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FUNC · First United Corp/Md/

Track FUNC — free
$43.63 -0.61 (-1.38%) At close · Oct 19
Ex-dividend: $0.28 · Oct 19, 2026 Return incl. dividend (before tax) -0.75%
Market Cap
$281.58M
Shares
6.45M
Volume · Oct 19 27.7K Avg daily vol (3M) 27.41K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$43.63 Open$43.16 Day$43.16–44.24 52W close$34.53–46.18 Avg vol 30d36K Short int88K · 1.4% float · 2.4d Short vol39% DataJan 2020–Oct 2026 Filing10-Q · Aug 6

Up next

filed Aug 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$93.32M
Trailing 12 months
Net income (TTM)
$25.05M
Trailing 12 months
Revenue growth YoY
+9.9%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
11.4
Trailing earnings · reciprocal yield 8.7%
FCF yield
9.1%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$14.97M
Latest balance sheet
Dividend yield
2.4%
Trailing 12 months
Shares change YoY
-0.7%
Year over year · fewer shares
Price change (1Y)
+29.7%
Trailing year
Short interest
1.4%
Latest settlement · 2.4 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 18.4 · elevated Equity put/call 0.55
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +8%
above
Price vs 50-day avg −0%
below
RSI (14) 49
neutral
MACD trend Positive
52-week position 78%
mid-range
Momentum
relative strength
Very Strong
1-month return 0%
trailing
6-month return +13%
trailing
YTD return +17%
this year
Relative strength +6%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $44 › 200d $40 — 50d above 200d
Institutional flow Distributing
10 of 89 funds reported for Sep 30 · net -20.2K sh shares · +1 new
Insider flow Distributing
Net -$494.4K over 90 days · 50% sells
Short interest Falling
1.37% of float · ▼ -4.7% MoM · 2.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
89 holders — near 3-yr high, broad support
Squeeze score 50
elevated · 0–100
Fundamentals
Excellent
Revenue growth +4%
Y/Y
EPS growth +20%
Y/Y
Free cash flow $15.4M
Valuation P/E 11.3
below peers
Balance sheet $18.0M
net cash
Quant / Vol
risk profile
Low
Volatility 26%
annualized · 1-yr
Max drawdown −14%
past year
ATR 2.8%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
0 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+8% Bullish
Price vs 50-day avg
−0% Neutral
RSI (14)
49 Neutral
MACD trend
Positive Bullish
52-week position
78% Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $44 › 200d $40 — 50d above 200d
Institutional flow Distributing
10 of 89 funds reported for Sep 30 · net -20.2K sh shares · +1 new
Insider flow Distributing
Net -$494.4K over 90 days · 50% sells
Short interest Falling
1.37% of float · ▼ -4.7% MoM · 2.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
89 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $35 Now $44 · 78% Range high $46
vs 200-day avg +8% vs 50-day avg 0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Adjusted diluted earnings per share non-GAAP $1.14 three months ended June 30, 2026 filing —
Adjusted net income non-GAAP $7.33M three months ended June 30, 2026 filing —
Basic net income per share - non-GAAP non-GAAP $1.14 three months ended June 30, 2026 filing —
New commercial loan production $66M the second quarter of 2026 filing —
New consumer mortgage loan production $33.9M the second quarter of 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FUNC
First United Corp/Md/
this stock
$281.58M +16.5% +4.0% 11.3 1.4%
MFG
Mizuho Financial Group Inc
$122.78B +38.9% — — 0.1%
HDB
Hdfc Bank Ltd
$118.62B -34.8% -3.2% — 0.7%
IBN
Icici Bank Ltd
$105.82B -1.1% — — 0.6%
ITUB
Itau Unibanco Holding S.A.
$104.05B +31.7% — — 0.2%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
88
% held
49.2%
Reported
10 of 89
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
112
View
Short & Settlement
Short Interest Falling
Shares short
88.2K
Days to cover
2.4d
Change
-4.3K sh
View
Short Volume
Short vol %
39%
As of
Oct 19, 2026
Short Total
View
Fails to Deliver
FTD shares
75
Value
$3.2K
As of
Sep 28, 2026
View
Off-Exchange
Off-exchange %
20.2%
Week of
Sep 14, 2026
Off-exch Lit
View
Smart Money
Insider Trades Cluster buy
Net (90d)
-$494.4K
Buyers / Sellers
3 / 3
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$18.4M
Net income (FY)
$24.5M
EPS diluted
$3.77
View
Buybacks
Authorized
shares 360.7K
View
Filings
SEC Filings
Latest
8-K
Filed
Oct 19, 2026
This year
23

First United Corporation reported Q3 2026 net income of $7.2 million ($1.11 per diluted share) versus $6.9 million in Q3 2025, with year-to-date net income of $19.5 million ($3.01 per diluted share). Net interest margin rose to 4.05%, and total assets reached $2.1 billion at September 30, 2026.

View
Earnings & Events
Investor Relations
Latest news
FIRST UNITED CORPORATION ANNOUNCE…
Published
Oct 19, 2026
View

Performance

5D 20D 120D MTD YTD
FUNC -1.2% 0.0% +13.4% +2.0% +16.5%
SPY -1.5% -0.9% +7.7% +0.5% +12.4%
vs SPY +0.3% +0.9% +5.7% +1.5% +4.1%

Capital returns

Latest dividend
$0.28 / share · ex Oct 19, 2026
Raised 7.7%
Paid (TTM)
$1.06 / share · 4 payouts
Dividend yield (TTM, derived)
2.43%
Buyback program · as of Apr 16, 2021
Authorized
shares 360,737
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 763907 CUSIP 33741H107 13F (30d) 9 filings 9 filers Visit website Investor relations