FUNC
First United Corp/Md/
$43.96
-0.35 (-0.79%)
At close · Jul 7
Market Cap
$283.40M
Shares
6,446,717
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$18.43M
+4%
FY2025
Net Income
$24.52M
+19.2%
FY2025
Diluted EPS
$3.77
+19.7%
FY2025
Operating Cash Flow
$19.37M
-13%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | $18.43M | $17.72M | $16.67M | $16.16M | $16.06M | $13.98M | $12.97M | $12.58M | $11.82M | — | — | — | — | — | — | — | |
| $102.5M | $100.85M | $91.99M | $81.16M | $62.42M | $58.26M | $58.2M | $57.92M | $52.29M | $46.95M | $45.86M | $45.03M | $46.39M | $49.91M | $53.11M | $59.5M | $70.75M | |
| $70.17M | $68.11M | $59.98M | $56.87M | $57.63M | $52.54M | $48.55M | $46.39M | $44.18M | $39.58M | $37.64M | $35.63M | $35.52M | $38.18M | $39.15M | $38.29M | $41.58M | |
| $20.99M | $20.57M | $19.83M | $14.47M | $18.05M | $20.75M | $18.58M | $16.78M | $15.17M | $14.34M | $14.65M | $26.01M | $13.96M | $13.37M | $15.34M | $17.27M | $978K | |
| — | $329K | $330K | $330K | $219K | — | — | — | — | — | — | — | — | — | $0 | $268K | $730K | |
| — | $1.68M | — | $23K | — | $59K | $116K | $1.46M | $1.36M | $398K | $486K | $2M | $920K | $3.08M | $1.49M | $1.99M | $2.94M | |
| $31.14M | — | — | $24.29M | $4.79M | $5.71M | $9.66M | $11.53M | $8.11M | $7.37M | $8.22M | $9.41M | $10.87M | $11.73M | $13.97M | $21.21M | $29.16M | |
| $33.68M | $32.53M | $27.23M | $19.48M | $33.18M | $26.31M | $17.79M | $16.47M | $13.43M | $12.21M | $10.06M | $19.46M | $6.87M | $8.7M | $5.58M | — | — | |
| $8.31M | $8.02M | $6.66M | $4.42M | $8.13M | $6.54M | $3.95M | $3.34M | $2.76M | $6.95M | $2.78M | $6.47M | $1.27M | $2.22M | $913K | -$635K | -$8.02M | |
| $25.37M | $24.52M | $20.57M | $15.06M | $25.05M | $19.77M | $13.84M | $13.13M | $10.67M | $5.27M | $7.28M | $12.99M | $5.6M | $6.48M | $4.66M | $3.63M | -$10.2M | |
| — | 133.05% | 116.11% | 90.34% | 155.03% | 123.13% | 99.01% | 101.26% | 84.8% | 44.6% | — | — | — | — | — | — | — | |
| $11.31M | — | — | — | — | — | — | — | $10.67M | $4.05M | $5.26M | $10.29M | $3M | $4.7M | $2.97M | $2.02M | — | |
| $29.31M | $29.5M | $26.15M | $18.26M | $13.34M | $21.32M | $10.95M | $11.56M | $10.86M | $6.52M | $4.76M | $14.28M | $9.58M | $4.09M | $3.8M | — | — | |
| USD/shares | — | $3.78 | $3.15 | $2.25 | $3.77 | $2.95 | $1.98 | $1.85 | — | — | — | — | — | — | $0.48 | $0.33 | -$1.91 |
| USD/shares | — | $3.77 | $3.15 | $2.25 | $3.76 | $2.95 | $1.97 | $1.85 | — | — | — | — | — | — | — | $0.33 | -$1.91 |
| shares | — | 6.49M | 6.53M | 6.69M | 6.65M | 6.71M | 7M | 7.1M | 7.08M | 6932 | 6264 | 6.25M | 6.22M | 6.21M | 6.19M | 6.18M | 6.16M |
| shares | — | 6.5M | 6.54M | 6.7M | 6.66M | 6.72M | 7.01M | 7.1M | 7.08M | 6932 | 6264 | 6.25M | 6.22M | 6.21M | 6.19M | 6.18M | 6.16M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2010–FY2025: $15.46M in buybacks, $47.04M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
11.24×
Banks - Regional median 12.85×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|---|---|
| Trust Department | $9,824,000 | $9,094,000 | $8,282,000 | $8,244,000 | $8,650,000 | $7,446,000 | $7,148,000 |
| Debit Card Income | $4,057,000 | $4,065,000 | $4,101,000 | $3,958,000 | $3,644,000 | $2,902,000 | $2,706,000 |
| Service Charges | $2,255,000 | $2,220,000 | $2,198,000 | $1,981,000 | $1,771,000 | $1,929,000 | $2,192,000 |
| Brokerage Commissions | $1,445,000 | $1,449,000 | $1,160,000 | $1,049,000 | $1,082,000 | $1,004,000 | $919,000 |
| Other Service Charges | $845,000 | $887,000 | $929,000 | $925,000 | $909,000 | $699,000 | — |