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FIGR

Figure Technology Solutions, Inc.
$31.80 -0.99 (-3.02%) At close · Jul 10
Market Cap
$7.03B
Shares
221,100,849

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$31.80 Open$32.98 Day$31.37–33.57 52W$25.01–78.00 Avg vol 30d4.0M Short int12.6M · 5.7% float · 2.2d Short vol60% Last earningsJul 7, 2026 DataSep 2025–Jul 2026 Filing10-Q · May 15
Up next
Next earnings call
Sep 20, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 15, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Sell Momentum Weak Sentiment Bearish Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 15 · calm Equity put/call 0.55
      Technical
      price trend
      Sell
      50 / 200-day cross No cross
      Price vs 200-day avg −18%
      below
      Price vs 50-day avg −4%
      below
      RSI (14) 52
      neutral
      MACD trend Positive
      52-week position 13%
      near low
      Momentum
      relative strength
      Weak
      1-month return +11%
      trailing
      6-month return −51%
      trailing
      YTD return −22%
      this year
      Relative strength −60%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $33 › 200d $39 — 200d above 50d
      Institutional flow Distributing
      8 of 315 funds reported for Jun 30 · net -5.1K sh shares
      Insider flow Distributing
      Net -$17.0M over 90 days · 100% sells
      Short interest Rising
      5.71% of float · ▲ +52.7% MoM · 2.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      315 holders — 13F breadth
      Squeeze score 59
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +49%
      Y/Y
      Buyback $200.0M
      authorized
      Balance sheet $640.9M
      net cash
      Quant / Vol
      risk profile
      Very High
      Volatility 104%
      annualized · 1-yr
      Max drawdown −66%
      past year
      ATR 7.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record
      Latest guidance · from the 8-K filed May 12, 2026
      Consumer Loan Marketplace Volume · Q2 2026 Initiated $3.8B – $4.1B

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Sell
      2 · 3 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −18% Bearish
      Price vs 50-day avg
      −4% Neutral
      RSI (14)
      52 Neutral
      MACD trend
      Positive Bullish
      52-week position
      13% Bearish
      Market signals — smart money & positioning
      Bearish · 3 of 6
      Trend (MA cross) No cross
      50d $33 › 200d $39 — 200d above 50d
      Institutional flow Distributing
      8 of 315 funds reported for Jun 30 · net -5.1K sh shares
      Insider flow Distributing
      Net -$17.0M over 90 days · 100% sells
      Short interest Rising
      5.71% of float · ▲ +52.7% MoM · 2.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      315 holders — 13F breadth
      Price context
      position in its 52-week range
      52-wk low $25 Now $32 · 13% 52-wk high $78
      vs 200-day avg -18% vs 50-day avg -4%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Democratized Prime Available Lender Supply 453M As of March 31, 2026
      Democratized Prime Borrower Demand 376M As of March 31, 2026
      Democratized Prime Matched Offers 368M As of March 31, 2026
      Ecosystem Volume 3,720M Q1 2026
      Figure Connect Volume 1,612M Q1 2026
      New partners added 80 Q1 2026
      Adjusted EBITDA margin non-GAAP 48.8% FY 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Capital Markets — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      FIGR
      Figure Technology Solutions, Inc.
      this stock
      $7.03B -22.1% +48.7% 5.7%
      MS
      Morgan Stanley
      $350.60B +25.9% +5.5% 20.1 1.1%
      GS
      Goldman Sachs Group Inc
      $311.29B +20.7% 19.3 2.2%
      SCHW
      Schwab Charles Corp
      $179.34B +3.6% -9.3% 20.5 1.4%
      HOOD
      Robinhood Markets, Inc.
      $100.83B -1.0% +51.6% 54.4 4.2%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      314
      % held
      48.6%
      Reported
      8 of 315
      Top holder
      FMR LLC
      Held Float
      View
      Held by Funds
      Fund positions
      235
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      12.6M
      Days to cover
      2.2d
      Change
      +4.4M sh
      View
      Short Volume
      Short vol %
      60%
      As of
      Jul 10, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      83.8K
      Value
      $2.3M
      As of
      Jun 9, 2026
      View
      Off-Exchange
      Off-exchange %
      39.1%
      Week of
      Jun 15, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$17.0M
      Buyers / Sellers
      0 / 5
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $506.9M
      Net income (FY)
      $133.9M
      EPS diluted
      $0.44
      View
      Buybacks
      Authorized
      $200.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 10, 2026
      This year
      16
      View
      Proposed Sales
      Value
      $333.9K
      Shares
      8.2K
      Filed
      May 14, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 7, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      FIGR -6.2% +10.6% -51.1% +3.6% -22.1%
      SPY +1.4% +4.1% +9.1% +1.1% +10.7%
      vs SPY -7.6% +6.5% -60.1% +2.5% -32.9%

      Capital returns

      Buyback program · as of Feb 25, 2026
      Authorized
      $200.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 2064124 CUSIP 349381103 13F (30d) 8 filings 8 filers Visit website Investor relations