FFIC · Flushing Financial Corp
$15.50
-0.47 (-2.91%)
At close · Jun 1
Market Cap
$524.18M
Shares
33.88M
Flushing Financial Corp Earnings Call Transcripts
Every quarterly earnings call for Flushing Financial Corp (FFIC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲56.2%
$1.35M
$23.44M
'22 Q3
22-10-26
▲7.8%
$1.23M
$10.25M
'22 Q4
23-01-27
▲2.7%
$1.41M
$4.04M
'23 Q1
23-04-26
▲52.7%
$1.78M
$8.69M
'23 Q2
23-07-25
▲95.1%
$2.64M
$7.83M
'23 Q3
23-11-01
▲129.4%
$2.82M
$8.10M
'23 Q4
24-01-26
▼1.2%
$1.39M
$3.68M
'24 Q1
24-04-24
▼11.1%
$1.58M
$5.32M
'24 Q2
24-07-29
▼32.1%
$1.79M
$8.91M
'24 Q3
24-10-24
▼22.8%
$2.18M
−$49.24M
'24 Q4
25-01-28
▲9.1%
$1.52M
−$9.80M
'25 Q1
25-04-29
▲23.1%
$1.95M
$14.20M
'25 Q2
25-07-24
▲11.7%
$2.00M
$10.45M
'25 Q3
25-10-29
▼8.9%
$1.99M
$4.03M
'25 Q4
26-01-27
LATEST
▲22.8%
$1.87M
$5.83M
'26 Q1
26-04-24
Earnings call
FY26 · Q2
2026-07-31
OceanFirst Financial Corp. Q2-26 Earnings Release
Confident tone
Flushing acquisition and integration
Deposits and funding
Warburg Pincus strategic investment and capital
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-24
Flushing Financial Corp Q1 FY2026 Earnings Call
Revenue
$1.87M
▲ 22.8% YoY Diluted EPS
$0.17
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
Flushing Financial Corp Q4 FY2025 Earnings Call
Revenue
$1.99M*
▼ 8.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-29
Flushing Financial Corp Q3 FY2025 Earnings Call
Confident tone
Net interest margin expansion
Loan repricing tailwind
Capital, liquidity and balance sheet positioning
Revenue
$2.00M
▲ 11.7% YoY Diluted EPS
$0.30
▲ 0% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-24
Flushing Financial Corp Q2 FY2025 Earnings Call
Positive tone
Loan repricing opportunity
Liquidity and capital strength
Profitability and earnings growth
Revenue
$1.95M
▲ 23.1% YoY Diluted EPS
$0.41
▲ 127.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
Flushing Financial Corp Q1 FY2025 Earnings Call
Balanced tone
Net Interest Margin Expansion
Credit Discipline and Underwriting
Yield Curve and Interest Rate Risk
Revenue
$1.52M
▲ 9.1% YoY Diluted EPS
$-0.29
▼ 341.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-28
Flushing Financial Corp Q4 FY2024 Earnings Call
Positive tone
Loan portfolio repricing and mix
Net interest margin expansion
Credit quality and discipline
Revenue
$2.18M*
▼ 22.8% YoY Diluted EPS
$-1.61
▼ 696.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-24
Flushing Financial Corp Q3 FY2024 Earnings Call
Positive tone
Net interest margin
Multifamily portfolio
Earnings outlook and one-time items
Revenue
$1.79M
▼ 32.1% YoY Diluted EPS
$0.30
▲ 15.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-29
Flushing Financial Corp Q2 FY2024 Earnings Call
Positive tone
Net interest margin outlook
Credit quality and portfolio strength
CRE concentration and regulator dialogue
Revenue
$1.58M
▼ 11.1% YoY Diluted EPS
$0.18
▼ 37.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-24
Flushing Financial Corp Q1 FY2024 Earnings Call
Positive tone
Multifamily and CRE lending
Net interest margin outlook
Credit quality and low-risk portfolio
Revenue
$1.39M
▼ 1.2% YoY Diluted EPS
$0.12
▼ 7.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-26
Flushing Financial Corp Q4 FY2023 Earnings Call
Positive tone
Loan portfolio credit quality
Multifamily and rent-regulated properties
Deposits and funding
Revenue
$2.82M*
▲ 129.4% YoY Diluted EPS
$0.27
▼ 20.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-01
Flushing Financial Corp Q3 FY2023 Earnings Call
Revenue
$2.64M
▲ 95.1% YoY Diluted EPS
$0.26
▼ 65.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-25
Flushing Financial Corp Q2 FY2023 Earnings Call
Revenue
$1.78M
▲ 52.7% YoY Diluted EPS
$0.29
▼ 64.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-26
Flushing Financial Corp Q1 FY2023 Earnings Call
Revenue
$1.41M
▲ 2.7% YoY Diluted EPS
$0.13
▼ 77.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-27
Flushing Financial Corp Q4 FY2022 Earnings Call
Revenue
$1.23M*
▲ 7.8% YoY Diluted EPS
$0.34
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-26
Flushing Financial Corp Q3 FY2022 Earnings Call
Revenue
$1.35M
▲ 56.2% YoY Diluted EPS
$0.76
▼ 6.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-27
Flushing Financial Corp Q2 FY2022 Earnings Call
Revenue
$1.17M
▼ 5.4% YoY Diluted EPS
$0.81
▲ 32.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-27
Flushing Financial Corp Q1 FY2022 Earnings Call
Revenue
$1.37M
▼ 49.6% YoY Diluted EPS
$0.58
▼ 3.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-28
Flushing Financial Corp Q4 FY2021 Earnings Call
Revenue
$1.14M*
▼ 20.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-27
Flushing Financial Corp Q3 FY2021 Earnings Call
Revenue
$865,000
▼ 34.3% YoY Diluted EPS
$0.81
▲ 62% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-27
Flushing Financial Corp Q2 FY2021 Earnings Call
Revenue
$1.23M
▲ 30.6% YoY Diluted EPS
$0.61
▼ 3.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-28
Flushing Financial Corp Q1 FY2021 Earnings Call
Revenue
$2.73M
▲ 241.5% YoY Diluted EPS
$0.60
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-29
Flushing Financial Corp Q4 FY2020 Earnings Call
Revenue
$1.44M*
▲ 70.9% YoY Diluted EPS
$0.11
▼ 75.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-28
Flushing Financial Corp Q3 FY2020 Earnings Call
Revenue
$1.32M
▲ 55.4% YoY Diluted EPS
$0.50
▲ 35.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-22
Flushing Financial Corp Q2 FY2020 Earnings Call
Revenue
$944,000
▼ 10.9% YoY Diluted EPS
$0.63
▲ 70.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-28
Flushing Financial Corp Q1 FY2020 Earnings Call
Revenue
$798,000
▼ 18% YoY Diluted EPS
$-0.05
▼ 120% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-31
Flushing Financial Corp Q4 FY2019 Earnings Call
Revenue
$844,000*
▼ 20.8% YoY Diluted EPS
$0.45
▲ 2.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls