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JCAP $19.14 +0.29%
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JCAP · Jefferson Capital, Inc. / DE
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$19.14 +0.06 (+0.29%) At close · Oct 1
Market Cap
$1.12B
Shares
57.43M
Volume · Oct 1 323.52K Avg daily vol (3M) 318.48K
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Earnings call · FY2026 Q2

Jefferson Capital, Inc. (JCAP) Q2 2026 Earnings Call

Concluded Aug 13, 2026
Aug 13, 2026 0 turns
Period
FY2026 Q2
Runtime
—
Sources
3 artifacts

Executive readout · one minute

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Forward flow commitments 19 Auto finance opportunity 18 Collections and cost dynamics 14 Seasonality and deployment cadence 12 Underwriting and vintages 9 Market structure and supply 8

Management tone

Confident

Net tone +55 · low hedging

Grounding quotes
  • “we're excited about the growth prospects for our business for the remainder of this year and beyond”
  • “the level of activity is certainly elevated across all of the kinds of investments that we make”
  • “record level forward flow commitments that we have, which are $480 million, which is a substantial increase”
  • “We're really proud of the platform that we're continuing to build in Latin America”

Research coverage

3 live sources

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Revenue $177.54M +16.3% YoY
Diluted EPS $0.67 -96% YoY
Net income $41.30M -13.3% YoY

Research materials

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Quarter detail

How the reported period landed and where the business moved.

Revenue · segments

United States Segment$128.54M +16.1% YoY
Canada Segment$20.55M +6.9% YoY
United Kingdom Segment$16.62M +21.2% YoY
Latin America Segment$11.84M +30.8% YoY
Full-screen source Call document