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JCAP · Jefferson Capital, Inc. / DE

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$24.00 +2.39 (+11.06%) At close · Aug 14
Market Cap
$1.38B
Shares
57.43M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$24.00 Open$23.05 Day$21.98–24.28 52W close$15.52–24.00 Avg vol 30d371K Short int1.2M · 2.1% float · 3.7d Short vol33% Last earningsAug 13, 2026 DataJun 2025–Aug 2026 Filing10-Q · Aug 13

Up next

Next earnings call
Nov 12, 2026 Est · unconfirmed · in 13 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 13, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Fair Quant / Vol Moderate
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +19%
      above
      Price vs 50-day avg +27%
      above
      RSI (14) 83
      overbought
      MACD trend Positive
      52-week position 100%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +23%
      trailing
      6-month return +20%
      trailing
      YTD return +7%
      this year
      Relative strength +6%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $19 › 200d $20 — 200d above 50d
      Institutional flow Accumulating
      +4% holders QoQ · +27 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      2.11% of float · ▲ +9.0% MoM · 3.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      111 holders — near 1-yr high, broad support
      Squeeze score 83
      high risk · 0–100
      Fundamentals
      Fair
      Revenue growth +42%
      Y/Y
      Balance sheet $1.7B
      net debt
      Quant / Vol
      risk profile
      Moderate
      Volatility 37%
      annualized · 1-yr
      Max drawdown −34%
      past year
      ATR 3.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +19% Bullish
      Price vs 50-day avg
      +27% Bullish
      RSI (14)
      83 Bearish
      MACD trend
      Positive Bullish
      52-week position
      100% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $19 › 200d $20 — 200d above 50d
      Institutional flow Accumulating
      +4% holders QoQ · +27 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      2.11% of float · ▲ +9.0% MoM · 3.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      111 holders — near 1-yr high, broad support
      Price context
      position in its 52-week range
      Range low $16 Now $24 · 100% Range high $24
      vs 200-day avg +19% vs 50-day avg +27%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted EPS non-GAAP $0.77 Q2 2026
      Adjusted Net Income non-GAAP $47.3M Q2 2026
      Adjusted Pre-tax Income non-GAAP $59.3M Q2 2026
      Cash Efficiency Ratio non-GAAP 72.2% Q2 2026
      Collections $300.9M Q2 2026
      Committed forward flows $480.7M As of June 30, 2026
      Deployments $152.2M Q2 2026
      Total Collections $245.3M Q4 FY2025
      Total Deployments $380.5M Q4 FY2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      JCAP
      Jefferson Capital, Inc. / DE
      this stock
      $1.38B +7.4% +41.5% 2.1%
      V
      Visa Inc.
      $649.80B +3.8% -4.9% 1.2%
      MA
      Mastercard Inc
      $498.70B -0.3% +16.4% 31.3 1.0%
      AXP
      American Express Co
      $231.28B -7.4% +13.4% 20.8 1.8%
      COF
      Capital One Financial Corp
      $141.47B -6.2% +36.6% 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      111
      % held
      38.5%
      Net QoQ
      +263.7K sh
      Top holder
      WELLINGTON MANAGEMENT GRO…
      Held Float
      View
      Held by Funds
      Fund positions
      119
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      1.2M
      Days to cover
      3.7d
      Change
      +100.2K sh
      View
      Short Volume
      Short vol %
      33%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      3.5K
      Value
      $64.2K
      As of
      Jul 8, 2026
      View
      Off-Exchange
      Off-exchange %
      42.4%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Revenue (FY)
      $613.3M
      Net income (FY)
      $188.0M
      EPS diluted
      $5.64
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 13, 2026
      This year
      11
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 13, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      JCAP +13.1% +22.8% +20.0% +19.3% +7.4%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +12.7% +18.4% +6.2% +15.4% -6.4%

      Capital returns

      Latest dividend
      $0.24 / share · ex May 26, 2026
      Declared · upcoming
      $0.24 / share · ex Aug 24, 2026
      Paid (TTM)
      $0.96 / share · 4 payouts
      Dividend yield (TTM, derived)
      4.00%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 2046042 CUSIP 47248R103 13F (30d) 110 filings 109 filers Visit website Investor relations