HBT

HBT Financial, Inc.

$31.66 -0.57 (-1.77%) At close · Jul 8

Market Cap

$1.15B

36,381,078

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Net Income

$77.01M +7.3%

FY2025

Diluted EPS

$2.44 +8%

FY2025

Operating Cash Flow

$85.07M -4.8%

FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Income Statement Balance Sheet Cash Flow All Metrics

Annual Quarterly

Line Item	3Y	5Y	10Y	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017
Interest & Dividend Income	+18.7%	+15.6%	—	$264.49M	$255.78M	$251.7M	$229M	$153.05M	$128.22M	$124.07M	$143.74M	$137.43M	$127.59M
Net Interest Income	+10.9%	+11.1%	—	$206.57M	$198.9M	$188.85M	$191.07M	$145.87M	$122.4M	$117.61M	$133.8M	$129.44M	$121M
Noninterest Income	+3.2%	+2.1%	—	$39.83M	$38.19M	$35.57M	$36.05M	$34.72M	$37.33M	$34.46M	$32.75M	$31.24M	$33.17M
Amortization of Intangibles	+46.2%	+17.2%	—	$2.92M	$2.73M	$2.84M	$2.67M	$873K	$1.05M	$1.23M	$1.42M	$1.56M	$1.92M
Depreciation & Amortization	+1.7%	+1.7%	—	—	$3.2M	$2.94M	$3.11M	$3.04M	$3.07M	$2.94M	$2.71M	$3.22M	$3.29M
Interest Expense	+80.4%	+36.5%	—	$56.16M	—	—	$37.93M	$7.18M	$5.82M	$6.46M	$9.94M	$7.99M	$6.6M
Pretax Income	+11.1%	+16.1%	—	$94.05M	$104.51M	$97.38M	$88.58M	$76.19M	$76.56M	$49.57M	$72.12M	$64.67M	$56.97M
Income Tax	+11.7%	+16.7%	—	$3.85M	$27.5M	$25.6M	$22.74M	$19.73M	$20.29M	$12.73M	$5.26M	$869K	$870K
Net Income	+10.9%	+15.9%	—	$69.13M	$77.01M	$71.78M	$65.84M	$56.46M	$56.27M	$36.85M	$66.87M	$63.8M	$56.1M
Net Income Available to Common Stockholders	+10.9%	+15.9%	—	—	$77.01M	$71.78M	$65.81M	$56.39M	$56.17M	$36.75M	$66.87M	$63.8M	—
Comprehensive Income	—	+16.4%	—	$80.21M	$100.76M	$82.18M	$80.44M	-$16.77M	$39.59M	$47.17M	$78.99M	$60.01M	$54.74M
EPS (Basic) USD/shares	+7.8%	+12.7%	—	—	$2.44	$2.27	$2.08	$1.95	$2.02	$1.34	$3.33	$3.54	$3.10
EPS (Diluted) USD/shares	+7.8%	+12.7%	—	—	$2.44	$2.26	$2.07	$1.95	$2.02	$1.34	$3.33	$3.54	$3.10
Shares Outstanding (Basic Avg) shares	+3.0%	+2.8%	—	—	31.5M	31.59M	31.63M	28.85M	27.8M	27.46M	20.09M	18.05M	18.07M
Shares Outstanding (Diluted Avg) shares	+3.0%	+2.9%	—	—	31.61M	31.71M	31.74M	28.92M	27.81M	27.46M	20.09M	18.05M	18.07M

Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2017–FY2025: $28.43M in buybacks, $449.17M in dividends.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue

—

EV/EBIT

—

P/E (TTM)

14.52×

Banks - Regional median 12.66×

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Product & Service (USD)

Component	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31
Wealth Management Fees	$12,147,000	$10,978,000	$9,883,000	$9,155,000	$8,384,000	$7,237,000	$6,827,000
Card Income	$10,785,000	$11,051,000	$11,043,000	$10,329,000	$9,734,000	$8,087,000	$7,765,000
Service Charges on Deposit Accounts	$8,040,000	$7,932,000	$7,846,000	$7,072,000	$6,080,000	$5,987,000	$7,870,000
Title Insurance Activity	—	—	—	—	—	—	$167,000

Key facts CIK 775215 CUSIP 404111106 13F (30d) 4 filings 4 filers Visit website Investor relations