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MCBS · MetroCity Bankshares, Inc.

$36.55 +0.45 (+1.23%) At close · Jul 24
Market Cap
$1.05B
Shares
28.66M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$36.10 Open$35.44 Day$35.09–36.11 52W$24.32–37.46 Avg vol 30d95K Short int620K · 2.2% float · 8.6d Short vol80% DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Moderate
Market backdrop VIX 18.6 · elevated Equity put/call 0.79
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +21%
above
Price vs 50-day avg +5%
above
RSI (14) 56
neutral
MACD trend Negative
52-week position 90%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +3%
trailing
6-month return +33%
trailing
YTD return +37%
this year
Relative strength +26%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $34 › 200d $30 — 50d above 200d
Institutional flow Accumulating
19 of 109 funds reported for Jun 30 · net +22.5K sh shares · +3 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.16% of float · ▲ +4.5% MoM · 8.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
109 holders — near 3-yr high, broad support
Squeeze score 64
elevated · 0–100
Fundamentals
Strong
EPS growth +5%
Y/Y
Free cash flow $37.0M
Valuation P/E 13.2
in line
Balance sheet $383.7M
net cash
Quant / Vol
risk profile
Moderate
Volatility 26%
annualized · 1-yr
Max drawdown −17%
past year
ATR 2.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+21% Bullish
Price vs 50-day avg
+5% Bullish
RSI (14)
56 Neutral
MACD trend
Negative Bearish
52-week position
90% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $34 › 200d $30 — 50d above 200d
Institutional flow Accumulating
19 of 109 funds reported for Jun 30 · net +22.5K sh shares · +3 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.16% of float · ▲ +4.5% MoM · 8.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
109 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $24 Now $36 · 90% 52-wk high $37
vs 200-day avg +21% vs 50-day avg +5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Adjusted return on average shareholder's equity non-GAAP 18.52% six months ended June 30, 2026
Annualized return on average assets 1.96% Q2 2026
Annualized return on average equity 17.52% Q2 2026
Operating efficiency ratio non-GAAP 39.54% Q2 2026
Return on average assets 2.01% six months ended June 30, 2026

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
MCBS
MetroCity Bankshares, Inc.
this stock
$1.05B +37.2% 13.2 2.2%
MFG
Mizuho Financial Group Inc
$129.50B +44.4% 0.1%
HDB
Hdfc Bank Ltd
$119.29B -36.4% +15.2% 0.4%
IBN
Icici Bank Ltd
$105.84B -1.9% 0.6%
PNC
Pnc Financial Services Group, Inc.
$100.79B +20.3% +7.2% 14.6 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
111
% held
23.9%
Reported
19 of 109
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
152
View
Short & Settlement
Short Interest Rising
Shares short
619.5K
Days to cover
8.6d
Change
+26.8K sh
View
Short Volume
Short vol %
80%
As of
Jul 24, 2026
Short Total
View
Fails to Deliver
FTD shares
293
Value
$10.5K
As of
Jun 30, 2026
View
Off-Exchange
Off-exchange %
38.0%
Week of
May 4, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$68.5M
EPS diluted
$2.64
View
Buybacks
Authorized
shares 1.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 24, 2026
This year
12
View
Proposed Sales
Value
$213.2K
Shares
6.0K
Filed
Nov 25, 2024
View

Performance

5D 20D 120D MTD YTD
MCBS -2.6% +2.6% +32.8% +0.6% +37.2%
SPY -1.7% +0.7% +6.4% -1.2% +8.3%
vs SPY -1.0% +2.0% +26.5% +1.7% +28.9%

Capital returns

Latest dividend
$0.29 / share · ex Apr 29, 2026
Raised 16%
Paid (TTM)
$1.04 / share · 4 payouts
Dividend yield (TTM, derived)
2.88%
Buyback program · as of Apr 21, 2021
Authorized
shares 1.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1747068 CUSIP 59165J105 13F (30d) 18 filings 18 filers Visit website Investor relations