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HAPN

Happen, Inc.
$19.69 -0.85 (-4.14%) At close · Jul 2
Market Cap
$2.27B
Shares
115,350,925

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$19.69 Open$20.85 Day$19.63–21.13 52W$12.14–21.67 Avg vol 30d2.2M Short int6.1M · 5.3% float · 2.9d Short vol52% Last earningsApr 27, 2026 DataJan 2020–Jul 2026 Filing10-Q · Apr 30
Equibles Rating blended score · not investment advice
Overall
Buy
Technical · trend & momentum Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +15% above
+ Price vs 50-day avg +12% above
RSI (14) 59 · neutral
+ MACD trend positive
52-week position 79% · mid-range
Sentiment · smart money Bullish
Trend (MA cross) 50d $18 › 200d $17 — 50d above 200d
+ Institutional flow 3 of 249 funds reported for Jun 30 · net +7 sh shares
Insider flow Net -$1.0M over 90 days · 100% sells
+ Short interest 5.29% of float · ▼ -2.6% MoM · 2.9 days cover
Volume signal High volume on a down day — possible exhaustion
Institution breadth 249 holders — mid 3-yr range
Fundamentals Fair
Revenue growth −59% Y/Y
+ EPS growth +158% Y/Y
Free cash flow $-2.9B
Valuation P/E 13.1 · in line
+ Buyback $100.0M authorized
Balance sheet net cash $0

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Jul 26, 2026 Est · unconfirmed · in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Apr 30, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Technicals

      trend & momentum for long-term holders Buy
      0 · 3 · 3
      50 / 200-day cross
      no cross Neutral
      Price vs 200-day avg
      +15% above Bullish
      Price vs 50-day avg
      +12% above Bullish
      RSI (14)
      59 · neutral Neutral
      MACD trend
      positive Bullish
      52-week position
      79% · mid-range Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $18 › 200d $17 — 50d above 200d
      Institutional flow Accumulating
      3 of 249 funds reported for Jun 30 · net +7 sh shares
      Insider flow Distributing
      Net -$1.0M over 90 days · 100% sells
      Short interest Falling
      5.29% of float · ▼ -2.6% MoM · 2.9 days cover
      Volume signal Reversal watch
      High volume on a down day — possible exhaustion
      Institution breadth Steady
      249 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $12 Now $20 · 79% 52-wk high $22
      vs 200-day avg +15% vs 50-day avg +12%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Available liquidity 3.7B Q1 2026
      Loan originations 2.7B Q1 2026
      Net interest margin 6.28% Q1 2026
      Origination volume growth 31% Q1 2026
      Tier 1 leverage ratio 11.9% Q1 2026

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HAPN
      Happen, Inc.
      this stock
      $2.27B +4.0% -58.5% 13.1 5.3%
      HDB
      Hdfc Bank Ltd
      $132.30B -29.5% +15.2% 0.2%
      MFG
      Mizuho Financial Group Inc
      $121.09B +35.8% 0.3%
      IBN
      Icici Bank Ltd
      $105.76B -1.0% 0.7%
      PNC
      Pnc Financial Services Group, Inc.
      $100.19B +20.4% +7.2% 14.5 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      249
      % held
      84.2%
      Reported
      3 of 249
      Top holder
      WELLINGTON MANAGEMENT GRO…
      Held Float
      View
      Held by Funds
      Fund positions
      256
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      6.1M
      Days to cover
      2.9d
      Change
      -163.1K sh
      View
      Short Volume
      Short vol %
      52%
      As of
      Jul 2, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      976
      Value
      $17.2K
      As of
      Jun 10, 2026
      View
      Off-Exchange
      Off-exchange %
      43.9%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.0M
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Daniel Goldman
      Amount
      $1.0K–$15.0K
      Traded
      Apr 10, 2023
      View
      Financials
      Financials
      Revenue (FY)
      $314.7M
      Net income (FY)
      $135.7M
      EPS diluted
      $1.16
      View
      Buybacks
      Authorized
      $100.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 22, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $138.1K
      Shares
      7.2K
      Filed
      Jun 18, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jun 2, 2026
      View
      Investor Relations
      Latest news
      LendingClub to Transfer Listing t…
      Published
      Jun 2, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      HAPN +0.1% +20.1% -4.7% -5.1% +4.0%
      SPY +1.4% -1.3% +8.0% -0.3% +9.2%
      vs SPY -1.3% +21.4% -12.8% -4.8% -5.3%

      Capital returns

      Buyback program · as of Nov 4, 2025
      Authorized
      $100.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1409970 CUSIP 52603A208 13F (30d) 4 filings 3 filers Visit website Investor relations