INBK · First Internet Bancorp
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| ACL to NPLs | 92% | first quarter of 2026 | — |
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| ACL to NPLs excluding guaranteed balances non-GAAP | 122% | first quarter of 2026 | — |
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| Cost of interest-bearing deposits | 3.45% | first quarter of 2026 | — |
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| FTE net interest income non-GAAP | $32.8M | first quarter of 2026 | — |
| Loans to deposits ratio | 75.8% | first quarter of 2026 | — |
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| Net charge-offs to average loans | 1.65% | first quarter of 2026 | — |
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| NPLs / total loans excluding fully-guaranteed balances non-GAAP | 1.22% | first quarter of 2026 | — |
| Tangible common equity to tangible assets non-GAAP | 6.24% | first quarter of 2026 | — |
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| Tangible common equity to tangible assets ex-AOCI and adjusted for normalized cash balances non-GAAP | 6.99% | first quarter of 2026 | — |
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| Yield on the loan portfolio | 6.36% | first quarter of 2026 | — |
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| ACL to total loans | 1.49% | Q4 2025 | — |
| Adjusted total revenue non-GAAP | $42.1M | Q4 2025 | — |
| CET1 ratio | 8.93% | Q4 2025 | — |
| Nonperforming loans to total loans | 1.56% | Q4 2025 | — |
| Total capital ratio | 12.44% | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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INBK
this stock
First Internet Bancorp
|
$230.56M | +25.0% | +101.8% | — | 2.3% |
|
MFG
Mizuho Financial Group Inc
|
$129.50B | +44.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$119.29B | -36.4% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$105.84B | -1.9% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.79B | +20.3% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| INBK | -5.0% | -1.1% | +17.4% | -6.4% | +25.1% |
| SPY | -1.7% | +0.7% | +6.4% | -1.2% | +8.3% |
| vs SPY | -3.3% | -1.8% | +11.0% | -5.3% | +16.8% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.