HBT · HBT Financial, Inc.
$36.34
+0.54 (+1.51%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$1.32B
Shares
36.37M
Volume · Oct 2
107.05K
Avg daily vol (3M)
133.22K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$36.34
Open$36.10
Day$35.89–36.63
52W close$22.88–37.22
Avg vol 30d121K
Short int1.0M · 2.8% float · 9.3d
Short vol56%
Last earningsJul 27, 2020
DataJan 2020–Oct 2026
Filing10-Q · Aug 7
Up next
filed Aug 7, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$268.50M
Trailing 12 months
Net income (TTM)
$77.75M
Trailing 12 months
Revenue growth YoY
+37.6%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
15.6
Trailing earnings · reciprocal yield 6.4%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$132.25M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+15.4%
Year over year · more shares
Price change (1Y)
+46.5%
Trailing year
Short interest
2.8%
Latest settlement · 9.3 days to cover
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Fair
Quant / Vol
Very Low
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+20%
above
Price vs 50-day avg
+1%
above
RSI (14)
56
neutral
MACD trend
Negative
52-week position
94%
near high
Momentum
relative strength
1-month return
0%
trailing
6-month return
+28%
trailing
YTD return
+41%
this year
Relative strength
+16%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $36 › 200d $30 — 50d above 200d
Institutional flow
Flat
2 of 128 funds reported for Sep 30 · net 0 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.78% of float · ▲ +3.9% MoM · 9.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
128 holders — near 3-yr high, broad support
Squeeze score
60
elevated · 0–100
Fundamentals
EPS growth
+8%
Y/Y
Valuation
P/E 15.6
rich
Buyback
$14.0M
remaining
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−13%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 27, 2026
Noninterest expense
· remainder of 2026
$41M – $43M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+20%
Bullish
Price vs 50-day avg
+1%
Bullish
RSI (14)
56
Neutral
MACD trend
Negative
Bearish
52-week position
94%
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $36 › 200d $30 — 50d above 200d
Institutional flow
Flat
2 of 128 funds reported for Sep 30 · net 0 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.78% of float · ▲ +3.9% MoM · 9.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
128 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $23
Now $36 · 94%
Range high $37
vs 200-day avg +20%
vs 50-day avg +1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted earnings per share - basic non-GAAP | $0.78 | Three Months Ended June 30, 2026 filing | — |
| Adjusted earnings per share - diluted non-GAAP | $0.78 | Three Months Ended June 30, 2026 filing | — |
| Adjusted efficiency ratio (tax-equivalent basis) non-GAAP | 49.33% | Three Months Ended June 30, 2026 filing | — |
| Adjusted net income non-GAAP | $28.54M | Three Months Ended June 30, 2026 filing | — |
| Adjusted pre-provision net revenue non-GAAP | $39.41M | Three Months Ended June 30, 2026 filing | — |
| Adjusted pre-provision net revenue less net charge-offs (recoveries) non-GAAP | $39.51M | Three Months Ended June 30, 2026 filing | — |
| Adjusted return on average assets non-GAAP | 1.7% | Three Months Ended June 30, 2026 filing | — |
| Adjusted return on average stockholders' equity non-GAAP | 15.09% | Three Months Ended June 30, 2026 filing | — |
| Adjusted return on average tangible common equity non-GAAP | 18.13% | Three Months Ended June 30, 2026 filing | — |
| Efficiency ratio (tax-equivalent basis) non-GAAP | 50.14% | Three Months Ended June 30, 2026 filing | — |
| Mortgage servicing rights ending balance | $19.34M | Three Months Ended June 30, 2026 filing | — |
| Net interest income (tax-equivalent basis) non-GAAP | 69.91M | Three Months Ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Net interest income 69.06M
+851K Tax-equivalent adjustment
= Net interest income (tax-equivalent basis) 69.91M
|
|||
| Net interest margin | 4.32% | Three Months Ended June 30, 2026 filing | — |
| Net interest margin (tax-equivalent basis) non-GAAP | 4.38% | Three Months Ended June 30, 2026 filing | — |
| Pre-provision net revenue non-GAAP | $38.45M | Three Months Ended June 30, 2026 filing | — |
| Pre-provision net revenue less net charge-offs (recoveries) non-GAAP | $38.55M | Three Months Ended June 30, 2026 filing | — |
| Return on average stockholders' equity non-GAAP | 14.73% | Three Months Ended June 30, 2026 filing | — |
| Return on average tangible common equity non-GAAP | 17.69% | Three Months Ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
HBT
this stock
HBT Financial, Inc.
|
$1.32B | +40.6% | — | 15.6 | 2.8% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| HBT | +0.3% | -0.1% | +27.7% | +2.7% | +40.6% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | +0.5% | +0.4% | +15.5% | +1.8% | +27.7% |
Capital returns
Buyback program
· as of Jun 30, 2026
Authorized
$30.00M
Spent (derived)
$16.00M
Remaining
$14.00M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.