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FMNB · Farmers National Banc Corp /Oh/

$15.96 -0.04 (-0.25%) At close · Jul 29
Market Cap
$945.07M
Shares
59.22M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$15.96 Open$15.92 Day$15.87–16.10 52W$12.12–16.10 Avg vol 30d533K Short int1.7M · 2.9% float · 4.6d Short vol65% Last earningsJul 22, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 7

Up next

Next earnings call
Oct 21, 2026 Est · unconfirmed · in 12 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Bearish Fundamentals Strong Quant / Vol Very Low
Market backdrop VIX 18.2 · elevated Equity put/call 0.71
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +16%
above
Price vs 50-day avg +10%
above
RSI (14) 72
overbought
MACD trend Positive
52-week position 97%
near high
Momentum
relative strength
Very Strong
1-month return +9%
trailing
6-month return +22%
trailing
YTD return +21%
this year
Relative strength +15%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $14 › 200d $14 — 50d above 200d
Institutional flow Distributing
34 of 187 funds reported for Jun 30 · net -286.2K sh shares · +2 new
Insider flow Distributing
Net -$331.2K over 90 days · 100% sells
Short interest Rising
2.91% of float · ▲ +10.3% MoM · 4.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
187 holders — near 3-yr high, broad support
Squeeze score 71
high risk · 0–100
Fundamentals
Strong
Revenue growth +4%
Y/Y
EPS growth +19%
Y/Y
Free cash flow $52.2M
Valuation P/E 11
below peers
Balance sheet $49.0M
net debt
Quant / Vol
risk profile
Very Low
Volatility 24%
annualized · 1-yr
Max drawdown −17%
past year
ATR 1.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Jul 22, 2026
Net interest margin · third quarter of 2026 Initiated 3.34% – 3.37%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 1 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+16% Bullish
Price vs 50-day avg
+10% Bullish
RSI (14)
72 Bearish
MACD trend
Positive Bullish
52-week position
97% Bullish
Market signals — smart money & positioning
Bearish · 3 of 6
Trend (MA cross) No cross
50d $14 › 200d $14 — 50d above 200d
Institutional flow Distributing
34 of 187 funds reported for Jun 30 · net -286.2K sh shares · +2 new
Insider flow Distributing
Net -$331.2K over 90 days · 100% sells
Short interest Rising
2.91% of float · ▲ +10.3% MoM · 4.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
187 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $12 Now $16 · 97% 52-wk high $16
vs 200-day avg +16% vs 50-day avg +10%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Allowance for credit losses to total loans 1.12% June 30, 2026
Efficiency ratio 55.6% second quarter of 2026
Efficiency ratio excluding acquisition/core conversion costs non-GAAP 53.2% second quarter of 2026
Loans 30-89 days delinquent 18.9M June 30, 2026
Net interest margin excluding acquisition marks non-GAAP 3.28% second quarter of 2026
Nonperforming loans to total loans 0.93% June 30, 2026
Nonperforming loans $26.2M Q4 2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FMNB
Farmers National Banc Corp /Oh/
this stock
$945.07M +21.3% +3.9% 11.0 2.9%
HDB
Hdfc Bank Ltd
$121.08B -35.5% +15.2% 0.4%
MFG
Mizuho Financial Group Inc
$119.51B +37.8% 0.1%
IBN
Icici Bank Ltd
$106.74B +1.5% 0.6%
PNC
Pnc Financial Services Group, Inc.
$101.03B +21.5% +7.2% 14.6 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
186
% held
38.8%
Reported
34 of 187
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
179
View
Short & Settlement
Short Interest Rising
Shares short
1.7M
Days to cover
4.6d
Change
+160.1K sh
View
Short Volume
Short vol %
65%
As of
Jul 29, 2026
Short Total
View
Fails to Deliver
FTD shares
99
Value
$1.4K
As of
Jun 9, 2026
View
Off-Exchange
Off-exchange %
43.7%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$331.2K
Buyers / Sellers
0 / 1
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$279.9M
Net income (FY)
$54.6M
EPS diluted
$1.45
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 22, 2026
This year
14
View
Proposed Sales
Value
$333.3K
Shares
23.3K
Filed
Jun 17, 2026
View
Exempt Offerings
Offering
$75.0M
Filed
Dec 1, 2021
View
Earnings & Events
Earnings Calls
Last call
Jul 22, 2026
View
Investor Relations
Latest news
Farmers National Banc Corp. Repor…
Published
Jul 22, 2026
View

Performance

5D 20D 120D MTD YTD
FMNB +6.4% +9.3% +22.1% +9.3% +21.4%
SPY -1.0% 0.0% +7.4% -0.8% +8.6%
vs SPY +7.4% +9.3% +14.6% +10.1% +12.7%

Capital returns

Latest dividend
$0.17 / share · ex Jun 12, 2026
Paid (TTM)
$0.68 / share · 4 payouts
Dividend yield (TTM, derived)
4.26%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 709337 CUSIP 309627107 13F (30d) 52 filings 31 filers Visit website