KSPI
Joint Stock Co Kaspi.kzPrice & Indicators
Blended from price, positioning & fundamentals · daily-close · not investment advice.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| adjusted EBITDA growth non-GAAP | 9% | Q1 2026 call | — |
| advertising and delivery value-added services growth | 73% | Q1 2026 call | — |
| average loan portfolio growth | 23% | Q1 2026 call | — |
| cost of risk | 0.7% | Q1 2026 call | — |
| delinquency rate | 2.2% | Q1 2026 call | — |
| dividend per share | 850 | Q1 2026 call | — |
| e-commerce GMV growth | 41% | Q1 2026 call | — |
| e-commerce take rate | 15.8% | Q1 2026 call | — |
| e-commerce take rate change | 90 | Q1 2026 call | — |
| e-commerce transactions growth | 43% | Q1 2026 call | — |
| fintech adjusted EBITDA growth non-GAAP | 12% | Q1 2026 call | — |
| fintech loan portfolio duration | 9.3 | Q1 2026 call | — |
| fintech yield | 6% | Q1 2026 call | — |
| first-payment default rate | 0.9% | Q1 2026 call | — |
| frequency of quarterly purchases growth | 44% | Q1 2026 call | — |
| funding cost change | 220 | Q1 2026 call | — |
| interest revenue growth | 26% | Q1 2026 call | — |
| marketplace EBITDA growth | 12% | Q1 2026 call | — |
| marketplace GMV growth | 19% | Q1 2026 call | — |
| purchases per consumer on e-commerce | 15 | Q1 2026 call | — |
| second-payment default rate | 0.4% | Q1 2026 call | — |
| TFE growth | -2% | Q1 2026 call | — |
| TPV growth | 14% | Q1 2026 call | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Software - Infrastructure — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
KSPI
this stock
Joint Stock Co Kaspi.kz
|
$17.14B | +15.4% | — | — | 1.0% |
|
MSFT
Microsoft Corp
|
$2.87T | -19.8% | +6.9% | 23.0 | 1.3% |
|
ORCL
Oracle Corp
|
$414.10B | -26.0% | +17.3% | 24.7 | 1.3% |
|
PLTR
Palantir Technologies Inc.
|
$331.75B | -25.4% | +16.7% | 155.5 | 3.2% |
|
PANW
Palo Alto Networks Inc
|
$291.39B | +94.1% | +29.0% | 293.1 | 2.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| KSPI | +1.4% | +8.1% | +10.2% | +4.1% | +15.4% |
| SPY | +3.1% | -0.8% | +8.2% | +0.6% | +10.2% |
| vs SPY | -1.7% | +8.9% | +2.0% | +3.5% | +5.3% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.