FCNCA · First Citizens Bancshares Inc /De/

Track FCNCA — free

$2,096.98 +23.52 (+1.13%)

Russell 1000 member Rebalance outlook locked

Market Cap

$23.61B

11.29M

Volume · Oct 5 26.64K Avg daily vol (3M) 67.54K

Up next

Next earnings call

Oct 23, 2026 Scheduled · in 3 wks

Latest filing: 10-Q

filed Aug 7, 2026

Q2 2026 earnings call transcript

call held Jul 23, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

—

Trailing 12 months

Net income (TTM)

—

Trailing 12 months

Revenue growth YoY

—

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

—

Trailing earnings

FCF yield

—

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

—

Latest balance sheet

Dividend yield

0.4%

Trailing 12 months

Shares change YoY

—

Year over year · more shares

Price change (1Y)

+19.0%

Trailing year

Short interest

4.1%

Latest settlement · 7.5 days to cover

View all 115 metrics

Equibles Rating

blended score · not investment advice

Overall

Neutral

SellHoldBuy

Technical Neutral Momentum Weak Sentiment Neutral Fundamentals Fair Quant / Vol Moderate

Market backdrop VIX 15.3 · calm Equity put/call 0.58

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +1%

above

Price vs 50-day avg −4%

below

RSI (14) 42

neutral

MACD trend Negative

52-week position 67%

mid-range

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Weak

1-month return −6%

trailing

6-month return +4%

trailing

YTD return −3%

this year

Relative strength −9%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $2165 › 200d $2061 — 50d above 200d

Institutional flow Accumulating

3 of 629 funds reported for Sep 30 · net +72 sh shares · +1 new

Insider flow Distributing

Net -$28.3K over 90 days · 50% sells

Short interest Rising

4.14% of float · ▲ +4.3% MoM · 7.5 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

629 holders — mid 3-yr range

Squeeze score 62

elevated · 0–100

Fundamentals

Fair

Revenue growth −2%

Y/Y

EPS growth −13%

Y/Y

Free cash flow $2.2B

Valuation P/E 11.2

below peers

Buyback $1.1B

remaining

Balance sheet $35.2B

net debt

Quant / Vol

risk profile

Moderate

Volatility 27%

annualized · 1-yr

Max drawdown −20%

past year

ATR 2.4%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the 8-K filed Jul 23, 2026

3Q26 - Projected

Deposits - EOP $179B – $182B

Net interest income $1.63B – $1.71B

Adjusted noninterest income Non-GAAP $520M – $560M

Adjusted noninterest expense Non-GAAP $1.33B – $1.37B

Effective tax rate 24.5% – 25.5%

FY26 - Projected

Deposits - EOP Initiated $181B – $186B

Net interest income Initiated $6.6B – $6.75B

Adjusted noninterest income Non-GAAP Initiated $2.14B – $2.22B

Effective tax rate Initiated 24.5% – 25.5%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral

1 · 5 · 1

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+1% Bullish

Price vs 50-day avg

−4% Neutral

RSI (14)

42 Neutral

MACD trend

Negative Bearish

52-week position

67% Neutral

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bearish · 2 of 6

Trend (MA cross) No cross

50d $2165 › 200d $2061 — 50d above 200d

Institutional flow Accumulating

3 of 629 funds reported for Sep 30 · net +72 sh shares · +1 new

Insider flow Distributing

Net -$28.3K over 90 days · 50% sells

Short interest Rising

4.14% of float · ▲ +4.3% MoM · 7.5 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

629 holders — mid 3-yr range

Price context

position in its 52-week range

Range low $1,639 Now $2,073 · 67% Range high $2,291

vs 200-day avg +1% vs 50-day avg -4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted rental income on operating lease equipment (non-GAAP) non-GAAP	$11M	Three Months Ended June 30, 2026 filing	—

Adjusted rental income on operating lease equipment (non-GAAP) - Rail non-GAAP	$101M	Three Months Ended June 30, 2026 filing	—

Average re-pricing of equipment upon lease maturities	115%	Three Months Ended June 30, 2026 filing	—
Net charge-offs	$108M	Three Months Ended June 30, 2026 filing	—
NII, excluding PAA non-GAAP	$1.61B	three months ended Jun 30, 2026 filing	—
NIM, excluding PAA non-GAAP	3.01%	three months ended Jun 30, 2026 filing	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
FCNCA First Citizens Bancshares Inc /De/ this stock	$23.61B	-3.4%	-2.2%	11.2	4.1%
MFG Mizuho Financial Group Inc	$133.98B	+48.8%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.26B	-38.9%	-3.2%	—	0.7%
CIXPF CaixaBank/ADR	$103.83B	+26.7%	—	—	0.1%
IBN Icici Bank Ltd	$100.21B	-7.9%	—	—	0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

630

% held: 59.5%
Reported: 3 of 629
Top holder: HARRIS ASSOCIATES L P

Held Float

View

Held by Funds

Fund positions

472

View

Short & Settlement

Short Interest Rising

Shares short

468.1K

Days to cover: 7.5d
Change: +19.1K sh

View

Short Volume

Short vol %

74%

As of: Oct 2, 2026

Short Total

View

Fails to Deliver

FTD shares

122

Value: $265.1K
As of: Sep 14, 2026

View

Off-Exchange

Off-exchange %

35.6%

Week of: Aug 31, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$28.3K

Buyers / Sellers: 1 / 1

Buyers Sellers

View

Congressional Trades Sell

Member

Thomas H. Kean

Amount: $1.0K–$15.0K
Traded: Apr 14, 2026

View

Financials

Revenue (FY)

$9.5B

Net income (FY): $2.2B
EPS diluted: $165.24

View

Buybacks

Authorized

shares 250.0K

Remaining: $1.1B

View

Filings

SEC Filings

Latest

8-K

Filed: Sep 14, 2026
This year: 13

View

Proposed Sales

Value

$426.8K

Shares: 22.0K
Filed: Sep 15, 2026

View

Earnings & Events

Webcasts Upcoming

Next webcast

Oct 23, 2026

Last webcast: Jul 23, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
FCNCA	-0.8%	-5.9%	+3.6%	+0.6%	-3.4%
SPY	-0.2%	-0.5%	+12.2%	+0.9%	+12.9%
vs SPY	-0.6%	-5.4%	-8.6%	-0.3%	-16.3%

Capital returns

Latest dividend

$2.10 / share · ex Aug 31, 2026

Raised 7.7%

Paid (TTM)

$8.40 / share · 4 payouts

Dividend yield (TTM, derived)

0.41%

Buyback program · as of Jul 31, 2026

Authorized

shares 250,000

Spent (derived)

—

Remaining

$1.11B

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 798941 CUSIP 31946M103 13F (30d) 14 filings 10 filers Visit website Investor relations

FCNCA · First Citizens Bancshares Inc /De/

Price & Indicators

Up next

Metrics snapshot

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns