MBIN · Merchants Bancorp

$47.69 +1.02 (+2.19%) At close · Jul 24

Market Cap

$2.19B

45.94M

Options Calculator

Theoretical estimate

Estimate what a long-dated option on MBIN could return if you hold it and the stock reaches a target price. Premiums are theoretical Black-Scholes-Merton values — tune the inputs to match your broker, then compare each strike's return against simply holding the shares.

Holding period

2.00 years

Implied volatility (%)

Implied volatility from the MBIN options chain (Aug 21, 2026) — the market's own forward-looking estimate.Market-wide VIX 18.6.

Risk-free rate (%)

Latest SOFR (2026-07-23) — an overnight rate, a rough proxy over years.

Dividend per share $

Annualizes to a 0.92% yield. Most recent $0.11 ex-date 2026-06-15; frequency detected — adjust if it's wrong.

Recent payouts

2026-06-15 $0.11
2026-03-13 $0.11
2025-12-15 $0.10
2025-09-15 $0.10

Target price at horizon

Spot $47.69 at close 2026-07-24.

Best strike

—

Highest estimated return

Return at target

—

— annualized

Breakeven

—

Stock price to break even

Hold the stock

—

— annualized, with dividends

Return by strike at your target price

Strike ladder

Strike	Moneyness	Premium	Breakeven	Value at target	Return	Annualized	Max loss

Per share; one contract = 100 shares. Premiums are theoretical Black-Scholes-Merton estimates — real options are American-style and priced off an implied-volatility smile, so use your broker's quote for the actual premium. Not investment advice.

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Key facts CIK 1629019 CUSIP 58844R108 13F (30d) 33 filings 33 filers Visit website Investor relations