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CZWI · Citizens Community Bancorp Inc.

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$21.47 +0.77 (+3.72%) At close · Sep 2
Russell 2000 member Rebalance outlook locked
Market Cap
$199.90M
Shares
9.65M

CZWI metrics

76 of 114 screener metrics currently available.

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Market overview

2 metrics
Share price
$20.70
Market cap
$199.90M

Price action

19 metrics
Price change (1W)
-0.7%
Price change (30D)
-5.5%
Price change (3M)
-3.2%
Price change (6M)
+16.1%
Price change (YTD)
+16.2%
Price change (1Y)
+25.2%
Trailing year
Price change (5Y)
+49.2%
52-week high
$23.95
52-week low
$15.11
Change from 52-week high
-13.6%
Change from 52-week low
+37.0%
Annualized volatility
25.4%
Beta
0.3
RSI (14D)
40.0
Price vs SMA 50
-6.3%
Price vs SMA 200
+4.3%
Avg volume (3M)
81,187
Relative volume
0.5
Average dollar volume
$1.78M

Company

3 metrics
Sector
Financial Services
Industry
Banks - Regional
Shares outstanding
9.65M

Valuation

12 metrics
P / E (TTM)
15.8
Trailing earnings · reciprocal yield 6.3%
PEG ratio
—
EV / revenue
2.0×
reciprocal yield 49.4%
EV / EBITDA
—
EV / EBIT
—
P / sales
3.1×
reciprocal yield 32.1%
P / book
1.0
reciprocal yield 95.7%
FCF yield
9.7%
TTM · current market cap
Buyback yield
3.0%
P / FCF
10.3
reciprocal yield 9.7%
P / operating cash flow
8.9
reciprocal yield 11.2%
Earnings yield
6.4%

Historical valuation

8 metrics
P / E historical average (3Y)
11.5×
reciprocal yield 8.7%
P / E historical average (5Y)
11.5×
reciprocal yield 8.7%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—

Dividends & buybacks

7 metrics
Dividend yield
1.5%
Trailing 12 months
Payout ratio
15.8%
Shareholder yield
—
Dividend / share (TTM)
$0.32
Dividend growth YoY
-12.5%
Dividend growth streak
5
Last ex-dividend
2026-08-07

Earnings calendar

2 metrics
Next earnings
—
Last earnings
—

Profitability

9 metrics
Gross margin
—
Operating margin
—
Trailing 12 months
Net margin
19.9%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$12.81M
Trailing 12 months
Diluted EPS (TTM)
$1.31
FCF margin
30.1%
Effective tax rate
16.2%

Per share

11 metrics
Revenue per diluted share (TTM)
—
Gross profit per diluted share (TTM)
—
Operating profit per diluted share (TTM)
—
EBITDA per diluted share (TTM)
—
Net income per diluted share (TTM)
—
Operating cash flow per diluted share (TTM)
—
Free cash flow per diluted share (TTM)
—
Capital expenditures per diluted share (TTM)
—
R&D per diluted share (TTM)
—
Stock compensation per diluted share (TTM)
—
Book value per share
$12.65

Growth

11 metrics
Revenue growth YoY
-0.2%
Year over year
Net income growth YoY
-66.3%
Revenue (TTM)
$64.21M
Trailing 12 months
EPS growth YoY
-66.7%
Shares change YoY
-3.5%
Year over year · fewer shares
Revenue CAGR (3Y)
-2.3%
Revenue CAGR (5Y)
-1.9%
EPS CAGR (3Y)
-4.8%
EPS CAGR (5Y)
+5.1%
FCF CAGR (3Y)
-26.1%
FCF CAGR (5Y)
-13.3%

Quality

14 metrics
Return on equity
6.7%
Return on assets
0.7%
Debt / equity
0.3
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$19.35M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$69.88M
Latest balance sheet
Cash & equivalents
$121.76M
Total assets
$1.81B
Total debt
$51.88M

Cash flow & spend

7 metrics
Operating cash flow (TTM)
$22.38M
Capital expenditures (TTM)
$3.03M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
—
R&D / revenue
—
Stock compensation / revenue
—

Ownership (13F)

3 metrics
13F filers
94
13F filer change QoQ
+8
Institutional ownership
59.0%

Short interest

3 metrics
Short interest
1.8%
Latest settlement · 4.2 days to cover
Days to cover
4.2d
Short-squeeze score
53 / 100

Insider activity

2 metrics
Net insider buying (90D)
$30,625
Insider-sentiment score
81 / 100

Risk flags

1 metrics
Going concern
—
Key facts CIK 1367859 CUSIP 174903104 13F (30d) 77 filings 77 filers Visit website Investor relations

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