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FMAO · Farmers & Merchants Bancorp Inc

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$33.74 +0.24 (+0.72%) At close · Aug 20
Market Cap
$461.40M
Shares
13.77M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$33.74 Open$33.23 Day$33.14–33.84 52W close$23.01–35.33 Avg vol 30d82K Short int223K · 1.6% float · 2.9d Short vol60% DataJan 2020–Aug 2026 Filing10-Q · Jul 29

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 29, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 14.9 · calm Equity put/call 0.52
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +23%
above
Price vs 50-day avg +7%
above
RSI (14) 53
neutral
MACD trend Negative
52-week position 87%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +11%
trailing
6-month return +30%
trailing
YTD return +36%
this year
Relative strength +19%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $32 › 200d $28 — 50d above 200d
Institutional flow Accumulating
+7% holders QoQ · +21 funds added
Insider flow Distributing
Net -$46.6K over 90 days · 50% sells
Short interest Rising
1.62% of float · ▲ +8.9% MoM · 2.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
115 holders — near 3-yr high, broad support
Squeeze score 56
elevated · 0–100
Fundamentals
Excellent
EPS growth +28%
Y/Y
Free cash flow $35.0M
Valuation P/E 11.5
below peers
Balance sheet $24.3M
net cash
Quant / Vol
risk profile
Moderate
Volatility 36%
annualized · 1-yr
Max drawdown −18%
past year
ATR 3.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+23% Bullish
Price vs 50-day avg
+7% Bullish
RSI (14)
53 Neutral
MACD trend
Negative Bearish
52-week position
87% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $32 › 200d $28 — 50d above 200d
Institutional flow Accumulating
+7% holders QoQ · +21 funds added
Insider flow Distributing
Net -$46.6K over 90 days · 50% sells
Short interest Rising
1.62% of float · ▲ +8.9% MoM · 2.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
115 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $23 Now $34 · 87% Range high $35
vs 200-day avg +23% vs 50-day avg +7%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Average Tangible Common Equity 292.65M June 30, 2026
CRE loans as percent of total loan portfolio 48.4% Q2 2026
Dividend payout ratio 29.27% Six months ended June 30, 2026
Nonperforming loans 7.4M Q2 2026
Second quarter dividend per share $0.92 Q2 2026
Dividend per share $0.23 Q1 2026
Return on average assets 1.14% Q1 2026
Total allowance for credit losses to total loans 1.08% Q1 2026

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FMAO
Farmers & Merchants Bancorp Inc
this stock
$461.40M +36.5% 11.5 1.6%
MFG
Mizuho Financial Group Inc
$123.19B +38.4% 0.1%
HDB
Hdfc Bank Ltd
$118.97B -36.1% +15.2% 0.5%
IBN
Icici Bank Ltd
$105.45B -0.4% 0.5%
CIXPF
CaixaBank/ADR
$100.59B +18.7% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
115
% held
36.3%
Net QoQ
+466.6K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
131
View
Short & Settlement
Short Interest Rising
Shares short
222.7K
Days to cover
2.9d
Change
+18.1K sh
View
Short Volume
Short vol %
60%
As of
Aug 20, 2026
Short Total
View
Fails to Deliver
FTD shares
11
Value
$335
As of
Jul 23, 2026
View
Off-Exchange
Off-exchange %
32.5%
Week of
Jul 13, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$46.6K
Buyers / Sellers
1 / 1
Buyers Sellers
View
Congressional Trades Buy
Member
Robert E. Latta
Amount
$1.0K–$15.0K
Traded
Jul 20, 2026
View
Financials
Financials
Net income (FY)
$33.3M
EPS diluted
$2.43
View
Filings
SEC Filings
Latest
10-Q
Filed
Jul 29, 2026
This year
10
View
Proposed Sales
Value
$189.7K
Shares
5.4K
Filed
Aug 17, 2026
View
Exempt Offerings
Offering
$35.0M
Filed
Jan 11, 2022
View

Performance

5D 20D 120D MTD YTD
FMAO -4.5% +11.1% +30.5% +1.1% +36.5%
SPY -2.0% +3.3% +11.2% +2.1% +11.8%
vs SPY -2.5% +7.8% +19.3% -0.9% +24.7%

Capital returns

Latest dividend
$0.23 / share · ex Jul 10, 2026
Raised 0.9%
Paid (TTM)
$0.918 / share · 4 payouts
Dividend yield (TTM, derived)
2.72%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 792966 CUSIP 30779N105 13F (30d) 103 filings 102 filers Visit website Investor relations