MCHB · Mechanics Bancorp
Price & Indicators
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Acquisition and integration costs | $5.9M | Q2 2026 | — |
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| Allowance for credit losses ("ACL") to total loans | 1.12% | Q2 2026 | — |
| Common equity Tier 1 capital (to risk-weighted assets) | 14.39% | Q2 2026 | — |
| Loans-to-deposits ratio | 75% | Q2 2026 | — |
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| Net interest margin | 3.62% | Q2 2026 | — |
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| Tangible book value per common share non-GAAP | $7.56 | Q2 2026 | — |
| Tier 1 leverage capital (to average assets) | 8.71% | Q2 2026 | — |
| Tier 1 risk-based capital (to risk-weighted assets) | 14.39% | Q2 2026 | — |
| Total cost of deposits | 1.25% | Q2 2026 | — |
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Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
MCHB
this stock
Mechanics Bancorp
|
$3.51B | +11.3% | -51.8% | 12.7 | 1.5% |
|
MFG
Mizuho Financial Group Inc
|
$122.92B | +44.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.08B | -35.5% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$107.31B | +0.3% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.03B | +21.5% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| MCHB | -2.2% | -0.9% | +3.8% | -0.4% | +11.3% |
| SPY | -1.0% | 0.0% | +7.4% | -0.8% | +8.6% |
| vs SPY | -1.2% | -0.9% | -3.7% | +0.4% | +2.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.