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FFIC · Flushing Financial Corp

Track FFIC — free
$15.50 -0.47 (-2.91%) At close · Jun 1
Market Cap
$524.18M
Shares
33.88M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$15.50 Open$15.85 Day$15.41–15.89 Available close range$15.50–15.50 Avg vol available · 1d2.3M Short int943K · 2.8% float · 3.6d Short vol59% Last earningsJul 31, 2026 DataJun 2026–Jun 2026 Filing10-Q · May 11

The closing range uses available history since Jun 1, 2026; less than a full year is stored.

Up next

Next earnings call
Nov 2, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 11, 2026

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Limited Momentum Limited Sentiment Bearish Fundamentals Fair Quant / Vol Limited
Market backdrop VIX 14.3 · calm Equity put/call 0.52
Technical
price trend
Limited
Not enough data for a confident read.
Momentum
relative strength
Limited
Not enough data for a confident read.
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50/200-day averages unavailable
Institutional flow Distributing
-99% holders QoQ
Insider flow Distributing
Net -$573.7K over 90 days · 100% sells
Short interest Falling
2.78% of float · ▼ -2.0% MoM · 3.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr low
2 holders — near 3-yr low, contrarian setup
Fundamentals
Fair
Revenue growth +7%
Y/Y
EPS growth +150%
Y/Y
Free cash flow $55.8M
Valuation P/E 15.5
rich
Balance sheet $939.8M
net debt
Quant / Vol
risk profile
Limited
Not enough data for a confident read.

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Mar 31, 2025
three-year period (2025-2027)
Cumulative interest income from loan repricing $50M
2026
Interest income from loan repricing $13M
Prior guidance period ended · from the Earnings Call filed Mar 31, 2025
Interest income from loan repricing · 2025 $9M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
0 · 1 · 0
50 / 200-day cross
No cross Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50/200-day averages unavailable
Institutional flow Distributing
-99% holders QoQ
Insider flow Distributing
Net -$573.7K over 90 days · 100% sells
Short interest Falling
2.78% of float · ▼ -2.0% MoM · 3.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr low
2 holders — near 3-yr low, contrarian setup
Price context
position in its available closing range
Price range unavailable — no recent comparable closes.

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
ACLs/NPLs 87.92% 1Q26
Core EPS non-GAAP $0.29 1Q26
Core Net Income non-GAAP $9.94M 1Q26
Core ROAA non-GAAP 0.45% 1Q26
Core ROAE non-GAAP 5.56% 1Q26
NCOs/Avg Loans 0.03% 1Q26
NIM FTE 2.67% 1Q26
Noninterest bearing deposits $995.5M 1Q26
NPAs/Assets 0.77% 1Q26
Average core deposits YoY change 8.3% 4Q25
Core net interest margin FTE non-GAAP 2.66% 4Q25
CRE concentration 465% 4Q25
Liquidity $3.9B 4Q25
Loan closings $261.4M 4Q25
Net interest margin FTE 2.68% 4Q25
Period end net loans $6.6B 4Q25
Tangible Book Value/Share non-GAAP $20.94 4Q25

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FFIC
Flushing Financial Corp
this stock
$524.18M +7.3% 15.5 2.8%
MFG
Mizuho Financial Group Inc
$132.42B +48.5% 0.1%
HDB
Hdfc Bank Ltd
$120.05B -36.0% +15.2% 0.5%
IBN
Icici Bank Ltd
$108.39B -0.2% 0.5%
PNC
Pnc Financial Services Group, Inc.
$102.52B +23.1% +7.2% 14.1 1.8%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
2
% held
0.0%
Net QoQ
-25.9M sh
Top holder
IFP Advisors, Inc
Held Float
View
Held by Funds
Fund positions
182
View
Short & Settlement
Short Interest Falling
Shares short
942.8K
Days to cover
3.6d
Change
-19.2K sh
View
Short Volume
Short vol %
59%
As of
Jun 1, 2026
Short Total
View
Fails to Deliver
FTD shares
37.8K
Value
$584.7K
As of
Jun 2, 2026
View
Off-Exchange
Off-exchange %
31.5%
Week of
Jun 1, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$573.7K
Buyers / Sellers
0 / 1
Buyers Sellers
View
Financials
Financials
Net income (FY)
$18.9M
EPS diluted
$0.54
View
Buybacks
Remaining
shares 808.0K
View
Filings
SEC Filings
Latest
8-K
Filed
Jun 1, 2026
This year
11
View
Proposed Sales
Value
$600.0K
Shares
37.6K
Filed
May 21, 2026
View
Earnings & Events
Earnings Calls
Last call
Jul 31, 2026
View

Performance

5D 20D 120D MTD YTD
FFIC
SPY +1.7% +5.3% +10.6% +0.3% +11.2%
vs SPY

Capital returns

Latest dividend
$0.22 / share · ex Apr 10, 2026
Paid (TTM)
$0.88 / share · 4 payouts
Dividend yield (TTM, derived)
5.68%
Buyback program · as of Dec 31, 2025
Authorized
Spent (derived)
Remaining
shares 807,964

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 923139 CUSIP 343873105 13F (30d) 7 filings 5 filers Visit website Investor relations