FCNCA · First Citizens Bancshares Inc /De/
$2,160.65
-52.12 (-2.36%)
At close · Jul 24
Market Cap
$25.04B
Shares
11.59M
First Citizens Bancshares Inc Earnings Call Transcripts
Every quarterly earnings call for First Citizens Bancshares Inc (FCNCA) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
·
$2.44B
$731.00M
'24 Q1
24-04-25
·
$2.46B
$707.00M
'24 Q2
24-07-25
·
$2.45B
$639.00M
'24 Q3
24-10-24
·
$2.41B
$700.00M
'24 Q4
25-01-24
▼6%
$2.30B
$483.00M
'25 Q1
25-04-24
▼3.5%
$2.37B
$575.00M
'25 Q2
25-07-25
▼0.5%
$2.43B
$568.00M
'25 Q3
25-10-23
▲1.2%
$2.44B
$580.00M
'25 Q4
26-01-23
LATEST
▲0.7%
$2.31B
$534.00M
'26 Q1
26-04-23
Earnings call
FY26 · Q2
2026-07-23
First Citizens BancShares Second Quarter 2026 Earnings Call
Confident tone
BMO Branch Acquisition
Loan Growth Outlook
Expense Management and Efficiency
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-23
First Citizens Bancshares Inc /De/ Q1 FY2026 Earnings Call
Revenue
$2.31B
▲ 0.7% YoY Diluted EPS
$42.63
▲ 23.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-23
First Citizens Bancshares Inc /De/ Q4 FY2025 Earnings Call
Positive tone
Loan and Deposit Growth
Purchase Money Note Repayment
Credit Quality
Revenue
$2.44B*
▲ 1.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-23
First Citizens Bancshares Inc /De/ Q3 FY2025 Earnings Call
Revenue
$2.43B
▼ 0.5% YoY Diluted EPS
$43.08
▼ 0.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-25
First Citizens Bancshares Inc /De/ Q2 FY2025 Earnings Call
Positive tone
Net interest income and NIM trajectory
Expense management and guidance
Credit quality
Revenue
$2.37B
▼ 3.5% YoY Diluted EPS
$42.36
▼ 10.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
First Citizens Bancshares Inc /De/ Q1 FY2025 Earnings Call
Revenue
$2.30B
▼ 6% YoY Diluted EPS
$34.47
▼ 30% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-24
First Citizens Bancshares Inc /De/ Q4 FY2024 Earnings Call
Revenue
$2.41B*
Rev · 7q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-24
First Citizens Bancshares Inc /De/ Q3 FY2024 Earnings Call
Revenue
$2.45B
Diluted EPS
$43.42
▼ 14.3% YoY
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-25
First Citizens Bancshares Inc /De/ Q2 FY2024 Earnings Call
Revenue
$2.46B
Diluted EPS
$47.54
▲ 3.6% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
First Citizens Bancshares Inc /De/ Q1 FY2024 Earnings Call
Revenue
$2.44B
Diluted EPS
$49.26
▼ 92.5% YoY
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-26
First Citizens Bancshares Inc /De/ Q4 FY2023 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-26
First Citizens Bancshares Inc /De/ Q3 FY2023 Earnings Call
Diluted EPS
$50.67
▲ 163.2% YoY
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-03
First Citizens Bancshares Inc /De/ Q2 FY2023 Earnings Call
Diluted EPS
$45.87
▲ 208.7% YoY
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-10
First Citizens Bancshares Inc /De/ Q1 FY2023 Earnings Call
Diluted EPS
$653.64
▲ 3814% YoY
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-26
First Citizens Bancshares Inc /De/ Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-27
First Citizens Bancshares Inc /De/ Q3 FY2022 Earnings Call
Diluted EPS
$19.25
▲ 58.2% YoY
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-28
First Citizens Bancshares Inc /De/ Q2 FY2022 Earnings Call
Diluted EPS
$14.86
▼ 1.5% YoY
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-28
First Citizens Bancshares Inc /De/ Q1 FY2022 Earnings Call
Diluted EPS
$16.70
▲ 14.9% YoY
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-26
First Citizens Bancshares Inc /De/ Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-27
First Citizens Bancshares Inc /De/ Q3 FY2021 Earnings Call
Diluted EPS
$12.17
▼ 13.3% YoY
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-03
First Citizens Bancshares Inc /De/ Q2 FY2021 Earnings Call
Diluted EPS
$15.09
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-28
First Citizens Bancshares Inc /De/ Q1 FY2021 Earnings Call
Diluted EPS
$14.53
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-26
First Citizens Bancshares Inc /De/ Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-16
First Citizens Bancshares Inc /De/ Q3 FY2020 Earnings Call
Diluted EPS
$14.03
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-28
First Citizens Bancshares Inc /De/ Q2 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-28
First Citizens Bancshares Inc /De/ Q1 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Showing 1–26 of 26 earnings calls
Key facts
CIK
798941
CUSIP
31946M103
13F (30d)
141 filings
138 filers
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