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JCAP

Jefferson Capital, Inc. / DE
$18.85 +0.33 (+1.78%) At close · Jul 10
Market Cap
$1.04B
Shares
55,418,467

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Revenue
$613.29M +41.5%
FY2025 Revenue FY2023–FY2025
Net Income
$187.97M +45.8%
FY2025 Net Income FY2023–FY2025
Operating Margin
51.61% +0.8pp
FY2025 Operating Margin FY2023–FY2025
Diluted EPS
$5.64
FY2025
Operating Cash Flow
$268.81M +59.8%
FY2025 Operating Cash Flow FY2023–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023
$634.79M $613.29M $433.34M $323.07M
$3.83M $1.28M $200K
$4.52M $5.25M $2.61M $2.37M
$324.93M $294.43M $209.58M $155.5M
$307.41M $316.5M $220.27M $164.05M
51.61% 50.83% 50.78%
$311.93M $321.75M $222.88M $166.42M
$111.54M $105.78M $77.24M $48.11M
-$104.83M -$98.06M -$82.71M -$43.47M
$202.59M $218.44M $137.55M $120.58M
$41.21M $30.47M $8.66M $9.05M
$161.37M $187.97M $128.89M $111.52M
30.65% 29.74% 34.52%
$20K
$169.38M $128.89M $111.52M
$170.43M $206.6M $114.94M $119.78M
USD/shares $5.64
USD/shares $5.64
shares 30.02M
shares 30.02M
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2023–FY2025: $130.02M in dividends.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
Credit Services median 8.58×
EV/EBIT
Credit Services median 24.24×
P/E (TTM)
Credit Services median 11.75×

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component 2025-12-31 2024-12-31 2023-12-31
United States Segment $450,341,000 $295,699,000 $214,122,000
Canada Segment $71,795,000 $54,155,000 $50,770,000
United Kingdom Segment $50,743,000 $52,292,000 $40,658,000
Latin America Segment $40,410,000 $31,195,000 $17,522,000

Segment Operating Income

Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.

By Segment (USD)

Component 2025-12-31 2024-12-31 2023-12-31
United States Segment $228,137,000 $147,010,000 $112,596,000
Canada Segment $52,651,000 $34,527,000 $32,654,000
Latin America Segment $23,959,000 $19,361,000 $7,243,000
United Kingdom Segment $11,748,000 $19,369,000 $11,558,000

Operating Margin by Segment (%)

Component 2025-12-31 2024-12-31 2023-12-31
United States Segment 50.7% 49.7% 52.6%
Canada Segment 73.3% 63.8% 64.3%
United Kingdom Segment 23.2% 37% 28.4%
Latin America Segment 59.3% 62.1% 41.3%
Key facts CIK 2046042 CUSIP 47248R103 13F (30d) 1 filings 1 filers Visit website Investor relations