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FMAO · Farmers & Merchants Bancorp Inc

$34.93 +1.34 (+3.99%)
Market Cap
$462.64M
Shares
13.77M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$33.59 Open$33.69 Day$33.52–34.95 52W$22.50–35.94 Avg vol 30d99K Short int205K · 1.5% float · 2.6d Short vol41% DataJan 2020–Aug 2026 Filing10-Q · Jul 29

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 29, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol High
Market backdrop VIX 15.9 · calm Equity put/call 0.55
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +25%
above
Price vs 50-day avg +13%
above
RSI (14) 64
neutral
MACD trend Positive
52-week position 83%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +9%
trailing
6-month return +20%
trailing
YTD return +36%
this year
Relative strength +11%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $30 › 200d $27 — 50d above 200d
Institutional flow Distributing
30 of 105 funds reported for Jun 30 · net -98.4K sh shares · +4 new
Insider flow Distributing
Net -$1.9M over 90 days · 67% sells
Short interest Falling
1.48% of float · ▼ -0.4% MoM · 2.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
105 holders — near 3-yr high, broad support
Squeeze score 71
high risk · 0–100
Fundamentals
Excellent
EPS growth +28%
Y/Y
Free cash flow $35.0M
Valuation P/E 11.5
below peers
Balance sheet $24.3M
net cash
Quant / Vol
risk profile
High
Volatility 36%
annualized · 1-yr
Max drawdown −18%
past year
ATR 4.5%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
0 · 4 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+25% Bullish
Price vs 50-day avg
+13% Bullish
RSI (14)
64 Neutral
MACD trend
Positive Bullish
52-week position
83% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $30 › 200d $27 — 50d above 200d
Institutional flow Distributing
30 of 105 funds reported for Jun 30 · net -98.4K sh shares · +4 new
Insider flow Distributing
Net -$1.9M over 90 days · 67% sells
Short interest Falling
1.48% of float · ▼ -0.4% MoM · 2.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
105 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $22 Now $34 · 83% 52-wk high $36
vs 200-day avg +25% vs 50-day avg +13%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Dividend payout ratio 29.27% six months ended June 30, 2026
Dividend per share $0.23 Q1 2026
Net charge-offs to average loans 0.01% Q1 2026
Tangible stockholders' equity non-GAAP $285.9M Q1 2026

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FMAO
Farmers & Merchants Bancorp Inc
this stock
$462.64M +35.9% 11.5 1.5%
MFG
Mizuho Financial Group Inc
$124.99B +40.2% 0.1%
HDB
Hdfc Bank Ltd
$123.75B -34.0% +15.2% 0.4%
IBN
Icici Bank Ltd
$108.53B +1.5% 0.6%
PNC
Pnc Financial Services Group, Inc.
$101.08B +21.5% +7.2% 14.6 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
107
% held
31.6%
Reported
30 of 105
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
129
View
Short & Settlement
Short Interest Falling
Shares short
204.5K
Days to cover
2.6d
Change
-727 sh
View
Short Volume
Short vol %
41%
As of
Aug 3, 2026
Short Total
View
Fails to Deliver
FTD shares
18
Value
$555
As of
Jul 7, 2026
View
Off-Exchange
Off-exchange %
23.2%
Week of
Jun 29, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$1.9M
Buyers / Sellers
1 / 2
Buyers Sellers
View
Congressional Trades Buy
Member
Robert E. Latta
Amount
$1.0K–$15.0K
Traded
Jul 20, 2026
View
Financials
Financials
Net income (FY)
$33.3M
EPS diluted
$2.43
View
Filings
SEC Filings
Latest
10-Q
Filed
Jul 29, 2026
This year
10
View
Proposed Sales
Value
$505.4K
Shares
15.0K
Filed
Aug 3, 2026
View
Exempt Offerings
Offering
$35.0M
Filed
Jan 11, 2022
View

Performance

5D 20D 120D MTD YTD
FMAO +7.7% +8.9% +20.2% +0.7% +35.9%
SPY +2.5% +0.9% +9.2% +1.4% +11.1%
vs SPY +5.2% +8.1% +11.0% -0.7% +24.8%

Capital returns

Latest dividend
$0.23 / share · ex Jul 10, 2026
Raised 0.9%
Paid (TTM)
$0.918 / share · 4 payouts
Dividend yield (TTM, derived)
2.73%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 792966 CUSIP 30779N105 13F (30d) 27 filings 27 filers Visit website Investor relations