DCOM · Dime Commercial Bancshares, Inc. /NY/

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$41.09 -0.44 (-1.06%) At close · Aug 6

Market Cap

$1.81B

44.16M

Up next

Next earnings call

Oct 22, 2026 Est · unconfirmed · in 11 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Jul 31, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Ask ALVIS about this →

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Strong Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate

Market backdrop VIX 15.2 · calm Equity put/call 0.60

Technical

price trend

Strong Buy

50 / 200-day cross No cross

Price vs 200-day avg +20%

above

Price vs 50-day avg +4%

above

RSI (14) 57

neutral

MACD trend Positive

52-week position 95%

near high

Momentum

relative strength

Very Strong

1-month return +4%

trailing

6-month return +19%

trailing

YTD return +39%

this year

Relative strength +6%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $40 › 200d $34 — 50d above 200d

Institutional flow Accumulating

71 of 204 funds reported for Jun 30 · net +17.7K sh shares · +11 new

Insider flow Distributing

Net -$6.9M over 90 days · 100% sells

Short interest Rising

8.23% of float · ▲ +0.6% MoM · 14.2 days cover

Volume signal Reversal watch

High volume on a down day — possible exhaustion

Institution breadth Multi-yr high

204 holders — near 3-yr high, broad support

Squeeze score 80

high risk · 0–100

Fundamentals

Excellent

Revenue growth +19%

Y/Y

EPS growth +329%

Y/Y

Free cash flow $181.4M

Valuation P/E 14.8

in line

Balance sheet $876.8M

net cash

Quant / Vol

risk profile

Moderate

Volatility 30%

annualized · 1-yr

Max drawdown −18%

past year

ATR 2.2%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the Earnings Call filed Jun 30, 2026

near to medium term

CET1 ratio 11.25% – 11.5%

CRE ratio up to 350%

until we reach approximately 25% of total loans

Multifamily loans as a percentage of total loans up to 25%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Strong Buy

0 · 2 · 4

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+20% Bullish

Price vs 50-day avg

+4% Bullish

RSI (14)

57 Neutral

MACD trend

Positive Bullish

52-week position

95% Bullish

Market signals — smart money & positioning

Mixed

Trend (MA cross) No cross

50d $40 › 200d $34 — 50d above 200d

Institutional flow Accumulating

71 of 204 funds reported for Jun 30 · net +17.7K sh shares · +11 new

Insider flow Distributing

Net -$6.9M over 90 days · 100% sells

Short interest Rising

8.23% of float · ▲ +0.6% MoM · 14.2 days cover

Volume signal Reversal watch

High volume on a down day — possible exhaustion

Institution breadth Multi-yr high

204 holders — near 3-yr high, broad support

Price context

position in its 52-week range

52-wk low $25 Now $41 · 95% 52-wk high $42

vs 200-day avg +20% vs 50-day avg +4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings

Metric	Latest	Period	YoY
Adjusted diluted EPS non-GAAP	$0.79	the second quarter of 2026	—

Adjusted efficiency ratio non-GAAP	49.9%	the second quarter of 2026	—

Business loans (linked quarter growth)	280.8M	the second quarter of 2026	—

Consolidated CRE Concentration ratio	352%	the second quarter of 2026	—

Core deposits	948.3M	the second quarter of 2026	—
Efficiency ratio	51.2%	the second quarter of 2026	—

Net Interest Margin	3.28%	the second quarter of 2026	—

Non-performing assets (percent of Total Assets)	0.46%	the second quarter of 2026	—
Tier 1 Common Equity Ratio	11.99%	the second quarter of 2026	—

Business loans year-over-year growth	575.6M	first quarter of 2026	—
Core deposits year-over-year increase	999.3M	first quarter of 2026	—
Ending weighted average rate on the total loan portfolio	5.28%	first quarter of 2026	—
Total deposits year-over-year increase	983.1M	first quarter of 2026	—
Adjusted net income available to common stockholders non-GAAP	$34.5M	the quarter ended December 31, 2025	—
Adjusted non-interest expense non-GAAP	$62.3M	the fourth quarter of 2025	—
Average non-interest-bearing deposits to average total deposits	30.5%	the fourth quarter of 2025	—
Common Equity Tier 1 Ratio	11.66%	the fourth quarter of 2025	—
Liquidity (cash)	$2.35B	the fourth quarter of 2025	—
Loan to deposit ratio	83.8%	the fourth quarter of 2025	—
Non-performing assets ratio	0.34%	the fourth quarter of 2025	—
Ratio of adjusted non-interest expense to average assets non-GAAP	1.65%	the fourth quarter of 2025	—

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
DCOM Dime Commercial Bancshares, Inc. /NY/ this stock	$1.81B	+39.5%	+19.0%	14.8	8.2%
MFG Mizuho Financial Group Inc	$130.23B	+46.0%	—	—	0.1%
HDB Hdfc Bank Ltd	$122.06B	-34.9%	+15.2%	—	0.4%
IBN Icici Bank Ltd	$109.32B	+3.1%	—	—	0.6%
PNC Pnc Financial Services Group, Inc.	$100.84B	+23.9%	+7.2%	13.9	1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

211

% held: 87.5%
Reported: 71 of 204
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

269

View

Short & Settlement

Short Interest Rising

Shares short

3.6M

Days to cover: 14.2d
Change: +21.8K sh

View

Short Volume

Short vol %

45%

As of: Aug 6, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $1.3K
As of: Jul 14, 2026

View

Off-Exchange

Off-exchange %

34.7%

Week of: Jun 29, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$6.9M

Buyers / Sellers: 0 / 3

Buyers Sellers

View

Financials

Revenue (FY)

$19.9M

Net income (FY): $110.7M
EPS diluted: $2.36

View

Filings

SEC Filings

Latest

10-Q

Filed: Jul 31, 2026
This year: 16

View

Proposed Sales

Value

$75.0K

Shares: 1.8K
Filed: Aug 5, 2026

View

Earnings & Events

Earnings Calls

Last call

Jul 23, 2026

View

Performance

	5D	20D	120D	MTD	YTD
DCOM	+0.7%	+4.2%	+18.7%	+0.8%	+39.5%
SPY	+3.6%	+2.2%	+12.8%	+2.9%	+12.7%
vs SPY	-2.9%	+1.9%	+5.9%	-2.1%	+26.8%

Capital returns

Latest dividend

$0.25 / share · ex Jul 17, 2026

Raised 4.2%

Paid (TTM)

$1.00 / share · 4 payouts

Dividend yield (TTM, derived)

2.43%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 846617 CUSIP 25432X102 13F (30d) 62 filings 62 filers Visit website Investor relations

DCOM · Dime Commercial Bancshares, Inc. /NY/

Price & Indicators

Up next

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns