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FCNCA · First Citizens Bancshares Inc /De/ · Earnings Call Transcripts & Audio

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$2,127.40 -22.53 (-1.05%) At close · Sep 9
Russell 1000 member Rebalance outlook locked
Market Cap
$24.28B
Shares
11.29M

First Citizens Bancshares Inc Earnings Call Transcripts

Quarterly earnings calls for First Citizens Bancshares Inc (FCNCA), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
· $2.44B $731.00M '24 Q1 24-04-25 · $2.46B $707.00M '24 Q2 24-07-25 · $2.45B $639.00M '24 Q3 24-10-24 · $2.41B $700.00M '24 Q4 25-01-24 ▼6% $2.30B $483.00M '25 Q1 25-04-24 ▼3.5% $2.37B $575.00M '25 Q2 25-07-25 ▼0.5% $2.43B $568.00M '25 Q3 25-10-23 ▲1.2% $2.44B $580.00M '25 Q4 26-01-23 ▲0.7% $2.31B $534.00M '26 Q1 26-04-23 LATEST ▲2.5% $2.43B $672.00M '26 Q2 26-07-23
Earnings call
FY26 · Q2
2026-07-23
First Citizens Bancshares Inc (FCNCA) Q2 2026 Earnings Call Transcript
Confident tone BMO Branch Acquisition Loan Growth Outlook Expense Management and Efficiency
Revenue
$2.43B
▲ 2.5% YoY
Diluted EPS
$55.52
▲ 31.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-23
First Citizens Bancshares Inc (FCNCA) Q1 2026 Earnings Call Transcript
Positive tone Deposit Growth and Mix Loan Growth and Pipeline FDIC Purchase Money Note Paydown
Revenue
$2.31B
▲ 0.7% YoY
Diluted EPS
$42.63
▲ 23.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-23
First Citizens Bancshares Inc (FCNCA) Q4 2025 Earnings Call Transcript
Positive tone Loan and Deposit Growth Purchase Money Note Repayment Credit Quality
Revenue
$2.44B*
▲ 1.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-23
First Citizens Bancshares Inc (FCNCA) Q3 2025 Earnings Call Transcript
Positive tone Credit Quality and First Brands Loan Growth Deposit Growth
Revenue
$2.43B
▼ 0.5% YoY
Diluted EPS
$43.08
▼ 0.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-25
First Citizens Bancshares Inc (FCNCA) Q2 2025 Earnings Call Transcript
Positive tone Net interest income and NIM trajectory Expense management and guidance Credit quality
Revenue
$2.37B
▼ 3.5% YoY
Diluted EPS
$42.36
▼ 10.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
First Citizens Bancshares Inc (FCNCA) Q1 2025 Earnings Call Transcript
Positive tone Deposit growth and funding Capital return and share repurchases Net interest margin and NII outlook
Revenue
$2.30B
▼ 6% YoY
Diluted EPS
$34.47
▼ 30% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-24
First Citizens Bancshares Inc (FCNCA) Q4 2024 Earnings Call Transcript
Positive tone SVB integration and innovation economy Capital management and share repurchases Operational efficiency initiatives
Revenue
$2.41B*
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-24
First Citizens Bancshares Inc (FCNCA) Q3 2024 Earnings Call Transcript
Positive tone Net interest margin and deposit costs Credit quality and net charge-offs Loan portfolio and Global Fund Banking
Revenue
$2.45B
Diluted EPS
$43.42
▼ 14.3% YoY
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-25
First Citizens Bancshares Inc (FCNCA) Q2 2024 Earnings Call Transcript
Positive tone SVB commercial and innovation economy General Bank performance Loan and deposit growth
Revenue
$2.46B
Diluted EPS
$47.54
▲ 3.6% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
First Citizens Bancshares Inc (FCNCA) Q1 2024 Earnings Call Transcript
Confident tone SVB integration and stabilization Credit quality and charge-offs Net interest margin and loan yields
Revenue
$2.44B
Diluted EPS
$49.26
▼ 92.5% YoY
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-26
First Citizens Bancshares Inc (FCNCA) Q4 2023 Earnings Call Transcript
Confident tone SVB Integration and Innovation Economy Capital and Liquidity Position Credit Quality and Loss-Absorbing Capacity
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-26
First Citizens Bancshares Inc (FCNCA) Q3 2023 Earnings Call Transcript
Diluted EPS
$50.67
▲ 163.2% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-08-03
First Citizens Bancshares Inc (FCNCA) Q2 2023 Earnings Call Transcript
Diluted EPS
$45.87
▲ 208.7% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-05-10
First Citizens Bancshares Inc (FCNCA) Q1 2023 Earnings Call Transcript
Diluted EPS
$653.64
▲ 3814% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-26
First Citizens Bancshares Inc (FCNCA) Q4 2022 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-27
First Citizens Bancshares Inc (FCNCA) Q3 2022 Earnings Call Transcript
Diluted EPS
$19.25
▲ 58.2% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-28
First Citizens Bancshares Inc (FCNCA) Q2 2022 Earnings Call Transcript
Diluted EPS
$14.86
▼ 1.5% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-28
First Citizens Bancshares Inc (FCNCA) Q1 2022 Earnings Call Transcript
Diluted EPS
$16.70
▲ 14.9% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-26
First Citizens Bancshares Inc (FCNCA) Q4 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-27
First Citizens Bancshares Inc (FCNCA) Q3 2021 Earnings Call Transcript
Diluted EPS
$12.17
▼ 13.3% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-08-03
First Citizens Bancshares Inc (FCNCA) Q2 2021 Earnings Call Transcript
Diluted EPS
$15.09
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-28
First Citizens Bancshares Inc (FCNCA) Q1 2021 Earnings Call Transcript
Diluted EPS
$14.53
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-26
First Citizens Bancshares Inc (FCNCA) Q4 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-16
First Citizens Bancshares Inc (FCNCA) Q3 2020 Earnings Call
Diluted EPS
$14.03
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-28
First Citizens Bancshares Inc (FCNCA) Q2 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-28
First Citizens Bancshares Inc (FCNCA) Q1 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Showing 1–26 of 26 earnings calls
Key facts CIK 798941 CUSIP 31946M103 13F (30d) 296 filings 296 filers Visit website Investor relations