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MCHB · Mechanics Bancorp

Track MCHB — free
$15.37 -0.06 (-0.39%) At close · Sep 11
Market Cap
$3.40B
Shares
221.43M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$15.37 Open$15.61 Day$15.28–15.74 52W close$12.95–17.17 Avg vol 30d449K Short int3.8M · 1.7% float · 9.4d Short vol64% Last earningsJul 29, 2026 DataJan 2020–Sep 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Oct 28, 2026 Est · unconfirmed · in 6 wks
filed Aug 7, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$53.11M
Trailing 12 months
Net income (TTM)
$281.25M
Trailing 12 months
Revenue growth YoY
+15.9%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
11.9
Trailing earnings · reciprocal yield 8.4%
FCF yield
5.4%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
$343.50M
Latest balance sheet
Dividend yield
10.1%
Trailing 12 months
Shares change YoY
+10.1%
Year over year · more shares
Price change (1Y)
+15.0%
Trailing year
Short interest
1.7%
Latest settlement · 9.4 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Neutral Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 15.8 · calm Equity put/call 0.58
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +1%
above
Price vs 50-day avg −5%
below
RSI (14) 33
neutral
MACD trend Negative
52-week position 57%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Neutral
1-month return −10%
trailing
6-month return +8%
trailing
YTD return +5%
this year
Relative strength −9%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $16 › 200d $15 — 50d above 200d
Institutional flow Accumulating
+7% holders QoQ · +32 funds added
Insider flow Distributing
Net -$30 over 90 days · 100% sells
Short interest Rising
1.73% of float · ▲ +10.2% MoM · 9.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
141 holders — near 3-yr high, broad support
Squeeze score 60
elevated · 0–100
Fundamentals
Excellent
Revenue growth +3%
Y/Y
EPS growth +807%
Y/Y
Free cash flow $187.1M
Valuation P/E 11.8
below peers
Buyback $25.0M
authorized
Balance sheet $838.0M
net cash
Quant / Vol
risk profile
Low
Volatility 30%
annualized · 1-yr
Max drawdown −11%
past year
ATR 2.2%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Jul 29, 2026
2027 and beyond
ROATCE Non-GAAP 17% – 18%
ROAA 1.3% – 1.4%
Q4
Run-rate non-interest expense (ex. CDI amort.) $430M
Q3
Dividend $56M
Prior guidance period ended · from the Earnings Call filed Sep 30, 2021
Share repurchases · fourth quarter $20M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
2 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+1% Bullish
Price vs 50-day avg
−5% Bearish
RSI (14)
33 Neutral
MACD trend
Negative Bearish
52-week position
57% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $16 › 200d $15 — 50d above 200d
Institutional flow Accumulating
+7% holders QoQ · +32 funds added
Insider flow Distributing
Net -$30 over 90 days · 100% sells
Short interest Rising
1.73% of float · ▲ +10.2% MoM · 9.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
141 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $13 Now $15 · 57% Range high $17
vs 200-day avg +1% vs 50-day avg -5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
MCHB
Mechanics Bancorp
this stock
$3.40B +5.1% +3.3% 11.8 1.7%
MFG
Mizuho Financial Group Inc
$138.58B +56.4% 0.1%
HDB
Hdfc Bank Ltd
$119.92B -36.1% -3.2% 0.7%
CIXPF
CaixaBank/ADR
$107.26B +26.7% 0.1%
IBN
Icici Bank Ltd
$105.48B -1.4% 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
141
% held
11.0%
Net QoQ
-3.3M sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
160
View
Short & Settlement
Short Interest Rising
Shares short
3.8M
Days to cover
9.4d
Change
+354.0K sh
View
Short Volume
Short vol %
64%
As of
Sep 11, 2026
Short Total
View
Fails to Deliver
FTD shares
339
Value
$5.6K
As of
Aug 6, 2026
View
Off-Exchange
Off-exchange %
33.8%
Week of
Aug 3, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$30
Buyers / Sellers
0 / 1
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$49.7M
Net income (FY)
$265.7M
EPS diluted
$1.27
View
Buybacks
Authorized
$25.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 20, 2026
This year
12
View
Proposed Sales
Value
$55.8K
Shares
5.0K
Filed
Dec 20, 2024
View
Earnings & Events
Earnings Calls
Last call
Jul 29, 2026
View
Investor Relations
Latest news
Mechanics Bancorp Declares Third…
Published
Aug 19, 2026
View

Performance

5D 20D 120D MTD YTD
MCHB -3.0% -10.2% +8.4% -2.4% +5.1%
SPY -1.2% -1.8% +17.8% -0.4% +12.1%
vs SPY -1.8% -8.5% -9.5% -2.0% -7.0%

Capital returns

Latest dividend
$0.25 / share · ex Aug 28, 2026
Cut 64.3%
Paid (TTM)
$1.56 / share · 4 payouts
Dividend yield (TTM, derived)
10.15%
Buyback program · as of Apr 29, 2021
Authorized
$25.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1518715 CUSIP 43785V102 13F (30d) 52 filings 52 filers Visit website Investor relations