HWC · Hancock Whitney Corp
$73.09
+1.16 (+1.61%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$5.92B
Shares
80.22M
Volume · Oct 2
937.57K
Avg daily vol (3M)
825.11K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$73.09
Open$72.59
Day$72.59–73.58
52W close$54.52–79.78
Avg vol 30d797K
Short int6.2M · 7.8% float · 8.7d
Short vol71%
Last earningsOct 20, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 7
Up next
Next earnings release
Oct 20, 2026
Announced
· in 2 wks
Next earnings call
Oct 20, 2026
Scheduled
· in 2 wks
filed Aug 7, 2026
call held Jul 21, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$1.47B
Trailing 12 months
Net income (TTM)
$427.42M
Trailing 12 months
Revenue growth YoY
+6.9%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
14.4
Trailing earnings · reciprocal yield 7.0%
FCF yield
9.4%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$1.19B
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-5.2%
Year over year · fewer shares
Price change (1Y)
+17.8%
Trailing year
Short interest
7.8%
Latest settlement · 8.7 days to cover
Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Neutral
Momentum
Neutral
Sentiment
Neutral
Fundamentals
Weak
Quant / Vol
Very Low
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+4%
above
Price vs 50-day avg
−3%
below
RSI (14)
44
neutral
MACD trend
Negative
52-week position
74%
mid-range
Momentum
relative strength
1-month return
−3%
trailing
6-month return
+8%
trailing
YTD return
+15%
this year
Relative strength
−4%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $76 › 200d $70 — 50d above 200d
Institutional flow
Accumulating
2 of 397 funds reported for Sep 30 · net +56 sh shares
Insider flow
Distributing
Net -$2.1M over 90 days · 100% sells
Short interest
Rising
7.77% of float · ▲ +13.1% MoM · 8.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
397 holders — near 3-yr high, broad support
Squeeze score
77
high risk · 0–100
Fundamentals
Revenue growth
−0%
Y/Y
EPS growth
+7%
Y/Y
Free cash flow
$523.1M
Valuation
P/E 14.5
rich
Balance sheet
$653.7M
net debt
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−18%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 21, 2026
Net charge-offs
· FY 2026
Initiated
0.15% – 0.25%
Net Interest Income (te), compared to FY25
· FY 2026
Non-GAAP
Initiated
5.5% – 6.5%
Net Interest Income (te), compared to FY25 (Including OFB)
· FY 2026
Non-GAAP
Initiated
8% – 9%
Adjusted Noninterest Income, compared to FY25
· FY 2026
Non-GAAP
Initiated
6% – 7%
Adjusted Noninterest Expense, compared to FY25
· FY 2026
Non-GAAP
Initiated
5.5% – 6.5%
Adjusted Noninterest Income, compared to FY25 (Including OFB)
· FY 2026
Non-GAAP
Initiated
6% – 7%
Adjusted Noninterest Expense, compared to FY25 (Including OFB)
· FY 2026
Non-GAAP
Initiated
7.5% – 8.5%
Adjusted Pre-Provision, Net Revenue (PPNR), compared to FY25
· FY 2026
Non-GAAP
Initiated
5.5% – 6.5%
Adjusted Pre-Provision, Net Revenue (PPNR), compared to FY25 (In
· FY 2026
Non-GAAP
Initiated
7% – 8%
Efficiency Ratio
· FY 2026
Non-GAAP
Initiated
up to 55%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+4%
Bullish
Price vs 50-day avg
−3%
Neutral
RSI (14)
44
Neutral
MACD trend
Negative
Bearish
52-week position
74%
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $76 › 200d $70 — 50d above 200d
Institutional flow
Accumulating
2 of 397 funds reported for Sep 30 · net +56 sh shares
Insider flow
Distributing
Net -$2.1M over 90 days · 100% sells
Short interest
Rising
7.77% of float · ▲ +13.1% MoM · 8.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
397 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $55
Now $73 · 74%
Range high $80
vs 200-day avg +4%
vs 50-day avg -3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted pre-provision net revenue (te) non-GAAP | $178.1M | the three months ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Pre-provision net revenue (te) 178.14M
+0K Loss on securities portfolio restructure
= Adjusted pre-provision net revenue (te) 178.14M
|
|||
| Adjusted total revenue (te) non-GAAP | $403.58M | three months ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Total revenue (te) 403.58M
+0K Loss on securities portfolio restructure
= Adjusted total revenue (te) 403.58M
|
|||
| Allowance for credit losses coverage to total loans | 1.42% | the three months ended June 30, 2026 filing | — |
| Allowance for credit losses on the commercial portfolio | $280.6M | three months ended June 30, 2026 filing | — |
| Allowance for credit losses on the consumer portfolio | $25.2M | three months ended June 30, 2026 filing | — |
| Allowance for credit losses on the residential mortgage portfolio | $42.3M | three months ended June 30, 2026 filing | — |
| Allowance for loan losses as a percentage of period-end loans | 1.27% | the three months ended June 30, 2026 filing | — |
| Annualized net charge-offs to average loans | 0.16% | the three months ended June 30, 2026 filing | — |
| Average loans | $24.3B | second quarter of 2026 filing | — |
| Commercial loans risk rated pass-watch | $457.2M | three months ended June 30, 2026 filing | — |
| Common equity tier 1 ratio | 13.19% | the three months ended June 30, 2026 filing | — |
| Criticized commercial loans | $492M | three months ended June 30, 2026 filing | — |
| Criticized commercial loans as a percentage of commercial portfolio | 2.55% | three months ended June 30, 2026 filing | — |
| Efficiency ratio non-GAAP | 55.31% | the three months ended June 30, 2026 filing | — |
| FTE headcount | 3,674 | the three months ended June 30, 2026 filing | — |
| Insured cash sweep (ICS) product balance | $263.3M | three months ended June 30, 2026 filing | — |
| Net charge-offs as a percentage of average total loans (annualized) | 0.16% | second quarter of 2026 filing | — |
| Net charge-offs in the commercial portfolio | $6.6M | second quarter of 2026 filing | — |
| Net charge-offs in the consumer portfolio | $2.7M | second quarter of 2026 filing | — |
| Net charge-offs in the residential mortgage portfolio | $0.1M | second quarter of 2026 filing | — |
| Net interest margin | 3.56% | the three months ended June 30, 2026 filing | — |
| Net interest margin (te) | 3.56% | three months ended June 30, 2026 filing | — |
| Nonaccrual loans as a percentage of loans | 0.46% | the three months ended June 30, 2026 filing | — |
| Noninterest income as a percentage of total revenue (te) | 26.85% | three months ended June 30, 2026 filing | — |
| Period-end deposits | $29.6B | the three months ended June 30, 2026 filing | — |
| Period-end loans | $24.6B | the three months ended June 30, 2026 filing | — |
| Pre-provision net revenue (te) non-GAAP | $178.14M | three months ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Net income (GAAP) 126.96M
+13.78M Provision for credit losses
+35.19M Income tax expense
+2.21M Taxable equivalent adjustment
= Pre-provision net revenue (te) 178.14M
|
|||
| Quarter-to-date average loans / quarter-to-date average deposits | 84.57% | second quarter of 2026 filing | — |
| Return on average assets | 1.42% | three months ended June 30, 2026 filing | — |
| Return on average common equity | 11.52% | three months ended June 30, 2026 filing | — |
| Tangible book value per share (period-end) | $42.95 | the three months ended June 30, 2026 filing | — |
| Tangible common equity ratio | 9.78% | the three months ended June 30, 2026 filing | — |
| Total risk-based capital ratio | 14.98% | the three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
HWC
this stock
Hancock Whitney Corp
|
$5.92B | +14.8% | -0.4% | 14.5 | 7.8% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| HWC | -1.0% | -3.3% | +8.2% | +1.5% | +14.8% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -0.8% | -2.9% | -4.0% | +0.5% | +1.9% |
Capital returns
Buyback program
· as of Dec 10, 2025
Authorized
shares 4.10M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.