)
+12.4%
Price change (3M)
+10.9%
Price change (6M)
+11.8%
Price change (YTD)
+33.2%
Price change (1Y)
+49.3%
Trailing year
Price change (5Y)
+73.2%
52-week high
$23.95
52-week low
$15.65
Change from 52-week high
-0.9%
Change from 52-week low
+51.6%
Annualized volatility
25.8%
Annualized volatility (3M)
23.5%
Beta
0.2
RSI (14D)
78.3
Price vs SMA 50
+10.9%
Price vs SMA 200
+15.2%
Avg volume (3M)
44,716
Relative volume
1.2
Average dollar volume
$962,114
Company
3 metricsSector
Financial Services
Industry
Banks - Regional
Shares outstanding
9.65M
Valuation
12 metricsP / E (TTM)
18.1
Trailing earnings · reciprocal yield 5.5%
PEG ratio
—
EV / revenue
2.5×
reciprocal yield 40.4%
EV / EBITDA
—
EV / EBIT
—
P / sales
3.6×
reciprocal yield 28.0%
P / book
1.2
reciprocal yield 83.6%
FCF yield
8.4%
TTM · current market cap
Buyback yield
2.7%
P / FCF
11.8
reciprocal yield 8.4%
P / operating cash flow
10.2
reciprocal yield 9.8%
Earnings yield
5.6%
Historical valuation
8 metricsP / E historical average (3Y)
11.5×
reciprocal yield 8.7%
P / E historical average (5Y)
11.5×
reciprocal yield 8.7%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
1.3%
Trailing 12 months
Payout ratio
15.8%
Shareholder yield
—
Dividend / share (TTM)
$0.32
Dividend growth YoY
-12.5%
Dividend growth streak
5+
Stored dividend history starts 2020
Last ex-dividend
2026-08-07
Earnings calendar
2 metricsNext earnings
—
Last earnings
—
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
19.9%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$12.81M
Trailing 12 months
Diluted EPS (TTM)
$1.31
FCF margin
30.1%
Effective tax rate
16.2%
Growth
11 metricsRevenue growth YoY
-0.2%
Year over year
Net income growth YoY
-66.3%
Revenue (TTM)
$64.21M
Trailing 12 months
EPS growth YoY
-66.7%
Shares change YoY
-3.5%
Year over year · fewer shares
Revenue CAGR (3Y)
-2.3%
Revenue CAGR (5Y)
-1.9%
EPS CAGR (3Y)
-4.8%
EPS CAGR (5Y)
+5.1%
FCF CAGR (3Y)
-26.1%
FCF CAGR (5Y)
-13.3%
Quality
14 metricsReturn on equity
6.7%
Return on assets
0.7%
Debt / equity
0.3
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$19.35M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$69.88M
Latest balance sheet
Cash & equivalents
$121.76M
Total assets
$1.81B
Total debt
$51.88M
Cash flow & spend
7 metricsOperating cash flow (TTM)
$22.38M
Capital expenditures (TTM)
$3.03M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$56,000
R&D / revenue
—
Stock compensation / revenue
—
Ownership (13F)
9 metrics13F filers
93
13F filer change QoQ
+7
Institutional ownership
59.0%
Conviction holders (share of 13F filers)
0.0%
Crowding (high-turnover and private-fund holders)
20.4%
Private-fund adviser ownership
20.4%
Active holders' share change QoQ
-6.2%
Holder tenure
13.9
Price vs estimated holder cost
+32.0%
Ownership (registered funds)
1 metricsIndex-fund ownership
12.0%
Short interest
3 metricsShort interest
1.3%
Latest settlement · 4.8 days to cover
Days to cover
4.8d
Short-squeeze score
72 / 100
Insider activity
2 metricsNet insider buying (90D)
$30,625
Insider-sentiment score
81 / 100
Risk flags
1 metricsGoing concern
—
Key facts
CIK
1367859
CUSIP
174903104
13F (30d)
17 filings
17 filers
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