HAPN · Happen, Inc.
$19.57
-0.08 (-0.41%)
At close · Aug 14
Market Cap
$2.26B
Shares
115.41M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$998.85M
+26.9%
FY2025
Net Income
$135.68M
+164.3%
FY2025
Diluted EPS
$1.16
+157.8%
FY2025
Operating Cash Flow
-$2.73B
-3.5%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $1.05B | $998.85M | $787.01M | $864.62M | $1.19B | $818.63M | $314.7M | $758.61M | $694.81M | $574.54M | $500.81M | $429.94M | $211.13M | $98M | $15.8M | |
| $1.02B | $961.54M | $907.96M | $832.63M | $557.34M | $292.83M | $209.69M | $345.35M | — | — | — | — | — | — | — | |
| $538.02M | — | — | $561.84M | $474.83M | $212.83M | $59.33M | $98.04M | $1.17M | $9.02M | $5.35M | $3.25M | -$2.16M | $60K | $630K | |
| $371.09M | $373.18M | $252.97M | $302.78M | $712.39M | $605.8M | $258.76M | $660.57M | — | — | $495.47M | $426.7M | $213.41M | $97.98M | $15.54M | |
| $1.05B | $998.85M | $787.01M | $864.62M | $1.19B | $818.63M | $318.08M | $758.61M | — | — | — | — | — | — | — | |
| $9.01M | $7.46M | $0 | $0 | — | — | — | — | — | — | — | — | — | — | — | |
| — | — | — | — | — | — | $139.05M | $168.38M | $155.26M | $142.26M | $115.36M | $77.06M | $38.52M | $15.53M | — | |
| — | — | — | — | — | — | $79.06M | $279.42M | $268.52M | $229.87M | $216.67M | $171.53M | $85.65M | $37.43M | $17.67M | |
| — | — | — | — | — | — | $213.02M | $238.29M | $228.64M | $191.68M | $207.17M | $122.18M | $81.14M | $34.44M | $7.36M | |
| $3M | $3.2M | $3.5M | $4.2M | $4.8M | $5.2M | $3.1M | $3.5M | $3.9M | $4.3M | $4.8M | $5.3M | $3.9M | $0 | — | |
| — | — | $58.83M | $47.2M | $43.83M | $44.29M | $54.03M | $62.15M | $54.76M | $46.21M | $29.88M | $21.58M | $10.26M | $1.66M | $150K | |
| — | — | — | — | — | — | $502.32M | $789.5M | $822.92M | $727.95M | $651.01M | $432.11M | $242.63M | $90.69M | $27.74M | |
| $345.81M | $335.87M | $373.92M | $270.79M | $82.52M | $80M | $150.37M | $247.3M | $385.61M | $571.42M | $688.37M | $549.74M | $356.62M | $187.45M | $32.03M | |
| $250.25M | $176.95M | $65.07M | $54.62M | $153.04M | $18.44M | -$187.62M | -$30.9M | -$128.3M | -$153.2M | -$150.2M | -$2.2M | -$31.5M | $7.31M | -$11.94M | |
| $54.67M | $41.27M | $13.74M | $15.68M | -$136.65M | -$136K | -$79K | -$201K | $43K | $632K | -$4.23M | $2.83M | $1.39M | $0 | — | |
| $195.6M | $135.68M | $51.33M | $38.94M | $289.69M | $18.58M | -$187.54M | -$30.75M | -$128.31M | -$153.84M | -$145.97M | -$5M | -$32.89M | $7.31M | -$11.94M | |
| — | 13.58% | 6.52% | 4.5% | 24.4% | 2.27% | -59.59% | -4.05% | -18.47% | -26.78% | -29.15% | -1.16% | -15.58% | 7.46% | -75.61% | |
| — | — | — | — | — | $0 | $0 | $55K | $155K | -$210K | $0 | $0 | — | — | — | |
| $195.58M | $135.68M | $51.33M | $38.94M | $289.69M | — | — | — | — | — | — | -$5M | -$32.89M | $191K | -$11.94M | |
| $182.59M | $141.76M | $57.39M | $46.25M | $245.02M | $24.14M | -$185.49M | -$31.49M | -$128.15M | -$153.07M | -$145.07M | -$6.67M | -$32.89M | $7.31M | — | |
| USD/shares | — | $1.18 | $0.46 | $0.36 | $2.80 | — | — | -$0.35 | -$1.52 | -$1.88 | -$0.38 | -$0.01 | -$0.44 | $0.00 | — |
| USD/shares | — | $1.16 | $0.45 | $0.36 | $2.79 | $0.18 | — | -$0.35 | -$1.52 | -$1.88 | -$0.38 | -$0.01 | -$0.44 | $0.00 | — |
| shares | — | 114.61M | 111.73M | 108.47M | 103.55M | — | — | 87.28M | 84.58M | 81.8M | 387.76M | 374.87M | 75.57M | 51.56M | 8.78M |
| shares | — | 117.23M | 113.12M | 108.47M | 104M | 102.15M | — | 87.28M | 84.58M | 81.8M | 387.76M | 374.87M | 75.57M | 81.43M | 8.78M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2014–FY2022: $19.49M in buybacks, $50.2M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
1.27×
Peer median 26.62×
EV/EBIT
—
P/E (TTM)
11.72×
Peer median 12.81×
Peer medians compare against the 228 similar-size Banks - Regional companies (of 302 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| LendingClub Bank | $980,823,000 | $760,086,000 | $833,053,000 | $1,161,261,000 | — | — | — |
| LendingClub Corporation | $37,914,000 | $50,152,000 | $61,170,000 | $73,167,000 | $142,981,000 | $318,084,000 | $758,607,000 |
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Financial Service | $372,815,000 | $283,420,000 | $279,146,000 | $499,179,000 | $416,839,000 | $207,640,000 | $598,760,000 | $526,942,000 |
| Servicing Fees | $58,988,000 | $64,933,000 | $98,613,000 | $80,609,000 | $87,639,000 | $111,864,000 | $124,532,000 | — |
| Referral Fees | — | — | — | — | — | — | $5,474,000 | $3,645,000 |
| Transaction Fees | — | — | — | — | — | — | $598,760,000 | $526,942,000 |
| Bank Servicing | — | — | — | — | — | — | $124,532,000 | $114,883,000 |
Key facts
CIK
1409970
CUSIP
52603A208
13F (30d)
236 filings
229 filers
Visit website
Investor relations