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$71.52 -0.09 (-0.13%)
Market Cap
$561.53M
Shares
7.84M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$70.28 Open$71.00 Day$69.83–71.34 52W$48.96–71.69 Avg vol 30d108K Short int317K · 4.0% float · 3.8d Short vol54% Last earningsJul 20, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 6

Up next

Next earnings call
Oct 19, 2026 Est · unconfirmed · in 12 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 18.2 · elevated Equity put/call 0.71
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +15%
      above
      Price vs 50-day avg +5%
      above
      RSI (14) 59
      neutral
      MACD trend Negative
      52-week position 94%
      near high
      Momentum
      relative strength
      Very Strong
      1-month return +4%
      trailing
      6-month return +18%
      trailing
      YTD return +22%
      this year
      Relative strength +12%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $67 › 200d $61 — 50d above 200d
      Institutional flow Accumulating
      23 of 134 funds reported for Jun 30 · net +15.2K sh shares · +5 new
      Insider flow Distributing
      Net -$294.5K over 90 days · 100% sells
      Short interest Falling
      4.04% of float · ▼ -11.4% MoM · 3.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      134 holders — near 3-yr high, broad support
      Squeeze score 68
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +29%
      Y/Y
      Free cash flow $44.3M
      Valuation P/E 12
      below peers
      Balance sheet $59.6M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 26%
      annualized · 1-yr
      Max drawdown −10%
      past year
      ATR 2.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      Non-interest income · quarterly $3.8M – $4.1M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +15% Bullish
      Price vs 50-day avg
      +5% Bullish
      RSI (14)
      59 Neutral
      MACD trend
      Negative Bearish
      52-week position
      94% Bullish
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $67 › 200d $61 — 50d above 200d
      Institutional flow Accumulating
      23 of 134 funds reported for Jun 30 · net +15.2K sh shares · +5 new
      Insider flow Distributing
      Net -$294.5K over 90 days · 100% sells
      Short interest Falling
      4.04% of float · ▼ -11.4% MoM · 3.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      134 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $49 Now $70 · 94% 52-wk high $72
      vs 200-day avg +15% vs 50-day avg +5%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Allowance for loan losses to total loans 1.22% the second quarter of 2026
      Deposits $3.1B the second quarter of 2026
      Loan to deposit ratio 91% Q2 2026
      Nonperforming assets to total assets 1.09% the second quarter of 2026
      Quarterly cash dividend $0.32 Q2 2026
      Return on assets 1.31% the second quarter of 2026
      Allowance for loan losses $33.7M the first quarter of 2026
      Non-GAAP return on average tangible common equity non-GAAP 13.31% Q4 2025
      Non-GAAP tangible book value per share non-GAAP $44.84 Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HBCP
      Home Bancorp, Inc.
      this stock
      $561.53M +22.2% 12.0 4.0%
      MFG
      Mizuho Financial Group Inc
      $122.92B +44.4% 0.1%
      HDB
      Hdfc Bank Ltd
      $121.08B -35.5% +15.2% 0.4%
      IBN
      Icici Bank Ltd
      $107.55B +0.3% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $101.03B +21.5% +7.2% 14.6 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      139
      % held
      49.3%
      Reported
      23 of 134
      Top holder
      DIMENSIONAL FUND ADVISORS…
      Held Float
      View
      Held by Funds
      Fund positions
      160
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      316.6K
      Days to cover
      3.8d
      Change
      -40.7K sh
      View
      Short Volume
      Short vol %
      54%
      As of
      Jul 28, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      4.0K
      Value
      $278.7K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      35.8%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$294.5K
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $46.1M
      EPS diluted
      $5.87
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 20, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $55.5K
      Shares
      800
      Filed
      Jul 24, 2026
      View
      Exempt Offerings
      Offering
      $55.0M
      Filed
      Jul 7, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 20, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      HBCP +1.4% +4.0% +18.3% +2.6% +22.2%
      SPY -0.4% +1.4% +6.3% -1.0% +8.4%
      vs SPY +1.8% +2.6% +12.0% +3.6% +13.8%

      Capital returns

      Latest dividend
      $0.31 / share · ex May 4, 2026
      Raised 6.9%
      Paid (TTM)
      $1.22 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.74%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1436425 CUSIP 43689E107 13F (30d) 23 filings 23 filers Visit website Investor relations