FCNCA · First Citizens Bancshares Inc /De/
Market Cap
$24.59B
Shares
11.29M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$2,177.11
Open$2,164.93
Day$2,136.69–2,213.30
52W close$1,638.68–2,291.33
Avg vol 30d61K
Short int420K · 3.7% float · 8.6d
Short vol81%
Last earningsJul 23, 2026
DataJan 2020–Sep 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 22, 2026
Est · unconfirmed
· in 7 wks
filed Aug 7, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$9.62B
Trailing 12 months
Net income (TTM)
$2.35B
Trailing 12 months
Revenue growth YoY
+2.5%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
11.7
Trailing earnings · reciprocal yield 8.6%
FCF yield
10.0%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$30.67B
Latest balance sheet
Dividend yield
0.4%
Trailing 12 months
Shares change YoY
-12.9%
Year over year · fewer shares
Price change (1Y)
+9.5%
Trailing year
Short interest
3.7%
Latest settlement · 8.6 days to cover
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Bullish
Fundamentals
Fair
Quant / Vol
Moderate
Market backdrop
VIX 15.2 · calm
Equity put/call 0.56
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+7%
above
Price vs 50-day avg
+1%
above
RSI (14)
50
neutral
MACD trend
Negative
52-week position
82%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−2%
trailing
6-month return
+19%
trailing
YTD return
+1%
this year
Relative strength
+5%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $2157 › 200d $2040 — 50d above 200d
Institutional flow
Accumulating
+3% holders QoQ · +87 funds added
Insider flow
Accumulating
Net +$2.0M over 90 days · 0% sells
Short interest
Falling
3.72% of float · ▼ -7.1% MoM · 8.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
627 holders — mid 3-yr range
Squeeze score
65
elevated · 0–100
Fundamentals
Revenue growth
−2%
Y/Y
EPS growth
−13%
Y/Y
Free cash flow
$2.2B
Valuation
P/E 11.7
below peers
Buyback
$1.1B
remaining
Balance sheet
$35.2B
net debt
Quant / Vol
risk profile
Volatility
28%
annualized · 1-yr
Max drawdown
−20%
past year
ATR
2.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Prior guidance
period ended
· from the Earnings Call filed Dec 31, 2021
Service charge revenue decline (dollar impact)
· 2022
$15M – $20M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+7%
Bullish
Price vs 50-day avg
+1%
Bullish
RSI (14)
50
Neutral
MACD trend
Negative
Bearish
52-week position
82%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $2157 › 200d $2040 — 50d above 200d
Institutional flow
Accumulating
+3% holders QoQ · +87 funds added
Insider flow
Accumulating
Net +$2.0M over 90 days · 0% sells
Short interest
Falling
3.72% of float · ▼ -7.1% MoM · 8.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
627 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $1,639
Now $2,177 · 82%
Range high $2,291
vs 200-day avg +7%
vs 50-day avg +1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FCNCA
this stock
First Citizens Bancshares Inc /De/
|
$24.59B | +1.4% | -2.2% | 11.7 | 3.7% |
|
MFG
Mizuho Financial Group Inc
|
$136.46B | +51.2% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.82B | -36.5% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$109.29B | +2.6% | — | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$105.74B | +24.9% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FCNCA | 0.0% | -2.2% | +19.4% | +0.6% | +1.4% |
| SPY | -0.1% | -0.6% | +14.9% | -0.3% | +12.2% |
| vs SPY | +0.1% | -1.6% | +4.6% | +0.8% | -10.8% |
Capital returns
Latest dividend
$2.10
/ share · ex Aug 31, 2026
Paid (TTM)
$8.40
/ share · 4 payouts
Dividend yield (TTM, derived)
0.39%
Buyback program
· as of Jul 31, 2026
Authorized
shares 250,000
Spent (derived)
—
Remaining
$1.11B
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
798941
CUSIP
31946M103
13F (30d)
388 filings
388 filers
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